They Think We’re Pretty Cool:
Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Amazing customer service!
Amazing customer service!
Has worked like a dream
Has worked like a dream. So glad I have that worry not nagging me when I have to take my pup to the vet for anything even just for her annual shots! Finally, a website doesn’t try to mess you up. It’s true!!
Quick,easy,worth the money
I did a lot of research before signing up to Spot Pet Insurance. I never had pet Insurance but after spending $8,000 on treatment for my previous dog for hospice care. When I found my new dog I knew I wanted Insurance. I am so happy I chose Spot. So far my goldendoodle has had to go to vet 3 times. And putting in the claims is quick and easy. Was reimbursement around 8 days. No questions asked. App is simple and money is direct deposit in your bank. Recommend to all.
Every dog parent sure had it
I send my puppy Brianna receipt to them, and the day they email me, and explain everything to me
I had to submit 3 separate claims for 2…
I had to submit 3 separate claims for 2 visit because of the way the clinic billed. I thought this might cause a problem but the claims were settled correctly and quickly.
Easy and simple process
Easy and simple process. Helps when dealing with the stress of having a sick puppy.
So far Spot Pet Insurance has been…
So far Spot Pet Insurance has been awesome. Took Boogie for a wellness visit where he got his shots including his rabies. They did a test for Lymes.. The best part I got reimbursed and it only took a couple days. So glad I got it!
This is the best insurance for your…
This is the best insurance for your pet!!!
Easy to use…
This app was easy to use and provided enough space to explain medical issues asking to be covered. Their response to my receipt was timely, and the claim processing was, too. I would recommend this pet insurance.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













