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What is Pet Insurance for Dogs and Cats?
Pet insurance is a way to help cover your eligible expenses, which can occur due to unfortunate illnesses or accidents to your pet. It works similarly to the insurance we get for ourselves and our families.
Pets have been providing us with physical and mental well-being for decades. The cost of vet bills for accidents and illnesses can run into thousands of dollars at times. We love our pets, and we wouldn’t want to compromise on the care they may need.
Being ready with a backup, pet insurance can help here. We humans can’t control unfortunate happenings, but pet insurance can help protect your pet and your pocket.
Why We Recommend Pet Insurance in Illinois?
Dogs
Not all dogs are calm and peaceful. There are some breeds that are very aggressive and can attack our pets due to their hunting and herding backgrounds. Illinois is a home for many aggressive breeds including Pitbull, Staffordshire, and Rottweilers. These dogs can make good pets, but when encountered by smaller dogs, aggressive ones may choose to fight and injure our pets.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Hot Weather
The state of Illinois is known to experience hot weather at times. If exposed to these high temperatures, our pets could be at risk of overheating. Some symptoms include vomiting, diarrhea, lethargy, dehydration, heat stroke, and seizures. Your pet could also collapse due to heat exhaustion if kept outside during such heat for a long time.
Read moreHow Spot Plans Help Protect Your Pet
IV Fluids & Medications
Spot plans cover IV fluids & medications to used treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Lyme Disease
Northwest Illinois is considered a high-risk area for infected ticks carrying the bacteria Borrelia burgdorferi, also known as Lyme disease. Ticks are usually found in tall grasses, brush, marshes, and wooded areas. The signs of Lyme disease can take months to develop and can be often mistaken for the flu or arthritis. Some common signs of Lyme disease in your pet can include lameness due to joint pain, fever, and loss of appetite. If left untreated, Lyme disease can lead to heart disease, neurologic disease, and kidney disease in your pets. You should contact your vet immediately if your pet is exhibiting any of these symptoms, or if you suspect they have been bitten by a tick.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Why Spot Plans?
We at Spot are in the business of helping our pet parents get peace of mind by knowing that their pets are covered. If you ask our members, they will vouch for the same.
Illinois residents should consider choosing Spot Pet Insurance for its comprehensive coverage and customizable plans, ensuring optimal protection for their pets. Unlike some insurance providers that offer a one-size-fits-all policy, Spot provides the flexibility to choose the best coverage for the pet's specific needs. This includes a range of options for deductibles, reimbursement percentages, and annual limits, making it easier for pet owners to find a plan that fits their budget while still providing substantial coverage.
Spot Pet Insurance also offers coverage for not just accidents and illnesses, but also for preventative care, which is often not covered by other insurance providers. This can include routine check-ups, vaccinations, and even dental cleanings. By covering these services, Spot helps pet owners in Illinois maintain their pets' health in the long run, potentially preventing serious illnesses down the line. In a state like Illinois, with its varying environmental factors and potential health risks, having an insurance provider that covers a wide range of health concerns can provide peace of mind and financial protection for pet owners.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Illinois Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Illinois.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How can I make my vet visits less expensive?
There are some options you can explore to find less expensive vet care, like looking for cheaper alternatives of prescriptions or comparing different vets, but one of the best methods is getting your pet insured. This way, you can rest easier knowing you have coverage for the unexpected. Also, by taking your pet to the vet for routine preventive care, you can help protect them against future conditions. Spot plans offer preventive care coverage at an additional cost to your plan.
Do Spot Plans Offer Coverage for Puppies/Kittens in Illinois?
Yes, Spot's coverage is available for puppies and kittens as early as 8 weeks old.
Do All Animal Hospitals Accept Spot in Illinois?
Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.