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Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
quick service
quick service
This was my first time putting a claim…
This was my first time putting a claim through ~ was easy to navigate on the app . Had a full response within the week! Thank you
Very simple process for submission to…
Very simple process for submission to approval.
The Best!
From the very first day I called Spot Insurance to ask questions because I was thinking of joining, they answered all my questions and concerns with so much details and patience. When the time came that I needed to take my dog to vet because of an emergency, I felt so much relief that I could easily pay the vet bill knowing I would get some of my money reimbursed back. I was even more relieved of how easy it was to fill the claim out. The best part was how fast the claim was processed and how fast your money is reimbursed back to you. I would 100% recommend family and friends about Spot Insurance.
Easy to use & quick response!
I just submitted my first claim to Spot. It was very easy to use, and they responded quickly to me. The whole process was very fast and easy.
Always very responsive to your claims
Always very responsive to your claims. So glad that I have piece of mind for my fur baby. Worth every penny!!!!😊
Great service
Filing a claim was so easy and I was pleasantly surprised at how quickly my claim was completed. When I call for clarification on a question I had, my question was answered quickly and comprehensively.
The ease of submitting claims !!!
The ease of submitting claims and the way the process was seamless and quick was very impressive!!!
Great, reliable company
I appreciate the ease of submitting claims, the transparency of what is and is not covered, the reliability of reimbursement, and I appreciate the peace of mind for if there is an accident or an emergency. I have recommended this company to my friends. Very trustworthy. Also, great app and great website.
Fast response!
Fast response after submitting the claim. Just a couple of days and got reimbursed. I was very happy!
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.