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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Professional team !
Professional team !
easy to get claims paid and so quickly…
easy to get claims paid and so quickly it surprised me! have used for four animals now.
Good value, competitive, and user friendly
We found Spot through Sam’s Club so we knew it was a good value as far as price, and when we researched further on customer service and items covered we were very pleased to see that it is one of the most competitive and well reviewed pet insurances available. We have always had a dog or two in our family for 37+ years and this is the first time we have had pet insurance for our English Bulldog. Spot has been user friendly for us both online and via telephone. Though it takes some time to submit claims the process is clear and straightforward.
It's been great so far.
It's been great so far.
Spot insurance has been very easy to…
Spot insurance has been very easy to work with. The claims are paid quickly. Thank you.
Overall Spot was great
Overall Spot was great, I did have some technical problems with the app but every time I called I got someone live to talk to. Refund process was quicker than I thought.
They settled my claim super fast again
They settled my claim super fast again! I called with a question before submitting and the lady on the phone was very nice!
This is my first time getting pet…
This is my first time getting pet insurance with you all.So far since like it good.The monthly payment is cheat and I can afford it.Thank you for asking.
Superb
Superb, fair, rapid claims service! Go SPOT!
Making a claim is easy to do
Making a claim is easy to do. Spot contacted my vets for my dog’s medical notes. Hassle free.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













