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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Every time I’ve needed anything from…
Every time I’ve needed anything from the spot team they’ve been amazing, and patient. Never had insurance for my fur baby before and I can’t be more thankful for choosing Spot. Will forever use them, and will forever tell people to use them. Claims are easy and they aren’t an arm and a leg to do. Thank you Spot!!!! <3
The claims process was straight forward…
The claims process was straight forward and although I wish I didn’t have to use it I was glad I had insurance. I should have gone with a company that had a higher max pay out since my bills were twice what I was eligible for, but I knew what I was purchasing. They did everything right
We had a n emergency vet trip for our…
We had a n emergency vet trip for our dog. The claim was easy to file and fast approval.
Easy to file claims
Easy to file claims. They’ll contact the vet for further information. Payment is processed quickly!
We have had Spot for over three years…
We have had Spot for over three years in our four pets. Never had to submit a claim over our deductible until my wife shut the door on the cats tail and cut off a piece of her tail. Had to take her to the vet hospital where they amputated part of the tail. I submitted the claim to Spot as it was over $1000. Spot honored the claim quickly and sent the check for the 70 percent less ether deductible. Very easy to submit the claim. I’m very pleased with it for when we may need it. A+.
My claims have been handled quickly and…
My claims have been handled quickly and fairly.
Procedure to file a claim was very…
Procedure to file a claim was very straightforward and easy to do. I did my own estimate on what I thought I should be reimbursed based on the plan I chose. It was to the penny what Spot Pet Insurance paid. Very happy.
I am so glad I got spot insurance
I am so glad I got spot insurance, they are so efficient.
Spot is the first pet insurance we have…
Spot is the first pet insurance we have placed on our pets. The claims process was straight forward. The reimbursement came back to us for the 2 claims. The first was received in about 10 days, the second was within 5 days.
Very efficient
Very efficient
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.