Emergency Pet Insurance for Dogs and Cats

  • Up to 90% Cash Back on Eligible Vet Bills

  • Visit Any Vet in the U.S. or Canada

  • 10% Multi-Pet Discount on 2nd and More Pets

  • 24/7 Pet Telehealth Helpline

They Think We’re Pretty Cool:

US News
Consumer Affairs
Consumer Affairs

Insurance for Pet - Related Emergencies

Emergency pet insurance with Spot Pet Insurance plans is designed to help provide crucial coverage when unexpected accidents or sudden illnesses strike your furry friend. These emergencies can happen at any time, and the associated veterinary costs can quickly add up, causing significant financial stress. Pet owners can often find themselves facing a variety of emergencies, such as accidental injuries from car accidents, broken bones, or ingested foreign objects. Having pet insurance for dogs or pet insurance for cats can help with getting much-needed peace of mind.

Who Is a Good Candidate for Emergency Pet Coverage?

Whether you have a playful puppy, a curious kitten, or a seasoned senior pet, emergencies can happen at any age or stage of life. Pet owners who want help avoiding the financial strain of unforeseen accidents or sudden illnesses should consider pet insurance with emergency coverage as a vital part of their pet care plan. This coverage can help you ensure your pet receives prompt and comprehensive medical attention in critical situations while also reimbursing you eligible costs of the vet bill. It is highly recommended that those interested in owning pets consider dog health insurance or cat health insurance.

Emergency Dog Insurance

From sudden accidents like broken bones to unforeseen illnesses such as gastrointestinal issues, dogs can find themselves in situations requiring urgent veterinary care. With our comprehensive dog insurance plan options, you can have peace of mind knowing that your beloved canine friend can receive the necessary medical attention with less added financial stress. Whether it's emergency surgery, diagnostic tests, or overnight hospitalization, our plans can help your dog get the best care possible, allowing you to focus on their well-being rather than worrying about the cost.

Emergency Cat Insurance

At Spot, we recognize that our feline friends can encounter unexpected medical emergencies just like dogs can. From sudden injuries like falls or bites to illnesses such as urinary blockages or respiratory issues, cats may require immediate veterinary intervention. Whether it's emergency surgery, diagnostic procedures, or critical care, our cat insurance plans can help protect your cat, allowing you to focus on their recovery rather than worrying about the expenses.

Pet Insurance for Emergency Surgery

Needing emergency surgery can be an unfortunate reality for many pet owners. Emergency surgeries for dogs and cats can be life-saving interventions in critical situations. Whether it's a sudden trauma like a severe laceration or a medical emergency such as bloat or an intestinal obstruction, prompt surgical intervention can often be necessary to alleviate pain, prevent further complications, and sometimes, save the animal's life. With Spot, pet owners could get insurance plans that could help cover these procedures when the unexpected occurs.

Do I Need Accident and Emergency Pet Insurance?

It is wise to consider that the unexpected can happen at any moment. Pet insurance plans that offer coverage for emergencies are highly recommended for prospective and current pet owners.

Affordable Plan Options for Cats & Dogs

Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.

Cat & Kitten Plans

as low as


Dog & Puppy Plans

as low as


We lead the pack.

Get Pet Insurance Today!


Happy Pet Parents Trust Spot

Follow us on Instagram

Follow us everywhere else: