Spot Leads The Pack
How Pet Insurance Works
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Happy Pet Parents Trust Spot
Prices reasonable
Prices reasonable. Quite quick response to claims.
Worth the expense for peace of mind.
Fast claim settlement.
super easy to submit claims and get the…
super easy to submit claims and get the insurance you want
The app makes filing a claim easy
The app makes filing a claim easy. Claims are processed quickly.
Spot Insurance is a great company to…
Spot Insurance is a great company to work with , very easy claim process . Will recommend to my family and friends .. I have been extremely happy with this provider
Never say you'll never need it
Never say you'll never need it! Our dog got sick unexpectedly, week after week, and the expenses started piling up. I had been paying for the insurance for almost 2 years without needing it and now I get to enjoy the benefits. It's such a peace to know SPOT has had our back and that the financial burden is lifted.
I submitted a claim and it was easy to…
I submitted a claim and it was easy to get reimbursed
Spot is the BEST!!!!
Spot is the best pet insurance that i have found. To offer 80% back on all expenses is a major plus.
Easy to work with
Easy to work with, prompt response.
What is covered in Spot plans?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Spot Preventive Care Coverage Perks
Spaying or Neutering
Spaying or Neutering is covered for an extra cost as part of Spot's Platinum Preventative Add-on
Dental Teeth Cleaning
Cleaning coverage included in Spot's preventative care coverage options for an extra cost
Wellness Exams
Routine exams and screenings give your vet the opportunity to detect health issues in the early stages
24/7 Pet Health Helpline
Policyholders of insurance plans from Spot are provided immediate access to a 24/7 helpline for pet health, behavior, and wellness questions powered by VetAccess™.
Your questions will be answered by veterinary experts 24/7 at no additional cost!