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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
The company was very helpful
The company was very helpful, clarifying what was required to process the claim. And they were fast In settling the claim
Thank you Spot Pet
Spot Pet has been very responsive to claims submitted and the customer service is top notch.
Fast process in claims as long as you…
Fast process in claims as long as you are providing proof.
Spot quickly responds and it is very…
Spot quickly responds and it is very Easy to make claims and then get reimbursed.
Really worth it
Quick response
Fast and easy reimbursement for…
Fast and easy reimbursement for emergency surgery. From claim submission to money in my bank in just 7 days! So happy I opted for coverage on my little guy!
I switched from another insurance to…
I switched from another insurance to Spot and couldn’t be more happy. They are more affordable, customizable, and pay much quicker. I’m very happy with them.
You can trust Spot
My beautiful white Lab Ivy is back to normal after a surgery to remove a very suspicious growth was removed from the top of her head. Spot was right there. There was no issue with Spot approving the medical information that was sent to them from our Veterinarian. The direct deposit for the operation was received in just a few days after approval.
I filed my claim for my fur baby and…
I filed my claim for my fur baby and Spot Pet Insurance took care of me and processed my claim in a timely manner. Representatives I spoke with when I followed up on my claim were very helpful as well and answered all of my questions! Great service so far and I’m really impressed!
Easy transaction highly recommended
Easy transaction highly recommended
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.