Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Pet Insurance vs. Pet Savings Account: Which Is Better?
When it comes to planning for your pet's veterinary costs, two approaches come up most often: pet insurance and a dedicated pet savings account. Both can help — but they work differently and protect against different scenarios. According to a 2025...
Why Pet Insurance?
Is Pet Insurance Worth It?
Should I Get Pet Insurance? You should get pet insurance if a large, unexpected vet bill would be hard for you to cover out of pocket — that's the core question behind whether coverage makes sense for your pet. According to the AVMA², dog owners spend...
Why Pet Insurance?
How Much Does a Vet Checkup Cost?
Routine vet checkups cost $70–$174 for dogs and $53–$124 for cats, according to CareCredit¹. Costs vary by location, the services included in the visit, and whether additional testing is needed. Dog parents spend an average of $598 per year on...
Why Pet Insurance?
What Pet Insurance Coverage Should You Get for Your First Puppy?
For a first puppy, accident and illness coverage is the most protective option available. It help covers both unexpected injuries and the conditions puppies are actually prone to as they grow — infections, hereditary conditions, digestive emergencies,...
Why Pet Insurance?
Accident and Illness Pet Insurance for Dogs: Is It Worth It?
If you’re comparing pet insurance options, you’ve likely noticed that accident and illness plans cost more than accident-only plans. The question is whether that extra premium buys enough protection to justify it — and for most dog parents, the answer...
Why Pet Insurance?
Pet Insurance Myths: Debunking 5 Common Misconceptions
Pet insurance isn’t just for emergencies, and it doesn’t have to drain your wallet. Despite covering 7.03 million pets in North America as of 2024, according to NAPHIA’s State of the Industry Report¹, only a small fraction of pets are insured — often...
Why Pet Insurance?
How to Choose the Right Accident and Illness Pet Insurance Plan
Choosing the right accident and illness pet insurance plan comes down to five decisions: what the plan helps cover, how large a deductible to choose, what reimbursement rate fits your budget, whether to cap the annual payout, and when to enroll. Each...
Why Pet Insurance?
Best Pet Insurance in California 2026
California leads the nation in insured pets, with 18.3% of all U.S. pet insurance policies, and has some of the strongest consumer protection legislation in the country through Senate Bill 1217, which took effect January 1, 20251. According to the...
Why Pet Insurance?
How Does Pet Insurance Work?
Pet insurance helps reimburse pet parents for covered veterinary expenses from unexpected accidents and illnesses. You pay the vet directly, submit a claim with documentation, and receive reimbursement based on your plan’s terms. Most plans help cover...
Why Pet Insurance?
