Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
What's Not Covered by Pet Insurance: Exclusions Guide
Most pet insurance plans cover accidents and illnesses — but they all have exclusions. Pre-existing conditions, routine wellness care, elective procedures, and breed-specific limitations are among the most common things standard policies won't cover....
Why Pet Insurance?
Best Pet Insurance in Vermont 2026: What to Look for and Why It Matters
Vermont is one of the best states to have a dog — and one of the riskiest. The Green Mountain State’s outdoor culture means dogs hike, swim, trail-run, and roll through tall grass regularly. That same landscape is home to one of the highest...
Why Pet Insurance?
5 Key Employee Benefits to Watch in 2026
The employee benefits landscape is shifting faster than at any point in recent memory. Healthcare costs are rising, workforce demographics are changing, and what employees actually want from their employers has evolved significantly. For pet parents,...
Why Pet Insurance?
Pet Insurance vs. Pet Savings Account: Which Is Better?
When it comes to planning for your pet's veterinary costs, two approaches come up most often: pet insurance and a dedicated pet savings account. Both can help — but they work differently and protect against different scenarios. According to a 2025...
Why Pet Insurance?
Pet Insurance for Older Dogs: Why Coverage Can Be Worth It
Pet insurance for older dogs is worth considering when your dog is still healthy but approaching the age when costly conditions become more likely. The case for coverage rests on a straightforward reality: older dogs are significantly more likely to...
Why Pet Insurance?
Is Pet Insurance Worth It?
For most pet parents, pet insurance is worth it when the cost of an unexpected illness or injury would be difficult to absorb out of pocket. According to the American Veterinary Medical Association (AVMA)², dog parents spend an average of $598 per...
Why Pet Insurance?
What Is Multi-Pet Insurance and How Does It Work?
Multi-pet insurance means insuring each pet under its own individual policy — not a single plan that covers all animals collectively. Each policy is independently underwritten based on that pet’s species, age, breed, and health history, with its own...
Why Pet Insurance?
Pre-Existing Conditions in Pet Insurance: What You Should Know
A pre-existing condition is any illness, injury, or symptom your pet had before your policy’s start date — or that developed during the waiting period. Most pet insurance policies exclude these conditions from coverage. But that doesn’t mean your pet...
Why Pet Insurance?
Why Pet Insurance for Senior Pets is a Wise Investment
Pet insurance for senior pets can be worth it — if enrolled before age-related conditions develop. Senior pets face significantly higher risks of cancer, arthritis, kidney disease, and heart disease as they age. Because coverage applies only to...
Why Pet Insurance?
