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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
My first experience with submitting a claim
My first experience with submitting a claim for my fur baby was a great experience. Also, the claim process was fast, and efficient.
Reimbursement was fast!
Reimbursement was fast!
It is easy to summit claim and does not…
It is easy to summit claim and does not take long to get a response back.
Having Spot pet insurance has been an…
Having Spot pet insurance has been an amazing choice for our family. It’s one of those things where you don’t need it until you need it. We are so grateful we signed up. Our dog had to have surgery to remove a mass and they covered 75% of it. It gives us great peace of mind.
Love this insurance
Love this insurance. Submit claim on app. Upload documents and get reimbursed. Just that easy.
Fast action on claim
Fast action on claim. Very helpful
Very efficient and timely.
Very efficient and timely.
Spot pet insurance. The best I've found.
Spot pet insurance has been helpful with my Pets needs, I love that they remind you if some information may be accidentally missing, to be helpful in the text in reminding you. I always suggest to my friends, family that this is the best company. Thank you for all you do for me and my pet.
Quick approval and refund
Quick approval and refund
Spot Pet Insurance makes it easy to…
Spot Pet Insurance makes it easy to submit a claim and provides payments in a timely manner.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.