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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
I never knew how pet insurance works…
I never knew how pet insurance works but it's really easy with spot pet insurance. If you take your pet to vet you can file a claim and get reimbursed for what you paid during your visit to the vet.
I love this insurance
I love this insurance for my animals it is very easy to understand and use Thank you for making this possible for myself and my pets
Ease of transactions is great
Ease of transactions is great! Thank you:-)
Very fast claim processing
Very fast claim processing. only took 24 hours
Spot makes it easy to file claims
Spot makes it easy to file claims. Very helpful in understanding how to file them and answer any questions. Very prompt attention to claims.😊
Great Customer Service
I appreciate all the help and guidance from customer service when I filed my claim. Everyone was very kind.
Spot insurance is awesome!
Spot insurance is awesome!! I've had other insurance that were terrible! Easy to submit claims and process them quickly! No problems with any claims. There premiums are manageable too. I'm staying with them!
It was so easy to file a claim
It was so easy to file a claim
It's easy ,your right on track and…
It's easy ,your right on track and always helpful
Efficient claim process.
Efficient claim process.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.