They Think We’re Pretty Cool:
Why are Wellness Plans for Pets Important?
Regular veterinary check-ups included in wellness plans can help with the early detection of potential health issues in pets.
Timely identification enables prompt intervention and can lead to more effective and less costly treatments in the future.
Early Detection
Early identification can help with potential health issues, which can lead to prompt intervention and improved treatment outcomes.
Disease Prevention
Vaccinations and preventive measures can protect pets from common and serious diseases, helping ensure their overall well-being.
Cost Savings
Proactive care can help prevent costly treatments by addressing health concerns before they escalate, potentially saving money & suffering.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Wellness Coverage for Cats
Even indoor pets need to receive regular veterinary care. Cat’s need to stay up-to-date on their core vaccinations, and should see their vets for annual wellness exams and tests. With the coverage from a Spot wellness add-on, cat parents can get cash back on these services.

Spot Wellness Coverage Perks
Spaying or Neutering
Covered for an extra cost in the Platinum Preventative Add-on.
Dental Cleaning
Spot's wellness add-on includes coverage for your pet's dental cleanings - get cash back on this essential service!
Wellness Exams
Get cash back on your pet's annual wellness exam with a Spot wellness add-on.
Pet Wellness Coverage FAQ
Should I get pet insurance or a wellness plan?
Spot’s wellness plans are “add-ons.” This means that pet parents can add wellness coverage to their accident-only or accident and illness plan for a small fee to receive cash back on routine vet services throughout the year.
What is a wellness checkup for a dog?
An annual wellness exam gives your vet the opportunity to give your pet a full checkup and catch any health conditions that might be developing. During this exam, your vet may take your pet’s weight, give them a physical, and run bloodwork.
Is a pet wellness plan worth it?
Spot's wellness plans help pet parents get cash back on the routine veterinary services their pets will need throughout the year, regardless of whether they experience accidents or illnesses. Adding a wellness add-on to a base plan is a great way to get added value from your Spot policy.
Happy Pet Parents Trust Spot
Fast pay out good coverage
Fast pay out good coverage, friendly service
Spot pet Insurance is absolutely…
Spot pet Insurance is absolutely wonderful. I’m so glad I became a client! Everyone is so helpful and so kind that many companies do not have that rapport. I would highly recommend them to anyone who is in need of coverage for their “ kids” !!!🥰
Great first experience with Spot!
The Spot mobile App is very easy to navigate and submit a claim. I submitted on Oct 27 “and I received reimbursement within 13 days on Nov 9th with a direct deposit. The process was fast because when i submitted the invoices, i also submitted the Doctor’s notes, medical history and diagnosis to make the submission process easy for the claims adjuster to review my claim. I did my homework on Spot and checked the reviews that were all good. Also the premium was affordable. I left Healthy Paws pet insurance after 8 years when they tripled my premiums on multiple pets and did not cover a procedure even though it should of been covered per guidelines. I am very happy with Spot Pet insurance for my 2 dogs and cat. THANK YOU, Josie R
The process was quick and easy and we…
The process was quick and easy and we got our check mailed out probably two days after we put in the claim. Very happy with Spot Insurance.
Insurance Claims
The experience that i had with this insurance was great and i would use it again and again.
Spot makes it easier to care for pets
We got spot insurance ... Months later our vet discovered an enlarged liver. Turned out to be cancerous. Spot allowed us to make the right decisions about his care. He's still fighting but we're hopeful the tumor will shrink with treatment.
A very user friendly website.
A very user friendly website.
All my claims have been handled…
All my claims have been handled promptly. Very happy with the communication and care.
Efficient and responsive
Efficient and responsive
The app was easy to navigate
The app was easy to navigate. No hassle with my claim. Fast reliable service.
* Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
∞ No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpet.com/perks-terms.













