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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Everything when very well
Everything when very well and easy to upload paperwork.
Every rep asks me how my dog is doing
Every rep asks me how my dog is doing. They pay my claims in a timely matter and keep me updated on its progress They are “ seasoned professionals”who answer any issues or questions I may have!!! Very pleased with SPOT INSURANCE 👍😍❤️
Easy
Yuck responses
Easy to use! Quick Reimbursement
Spot was easy to purchase an easy to navigate. The reimbursement system is super easy to just upload my invoice and then get reimbursed directly into my bank account and the reimbursement only takes a couple of days which is really nice!
Very easy to submit a claim
Very easy to submit a claim, and I received my money fast.
Your refunds for services is very…
Your refunds for services is very timely. Keep up the good work
Easy to fill out claim application
Easy to fill out claim application. And payment was quick and fast right into my checking account. Would highly recommend.
I highly recommend Spot Pet Insurance…
I highly recommend Spot Pet Insurance My dog recently needed surgery, which was already a very stressful experience, but Spot made the insurance part so much easier. Submitting my claim was quick and easy, and I was very impressed with how fast I received my reimbursement. Having that financial support during such an unexpected situation gave me a lot of peace of mind. Spot made the whole process simple and stress-free when I really needed it. I’m so glad I chose Spot for my dog’s insurance and would definitely recommend them to other pet parents!
I bought the Platinum Insurance for my…
I bought the Platinum Insurance for my puppy. I submitted the paperwork for vet visit.They paid the bill for my puppies shots, visit and heartworm med all within 2days . Great Company and friendly associates!
They processed my claims in a timely…
They processed my claims in a timely fashion.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













