Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Because yall settle my claim didn’t…
Because yall settle my claim didn’t take long and I love yall services and I’m going to continue to be with yall thanks again for everything
Loki
Simplicity of process.
I’m satisfied with my experience
I’m satisfied with my experience
The website was easy to understand as…
The website was easy to understand as was the claims process. I was reimbursed within a week of filing my claim. I am very happy with the claims process and the quick reimbursement. I highly recommend SPOT pet insurance for your precious fur babies. Douglas Askins
I switched from Trupanion Pet Insurance…
I switched from Trupanion Pet Insurance to Spot Pet Insurance and I couldn't be happier. Spot is so very responsive and easy to work with.
Easy to put in claim for well check for…
Easy to put in claim for well check for our cat.
Fast & easy
The amount of benefits you get for the price is amazing! Making claims is super easy and the whole process is very fast! I've gotten refunds a few days after making a claim. I definitely recommend Spot insurance for your pets!
Claims were processed quickly
Claims were processed quickly. Received emails updating the process. Claims were paid promptly.
Excellent Service
Fast process and refund.
Great customer service
Great customer service
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.