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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
This was our first time meeting our out…
This was our first time meeting our out of pocket expenses. Thankfully we had Spot Insurance and our baby Tiago has recovered. The claim process was easy to navigate and we received our reimbursement check with a few weeks.
Very easy to submit claims with payment…
Very easy to submit claims with payment arriving in reasonable amount of time although i wish i would have signed up for direct deposit to my checking account which would have been much quicker to receive money.
very easy to make a claim
very easy to make a claim. The money was reimbursed to my account in 3 days.
Claims have been pretty seamless and…
Claims have been pretty seamless and don’t take very long. Overall very satisfied with the experience!
Spot has been great
Spot has been great. Easy to aubmit a claim and get things processed.
I was initially hesitant to spend the…
I was initially hesitant to spend the money for pet insurance but when my dog needed surgery the next year I was glad I did. Spot Pet insurance covered the majority of the expense and made it much easier to move forward with his needed care rather than worry about the cost. I would not think twice about purchasing pet insurance from Spot.
My dog Daisy had a health issue.
My dog Daisy had a health issue and had to take her to the vet. I submitted the claim and was received my refund in a few weeks.
Every claim has been quick and right on.
Every claim has been quick and right on.
Spot Pet Insurance had just the plan I…
Spot Pet Insurance had just the plan I wanted for my Cairn Terrier puppy (accident paired with routine preventative). Making my first claim was extremely easy, and the reimbursement came within days. Additionally, the rep I spoke with answered all of my questions. I do recommend this company.
Quote was super easy and had most…
Quote was super easy and had most benefits out of the plans available. Refund came super quick, right into my bank after I submitted a claim.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













