Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Pet Insurance vs. Pet Savings Account: Which Is Better?
When it comes to planning for your pet's veterinary costs, two approaches come up most often: pet insurance and a dedicated pet savings account. Both can help — but they work differently and protect against different scenarios. According to a 2025...
Why Pet Insurance?
Pet Insurance for Older Dogs: Why Coverage Can Be Worth It
Pet insurance for older dogs is worth considering when your dog is still healthy but approaching the age when costly conditions become more likely. The case for coverage rests on a straightforward reality: older dogs are significantly more likely to...
Why Pet Insurance?
Is Pet Insurance Worth It?
Should I Get Pet Insurance? You should get pet insurance if a large, unexpected vet bill would be hard for you to cover out of pocket — that's the core question behind whether coverage makes sense for your pet. According to the AVMA², dog owners spend...
Why Pet Insurance?
How Much Does a Vet Checkup Cost?
Routine vet checkups cost $70–$174 for dogs and $53–$124 for cats, according to CareCredit¹. Costs vary by location, the services included in the visit, and whether additional testing is needed. Dog parents spend an average of $598 per year on...
Why Pet Insurance?
Pet Insurance for Popular Dog Breeds: Golden Retrievers and English Bulldogs
Dog breed significantly shapes what health risks your pet may face — and what pet insurance coverage matters most for protecting them. Golden Retrievers are among the most cancer-prone dog breeds, while English Bulldogs carry a high risk of respiratory...
Why Pet Insurance?
What Pet Insurance Coverage Should You Get for Your First Puppy?
For a first puppy, accident and illness coverage is the most protective option available. It help covers both unexpected injuries and the conditions puppies are actually prone to as they grow — infections, hereditary conditions, digestive emergencies,...
Why Pet Insurance?
Types of Pet Insurance: Accident-Only, Accident & Illness, and Wellness Coverage Explained
Pet insurance policies fall into three main categories: accident-only plans, accident and illness plans, and optional wellness or preventive care add-ons. Each is structured to cover a different scope of veterinary expenses, at a different price point....
Why Pet Insurance?
Does Pet Insurance Cover Expensive Vet Bills? What’s Actually Included
Most accident and illness pet insurance plans help cover the treatments that generate the largest bills — surgery, cancer therapy, hospitalization, and diagnostic imaging — for conditions that develop after the policy takes effect. What determines the...
Why Pet Insurance?
Accident and Illness Pet Insurance for Dogs: Is It Worth It?
If you’re comparing pet insurance options, you’ve likely noticed that accident and illness plans cost more than accident-only plans. The question is whether that extra premium buys enough protection to justify it — and for most dog parents, the answer...
Why Pet Insurance?
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