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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Spot Pet Insurance is an incredible…
Spot Pet Insurance is an incredible company. We are so glad we joined. We recently had both of of furbabies seen be specialist in veterinary medicine. The fact that we had Insurance for our babies was a relief and helped with very stressful times. Our claims were handled quickly and our payments were equally fast. We are grateful for their care and attention.
Always a quick turnaround when I file a…
Always a quick turnaround when I file a claim!
Easy to file claims and quick
Easy to file claims and quick, efficient payment. Thanks Spot!
Quick turnaround on claims!
Quick turnaround on claims!
I was very impressed with a quick…
I was very impressed with a quick claim. I was paid within seven business days. Thank you.
Submitting claims have been very easy.
Submitting claims have been very easy.
Filing a claim with SPOT was a…straightforward experience
We’ve been with SPOT since 2022, and this was our first time submitting a claim. The claim filing process was straightforward; everything was easy to understand, and the agents who managed my calls were always ready to help and respond to my concerns. When your little puppies are sick, the last thing you want to focus on is the medical costs; it is reassuring to know that SPOT is looking out for us.
App easy to use
App easy to use. Quick turn around.
Easy to file a claim
Easy to file a claim, easy to talk to someone on the phone and fast settlement of my claim. Spot was a good choice.
Processed claims with no issue
Processed claims with no issue
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













