Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Spot is so quick and efficient with…
Spot is so quick and efficient with billing and reimbursement. I wish human insurance was this amazingly easy. Everyone we know with a fur baby, we recommend Spot. Thank you for being Spot on!
Emergency Cat Care Experience
The explanation of my plan was clearly communicated. I appreciated the comparison of plans to see what would be a great fit. Also, how quickly I received my refund was surprising and appreciated.
Easy to submit claim
Easy to submit claim. Was processed quickly and efficiently.
Fast reimbursements
Fast reimbursements Don't deny coverage
Great experience
I never had pet insurance before and I thought the process of submitting a claim would be pretty intense, but instead I found this to be straightforward and very easy. My claim was processed quickly with no issue. I’m very satisfied with SPOT and I would definitely recommend to anyone.
They've been coming in clutch for my senior cat
I have an old cat who had dental issues but they helped me cover his bill. It's been stressful seeing my cat like this and worrying about paying his vet bills but since I have insurance through spot, I got a reimbursement once I met the deductible.
Great turnaround on claim
Wow! The turn around for my claim was so fast and I had my money in no time. Super impressed with the service.
Easy to file a claim and upload…
Easy to file a claim and upload documents. Updates on status of claim were frequent. Decision on claim came in 2-3 days. Thank you!!
Great service on claims
Great service on claims
It was fast and easy a well explained.
It was fast and easy a well explained.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.