Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Pet Insurance Coverage Guide: Why Your Puppy Might Need More Than Basic Protection
Treatment costs can reach staggering amounts—over $4,000 for cancer, congestive heart failure, respiratory problems, and gastrointestinal conditions. Cat parents face similar challenges, with cancer treatment expenses easily exceeding $3,500. These...
Why Pet Insurance?
How Does Pet Insurance Work? A Complete Guide
How Does Pet Insurance Work? Pet insurance reimburses pet parents for covered veterinary expenses resulting from unexpected accidents and illnesses. You pay your veterinarian directly, submit a claim with documentation, and receive reimbursement for...
Why Pet Insurance?
How to Submit a Pet Insurance Claim: Step-by-Step Guide
How to Submit a Pet Insurance Claim With Spot To submit a pet insurance claim with Spot, log into the Member Center, select your pet, upload your itemized invoice, and submit. Standard claims are processed in 5-7 business days, while preventive care...
Why Pet Insurance?
Pet Insurance Waiting Periods: Everything You Need to Know
A pet insurance waiting period is the time between your policy’s start date and when coverage actually begins—typically 14 days for illnesses and 0-15 days for accidents. During this period, any conditions your pet develops won’t be covered. According...
Why Pet Insurance?
What Is the Best Age to Get Pet Insurance for Your Dog or Cat?
What Is the Best Age to Get Pet Insurance? The best age to get pet insurance is as young as possible. Most pet insurance providers, including Spot Pet Insurance, accept pets starting at 8 weeks old. Enrolling your puppy or kitten early can get them...
Why Pet Insurance?
Low-Cost Pet Insurance Options: How to Find Affordable Coverage
# Low-Cost Pet Insurance Options: How to Find Affordable Coverage Low-cost pet insurance starts as low as $9 per month for cats and $16 per month for dogs with accident-only plans, according to NAPHIA's 2025 industry report.¹ With over half of U.S. pet...
Why Pet Insurance?
Pet Insurance for Senior Dogs and Cats: What You Need to Know
Is Pet Insurance Worth It for Senior Dogs and Cats? Pet insurance for older pets can provide significant financial protection when health issues become more frequent and expensive. Senior pets face higher risks of conditions like arthritis, kidney...
Why Pet Insurance?
The Extra Value in Every Spot Plan: Discounts, Rewards, and More
Pet Insurance That Gives You More Than Coverage At Spot, we know caring for your pet goes far beyond vet visits — it’s about giving them the best every day. That’s why every Spot Pet Insurance plan includes access to Spot Perks, a collection of curated...
Why Pet Insurance?
How Much is Pet Insurance?
While pets bring joy and companionship to our lives, they also come with expenses that can add up quickly, including food, toys, grooming, and medical care. Pet insurance is an option to help pet parents offset the cost of unexpected veterinary...
Why Pet Insurance?
