They Think We’re Pretty Cool:
Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Quick to respond
Quick to respond, willing to contact Veterinary Hospital team for more information as needed.
Quick turn around with claim
Quick turn around with claim
Very satisfied customer…
Recently my dog has developed serious eye problems and after 11 yrs. I now have to file claims for my dog's urgent care and treatment. I easily met my deductible and every claim I ‘ve made so far has been processed rapidly with notifications of their acceptance and eventual success. The reimbursement is swift and hassle free. Your customer service answered my questions and so far I’m really pleased with your excellent service. I would readily recommend your service to any pet owner. Thank you for being so professional and supportive during my dog’s illness.
This company is thoughtful and…
This company is thoughtful and understanding, and doesn’t just try to find ways to not cover costs like so many insurances. They have come through again and again and are also very quick to process claims. I recommend these guys to all my friends.
Speedy and Easy Pet Insurance
Spot Pet Insurance has always made it easy to submit claims! They are quick to process claims! I would recommend them!
No Hassle Claims
Easy to submit a claim and quick customer service when I needed assistance in adding to an already open claim.
Was reassuring to know we had Spot Insurance
Our fluff had some unexpected medical issues over the course of several months. It was so reassuring to know that we had Spot insurance and could rely on them to help alleviate our financial stress. They were very timely in addressing our claims and made the process very easy.
Easy & fast
Claim submission is super easy, everything can be done in app. And the case was completed within a week. It's easier and faster than expected makes me more confident to keep on buying insurance from Spot.
Satisfied Customer
I got Spot Pet Insurance when my Havanese Poodle was 8 months old. So far, I have used it a few times: when my pet was neutered, for puppy vaccinations, and when he was sick (unfortunately). It has been easy to navigate the website and submit the claims. They are quick to review and reimburse for the things that are covered. They communicate promptly, and so far, I am satisfied with their service. I give them a thumbs up!
Good service for my two puppy’s!!
Good service for my two puppy’s!!
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.