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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Spot company processed my claim fast…
Spot company processed my claim fast and efficient. They returned the maximum to me. And I am very happy with the process. Yes, I do Recommend a spot insurance for your significance. Little ones.
Greatly appreciate that Spot reached…
Greatly appreciate that Spot reached out directly to vet instead of having to make multiple phone call to office and upload several documents. Quick reinbursement
First claim for well visit was super…
First claim for well visit was super simple and direct deposit arrived within 72 hours of initiating the claim.
Claim submission is easy and vet access…
Claim submission is easy and vet access 24/7 is very convenient.
Incredible service for my dog
I got spot after my dog tore us Crucial Ligament. They have been great supporting treatments and rehab, and allowed me to prolong my time with my best friend
The claim was processed immediately and…
The claim was processed immediately and updates let us know the progress. We were very pleased that there were no delays or hassles.
Spot has been a great pet insurance…
Spot has been a great pet insurance company to deal with. I recently had a very sick dog that needed emergency care twice in 2 days. The first claim was approved almost instantly and the second claim was approved a few days later. I’m so glad I chose them for Daisy’s insurance.
I just adopted a 6 yr old Female French…
I just adopted a 6 yr old Female French Bulldog, everyone was like vets make a lot off of this breed so was a bit nervous, decided to invest in insurance, took her in for checkup and shots and got clean bill of health, I figured as much as she is such a beautiful dog and looks so good and healthy, Sent in my claim of vet fees and was reimbursed within just a couple of days
This was my first claim and I was…
This was my first claim and I was worried, but they covered everything they said they would, so knock on wood I never have to use them again, but I won’t be stressed if I do. In this day and age, thank you for doing what you said you would. Also, my pup is back to 100%.
Very quick response to claim
Very quick response to claim and NO hassles Great Service Thank you Frederick M
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













