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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Easy to use
Easy to use. Scan your invoice, turn it in. Get a reply. Done! Thank you SPOT
I have been with spot insurance for a…
I have been with spot insurance for a couple of years and they are nice, explains everything and are very knowledgeable. Depending how busy they are, I received my claim in 14 days.
To my rescue
To my rescue
Filing a claim
It's easy. Just email the vet bill and in a few days the reimbursement amount will be in your checking account.
Unbelievably easy to submit a claim and…
Unbelievably easy to submit a claim and the response was so fast!
They processed the claim quickly
They processed the claim quickly
Muy amables
Muy amables, no hay tanto tiempo de espera, precios justos, tienen un trato de calidad 🫡
Spot is my favorite pet insurance company…
Spot is my favorite insurance company i've used and I've used at least 4 different ones. I've never had an issue with Spot covering medical treatment. I've never had to appeal or fight with them. They also cover way more than other insurers, like behavioral issues. Their platform is easy to use and their pricing is fair. They also offer a multi-pet discount, which is nice!
Easy as pie
Putting in a claim on the app was so simple. I was so relieved. Thank you so much.
The best
less expensive than the most of the insurance packages. Handled claims quickly precisely and without hesitation.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













