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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
This is reliable insurance
I am very happy with the insurance and the timely manner in which claims are paid.
SPOT is spot on!
We got Spot because we heard it was the best. After doing our research we knew they were best. Our Husky got a lump on his lip and we took him to see the vet. They did a lumpectomy on him to rule out cancer. After filing the claim we were approved in days. Spot is 💯 the best decision we ever made. We just added our newest member of our family and saved with the multi-pet plan.
BEST DECISION for piece of mind!
We are so happy we chose to get our Lola covered with Spot Pet Insurance! We chose to get coverage a few months after we got her and I did my share of researching different companies. She has had a few visits to the vet for minor things and we have had piece of mind knowing she is covered. Their claims process is very easy and payouts are quick! We appreciate their vet advice line also and have used it once! We have gladly recommended Spot to our friends and family as well. No doubt the best decision for our furbaby!
Refunds are quick
I received my Spot Insurance reimbursement checks very quickly. I am pleased with that. However, it seems they are outsourcing their phone calls. It can sometimes be hard to understand or convey what the issue is. Other than that, they are very good.
Quick response to claims.
Quick response to claims.
The response to my claim was very…
The response to my claim was very quick. They were clear about the required documents they needed and resolved my claim expeditiously.
Easy claim process.
Easy claim process.
Very easy to submit claim .
Very easy to submit claim .
Very quick response to claim
Very quick response to claim! Simple to do online
Just submitted a claim
Just submitted a claim. Customer service was very helpful and great service
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.