Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
It was easy to submit my claim and I…
It was easy to submit my claim and I had my payment from spot in about 9 days.
Excellent service
We've been with SPOT for our 2 dogs a few years and never filed a claim. When my one dog tore his knee and had to have surgery we filed our first claim. The whole process was easy and smooth and we received our reimbursement within 2 weeks of filing.
Easy to use
It was so easy to place a claim and get reimbursed.
I had never filed a claim
I had never filed a claim. My yorkie was very ill and needed testing, meds, ultrasound and ivs. I submitted my claim for the entire costs. Spot processed my claim quickly and efficiently. I am very pleased with the company.
The women we spoke to to file the claim…
The women we spoke to to file the claim was wonderful and helpful. We had no trouble submitting the claim.
Submitting a claim is very easy and…
Submitting a claim is very easy and there is never a problem being reimbursed.
Everything!
Everything!
Quick reimbursement
Quick reimbursement. Great service. No issues. Easy claims processing and visibility to status updates.
Process is easy and fast as is the…
Process is easy and fast as is the reimbursement.
Very quick and easy
Very quick and easy to do a claim
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.