Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Is Pet Insurance Worth It?
For many pet parents, pet insurance can be worth the cost because it helps provide financial protection against unexpected veterinary bills. As veterinary care becomes more advanced, treatment costs can increase—and a single emergency or serious...
Why Pet Insurance?
Is Puppy Insurance Worth It?
Cute, cuddly and expensive? Vet visits, vaccinations, emergencies...with a pup at home, you need to be ready for a lot of unexpected expenses. This doesn’t mean that getting a pup home is a bad idea. It can be one of the most beautiful things you and...
Why Pet Insurance?
Pet Insurance Deductibles Explained: Annual vs. Per-Incident
A pet insurance deductible is the amount you pay out-of-pocket before your insurance begins reimbursing eligible veterinary costs. Most pet insurance deductibles range from $100 to $1,000, with $250 being the most popular choice among pet parents.[1]...
Why Pet Insurance?
Low-Cost Pet Insurance Options: How to Find Affordable Coverage
Low-cost pet insurance options can start as low as $9 per month for cats and $16 per month for dogs with accident-only plans, according to NAPHIA’s 2025 industry report.¹ With over half of U.S. pet owners skipping veterinary care due to cost,²...
Why Pet Insurance?
Pet Insurance Trends in 2026: What’s Changing in the Industry
The pet insurance industry is experiencing rapid growth and transformation in 2026, driven by AI technology, wearable health monitors, and expanded consumer protections. With over 7 million pets¹ now insured in North America and market premiums...
Why Pet Insurance?
Does Pet Insurance Cover Dental Care? What's Included and What's Not
Pet insurance typically helps cover dental injuries from accidents and treatment for dental disease, but routine cleanings and preventive dental care require a separate wellness add-on. According to the AVMA¹, periodontal disease is "the most common...
Why Pet Insurance?
What Is an Annual Limit in Pet Insurance?
An annual limit is the maximum amount your pet insurance policy will reimburse within a 12-month period after your deductible is met. According to the North American Pet Health Insurance Association (NAPHIA)¹, the average annual premium for dogs...
Why Pet Insurance?
The Importance of Preventive Care for Pets
In the realm of pet ownership, preventive care stands as a cornerstone of responsible pet parenthood. Just as we prioritize our own well-being through regular checkups and proactive measures, our furry companions deserve the same level of care and...
Why Pet Insurance?
What Are the Biggest Benefits of Pet Insurance?
Your pet is part of your family — and when an unexpected accident or illness happens, you want to be able to get them the care they need. Pet insurance can help reimburse pet parents for eligible veterinary expenses, with reimbursement rates up to 90%...
Why Pet Insurance?
