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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
I really like that summiting receipts…
I really like that summiting receipts is easy. Also communication is very quick.
TPLO $$$$
I'm so glad I took the initiative and purchased insurance for my girl Bella. Just the cost for anesthesia for a large breed dog is crazy as I learned when my dog Dare needed her teeth cleaned. Bella tore a ligament and required a TPLO surgery which was just over $5000. Spot insurance paid $2500 which was a huge help! More than grateful!
Great Service
My claim was processed immediately and I had the money in my bank account within 3 days! So easy!
Very easy and clear to file a claim
Very easy and clear to file a claim. Prompt response.
How easy it was to file a claim.
How easy it was to file a claim.
Great company…
I never got pet insurance for my first dog. And I learned, and it's important I chose this company from among many and I've had very positive experience. My puppy has had some issues and I put through two claims.And once I got through the initial process, I have been told they would be sending me a check. I'm very pleased and i'm happy to give them a five star recommendation
Best pet insurance I’ve ever had.
Best pet insurance I’ve ever had.
I have never had pet insurance before
I have never had pet insurance before, so I didn't know what to expect. My puppy got really sick and ended up in a hospital overnight after being to urgent care twice. The bills piled up and I was afraid I would have to fight for reimbursement. I was pleasantly surprised that my claims went thru and were paid to my account in a week. I did call up first and ask help from customer support on the process and they helpfully talked me thru it. I would definately recommend Spot. It is way to expensive at the vet anymore to not have coverage.
Sincerely recommend Spot Pet Insurance
Highly recommend Spot Pet Insurance! We selected Spot after researching several pet insurance companies and I truly believe Spot is the best based on our research and actual use! Our dog has been insured since he was a puppy. Spot's customer service is exceptional, and claims are reviewed & paid promptly. Also appreciate their numerous deductible and coinsurance options! No I do not work for Spot, just am a really happy customer ;-)
Great experience with Spot Pet Insurance
So far I have had Spot Pet Insurance for my dog for almost 1 year and I am very happy with them. I have had a few claims that I submitted online to their website and they were all promptly processed and reimbursed quickly. The one time I had to call customer service with a question they answered the phone right away and were able to help me.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.