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Insurance for Pet - Related Emergencies
Spot’s accident and illness plan can help provide your pet with emergency coverage in pet insurance, helping provide crucial coverage when unexpected accidents or illness may affect your pet. As our most comprehensive plan, it can help cover the cost of treatment for a variety of pet emergencies including accidental injuries like broken bones or unexpected illnesses such as ingestion of toxins. Emergencies can happen at any time and the cost of emergency veterinary treatment can quickly add up, potentially causing financial stress. Customize your pets plan today for some much-needed peace of mind.
Who Is a Good Candidate for Emergency Pet Insurance Coverage?
Whether you have a playful puppy, a curious kitten, or a seasoned senior pet, emergencies can happen at any age or stage of life. This coverage plan can help ensure your pet receives prompt and comprehensive medical attention in critical situations while reimbursing you for covered veterinary costs. It is highly recommended that anyone interested in owning a pet consider dog health insurance or cat health insurance.
Dog Insurance Coverage for Emergencies
With our comprehensive dog insurance plan options, you can have peace of mind knowing that your beloved canine may receive the necessary medical attention with less financial stress. Whether it's emergency surgery, diagnostic tests, or overnight hospitalization, our plans can help support your dog’s access to quality care, helping allow you to focus on their well-being rather than worrying about the cost.
Cat Insurance Coverage for Emergencies
At Spot, we recognize that our feline friends can also encounter unexpected medical emergencies. From sudden injuries like falls or bites to illnesses such as urinary blockages or respiratory issues, cats can require immediate veterinary intervention. Whether it's emergency treatment, diagnostic tests, or critical care services, our cat insurance plans could help protect your cat, helping allow you to focus more on their recovery and less on the cost of their care.
Pet Insurance for Emergency Surgery
Needing emergency surgery can be an unfortunate reality for many pet parents. Emergency surgeries for pets can be life-saving interventions. Whether it's a sudden trauma or a medical emergency, prompt surgical intervention can often be necessary to alleviate pain, prevent further complications, and sometimes, save a pet’s life. By enrolling in a Spot plan, coverage is available to help address the cost of these procedures when the unexpected happens.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
Emergency Coverage for Pet Insurance FAQs
Do I Need Accident and Emergency Pet Insurance?
Pet insurance plans that offer coverage for emergencies are highly recommended for prospective and current pet parents.
Does Pet Insurance Start Instantly?
If you enroll your pet in one of our preventative care add-ons, their coverage will begin the next day. Coverage for our Accident-only and Accident and Illness base plans generally begin after a 14-day waiting period. Residents of DE, ME, MO, MT, NE, NH, WA, and LA may be eligible for next day coverage with an accident-only plan.
How Does Pet Insurance Work in an Emergency?
If you find yourself at an emergency clinic with your pet, you will cover the bill at checkout and then submit a claim with your itemized receipt to Spot through your online Member Center or through our Spot Pet Insurance app. We will process your claim and reimburse you for covered expenses.
What is the fastest starting pet insurance plan?
Coverage under a Spot plan’s preventative care add-ons begin the day after enrollment. So while your accident or illness coverage will not begin until after the 14-day waiting period, you can still submit preventative care claims for veterinary services like vaccines, dental cleanings, spaying or neutering and more.
What is usually not covered by pet insurance?
Generally, pet insurance does not cover any costs related to grooming or breeding, and will not cover any cosmetic procedures. Coverage is typically specific to the treatment of accidents and illnesses, or preventive care services (with the purchase of a preventive care add-on). Pre existing conditions are also not covered by most pet insurance companies.
Happy Pet Parents Trust Spot
easy to file a claim and reimbursements…
easy to file a claim and reimbursements were quick
We saved a lot of money using the…
We saved a lot of money using the insurance. We are always paid very quickly after submitting a claim.
The ease of submitting a claim and how…
The ease of submitting a claim and how quickly I received reimbursement.
I am very happy with this insurance.
I am very happy with this insurance. They respond quickly the claim are processed very timely.
Great service!
Great service
Quick, Efficient, Easy to Understand
Spot Pet Insurance is great! Reimbursements are always seamless and very quick. Anytime we have communicated with Spot staff has been efficient and very helpful! We are so very grateful for Spot as we navigate our fur baby’s recent lymphoma diagnosis.
I joined Spot last year when we got a…
I joined Spot last year when we got a new puppy. Have not had to use until recently when my pup got a deep laceration from a dog bite. I submitted a claim which was easy to do, and not a few days later, I got an email stating a check was on the way!
Great insurance…
it fast and easy to complete the claim and I received a responce right away couldn't ask for anything more waiting on check now
SPOT Helps in a Tight SPOT
Unfortunately my pet has had back to back incidences that have resulted in them being in and out of the vet and ER recently. Thankfully, SPOT has given me some of my financial freedom back so I can make better choices and help my elderly feline when I need to. Thanks SPOT! ❤️
What made my experience great is the…
What made my experience great is the prompt response really love this insurance for my pet❤️
