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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
First time purchasing pet insurance
Long time dog owner and this is the first time I’ve ever gotten pet insurance for my puppy. I did ample research and Spot seemed to be the best fit at reasonable prices for us. I love how easy it is to submit a claim and Spot will reimburse us in a very timely manner. Also I like that it’s easy to keep track of our coverage details on the app.
I am so happy with Spot pet insurance
I am so happy with Spot pet insurance. Customer service is awesome and they save me so much money. I will recommend them to everyone.
First time we made a claim, and it's so easy!
We have been fortunate enough that this was our first time using our pet insurance. Having Spot when our dog had surgery gave us piece of mind. Starting a claim was easy, and we were reimbursed to get the vet bills paid. I highly recommend this insurance to anyone with a pet!
Fast and transparent claim payment…
Fast and transparent claim payment processing.
Claims are easy to submit
Claims are easy to submit. We’ve had a few. Everything so far has been hassle free. Reimbursements come quickly. Would recommend.
Peace of mind
They were helpful at a time when my kitty need help.
First time having to submit claims and…
First time having to submit claims and Spot made it very easy to do.
No Regrets
Straightforward and easy to use with the app. Have had 0 problems submitting claims so far.
Easy claims process and quick…
Easy claims process and quick reimbursement!
Easy to apply for Hunters coverage on…
Easy to apply for Hunters coverage on line.I have peace of mind with Spot pet,insurance 👍
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.