Visit Any Licensed Vet
Get vet treatment in the US or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Cash Back
Get paid back for eligible vet bills for covered conditions.
What is covered in Spot plans?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Spot Preventive Care Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!
Happy Pet Parents Trust Spot
Well worth the cost!
The company I work for offered Pet Insurance, but it was absolutely horrible. After taking our pet to the vet for the 1st time (She is a puppy, and this was her 1st visit), I submitted a claim, thinking it would go toward my deductible, but nothing was covered. I immediately started looking for a different pet insurance, found Spot via Google. My initial experience has been unbelievable. We took our puppy back in for a follow-up, and virtually everything was covered. I submitted a claim, thinking again it would go toward my deductible, but I'm thinking due to the fact all we did was preventative, we received a check that covered most of the visit. Completely different experience compared to the old pet insurance, where the visit didn't even go toward my deductible, and I'm only paying $10 more per month. Well worth the spend!
Peace of mind
The process is very streamlined. I have yet to have any issues whatsoever. Any questions I have are quickly answered and addressed.
Prompt response and execution of the…
Prompt response and execution of the Claim and the Refund. Thank you.
Pleased with service.
Claim was quickly processed and I have been happy with service.
Get rid off headaches. Get Spot!
I had a huge bill from the vet for my cat. Thanks to Spot, I don’t need to worry how I am going to pay and nether to choose if my cat will get the treatment or not. Spot is very efficient, easy processing and fast. Went beyond my expectations. If you are looking for a pet insurance, don’t hesitate to get Spot!
Our First Claims
These were our initial claims for 2 rescue kittens. Filing the claims online was easy. And the processing was complete in 2 days. The reimbursement amount was what we expected. We are impressed. Thanks.
Amazing fast response would highly…
Amazing fast response would highly recommend. My dog has cancer and they have been great with processing claims
The claim process is very easy and…
The claim process is very easy and response is timely
Worth the money! Quick and easy
Quick to process my claim and refund me. I’ve been telling every dog owner I come across to get their pup Spot Pet Insurance. They’ve made dealing with pet health problems a little less stressful. Excellent service!
Having insurance saved my pet's life
Having insurance saved my pet's life. This company is very committed. Customer service is spot on.