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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
My experience with this company so far…
My experience with this company so far has been pleasant. So far so good
Prompt,no hassle!
Prompt,no hassle! I am very happy that I have Spot Insurance to protect my pup!
Great customer service and…
Great customer service and responsiveness to claims
Highly recommend!!
Quick claim processing and reimbursement of claims. We have had them for 3 years and haven’t ever had an issue- they have approved every illness/injury claim we have submitted. Highly recommend!!!!
Prompt & accurate claim processing &…
Prompt & accurate claim processing & good live phone support. Thanks!
Easy to claim and easy response
Easy to send in a claim online and a quick response for the claim
They acted fast and helped offset the…
They acted fast and helped offset the cost of emergency care. Would recommend, other insurers have poor reviews and Spot is worth the price.
they handle claims quick and honestly
they handle claims quick and honestly
SPOT took all the worry away!
Filing the claim was easy. Coverage was exactly as explained from beginning. And I don’t have to hesitate to take my fur baby for emergency care anymore due to fear of being able to pay. Thank you Spot!
All I can say is Thank you
All I can say is Thank you! My pup had to have emergency surgery and the numbers on that bill were not pretty. Knowing that I had pet insurance was reassuring that I didn't have to choose between a financial hardship, and saving my friend. This was the first time using the insurance so I could only pray it went smoothly. To my suprise the claim process was so simple and easy and they reimbursed me within a few days. Thank you Spot Pet!
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













