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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
The claim process was fast and easy.
The claim process was fast and easy.
Easy to use app and rapid processing of claims. I love SPOT
Easy to use app and rapidmprocessing of claims
It was bound to happen and I am…
It was bound to happen and I am thankful we had Spot Pet Insurance when it did. I had to take my fur kid to the vet for X-rays and an ear infection along with follow up appointments. The claim filing process was pretty simple and the reimbursement came quick with no problems. I see reviews with people saying insurance doesn’t do what it is supposed to, well it does. I got insurance on my fur kid when he was a puppy, there were no previous issues. I think that is where some of the comments may come from. We have the illness and accident and I am thankful I decided to stick with it.
When I called for help the sweet lady…
When I called for help the sweet lady was so very kind to me! She carefully walked me through the claim process and never made me feel dumb.
Claim
How easy it is to submit a claim.
I would highly recommend Spot…
I would highly recommend Spot Insurance. Claims are processed very quickly and they stand by their word.
I have had Spot Insurance for nearly…
I have had Spot Insurance for nearly two years now. Our little dog Rosie started to limp and whine recently. Our vet referred us to an orthopedic vet. So far Spot Insurance has covered the expenses just as the policy promised!
Very satisfied customer.
I have been a client of Spot Pet Insurance for about four years and the service is remarkable. They are very expedient with resolving a claim, and paying what ever is covered to the client as soon as possible.I know there are many other companies but I would not think of changing. There customer service department is staffed with very friendly and knowledgeable people.
The claim process was simple
The claim process was simple. I uploaded the invoice and attached the medical record supplied by the vet. In ten days my claim was approved and a check sent in the mail. It really couldn't have been easier.
Customer service is wonderful
Customer service is wonderful, always helpful with my questions, thank you!
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.