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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Blazing fast claim processing time
Claim process is a blast with this company, with few simple docs they make sure you get reimbursed blazing fast. best pet insurance out there in 2025.
All my babies are covered by spot
All my babies are covered by spot. They are fast and fair about the claims.
Paying claim
Sent the invoice on Jan 1 and by Jan 2 getting a response
My dog had a tough ear infection and I…
My dog had a tough ear infection and I submitted my vet bills. They reviewed and payed without any issues
Little lengthy but good
Little lengthy but good
Ecellent Experience
The whole experience was excellent. The support from your team make it easy for the entire process. You guys evaluated my claim real fast and i got answers right away. Too bad i still not getting my refund, just waiting for a check on the mail. Besides that i am very happy with my insurance choice. Keep the good work!!
So far so good!
So far so good! I did a ton of research and went with Spot as I wanted Unlimited coverage at a reasonable rate. They seemed the best. I submitted 2 claims soon after I started this insurance and they paid what I expected. I had cancelled another insurance as they paid pretty much nothing so I am very happy with Spot.
Great job of a quick claim
Great job of a quick claim Turnaround:) It is so great to have a policy that is affordable and truly comes through when you need it. Thank you!!
I have been with Spot for more than 3…
I have been with Spot for more than 3 years. Last year, my dog Akira fell ill a few times, and I submitted a claim each time; all of them were approved.
Excellent pet insurance
I've now insured 4 cats through Spot. When I starting buying insurance for our current two 1-1/2 year old brothers as a precaution when they were still kittens, one of the cats unexpectedly developed some chronic health issues that have already nearly cost $2,000. As with all of our other pets, Spot has reimbursed me for the expenses promptly and without any administrative back-and-forth. I cannot recommend them enough.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













