Affordable Plan Options for Puppies
Spot pet insurance offers affordable and comprehensive puppy insurance plans that cover your puppy from head-to-tail, providing support to help you ensure they receive the best care.
Accident Coverage for Puppies
Accident coverage for puppies helps ensure they receive immediate medical care in case of unexpected injuries.
Accident and Illness Coverage for Puppies
Accident and illness coverage for puppies provides comprehensive protection, ensuring they receive prompt medical care for both injuries and illnesses.
Platinum Preventative Care Add-On
Spot’s platinum preventative care add-on can help cover the cost of a variety of routine care services including the spaying or neutering of your puppy.
What Can Spot Puppy Insurance Plans Cover?
Puppies as young as 8 weeks old can be enrolled into Spot’s accident and illness and accident-only plans. Accident coverage typically includes eligible costs related to injuries such as broken bones or ingestion of harmful objects and toxins.
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Preventive Care for Puppies
Preventive Care is especially important during the first year of your puppy's life to help ensure they have
all of the core vaccinations and the opportunity to detect health issues in their early stages.
Spaying or Neutering Coverage
Puppy owners may consider spaying or neutering coverage to promote their pet's overall health and well-being.
Dental Teeth Cleaning Coverage
Puppy owners may consider dental teeth cleaning to maintain their pet's oral health and prevent potential dental issues.
Wellness Exam Coverage
Coverage for routine exams and screenings are included in our preventative care coverage, helping provide your vet with the opportunity to detect health issues in their early stages
Explore Puppy Insurance by Breed
Learn about your puppy’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
We have never purchased pet insurance…
We have never purchased pet insurance and were hesitant, hoping that if we needed it, there would not be exceptions to coverage. We did have a need to use the insurance and the process was incredibly easy. We received a reimbursement check within one week of submitting reciepts. Coverage was just as outlined when purchased. Very impressed and grateful
Our dog was diagnosed with Lymphoma and…
Our dog was diagnosed with Lymphoma and Spot has paid pretty much all of our bills so far which has made choosing the treatment easier on our minds and hearts.
Fast Claim Processing…
My claim was processed expeditiously and no issues were encountered
To enter your claim report so easy and…
To enter your claim report so easy and return with refund was even faster
Responsive
Responsive, easy, accessible, friendly and fast
Top notch
Spot is very efficient and timely.
Incredible company and service!
Your customer service reps I’ve spoken with on the phone have always been caring, knowledgeable, helpful and reassuring. I went through a scary situation with my dog this year and I was so grateful to be able to get her into an Urgent Care as soon as possible without worry of extra expenses in such a stressful moment. It allowed me to focus on what was most important- taking care of my injured dog. I’ve recommended Spot to several friends as I live in a very dog friendly beach town in San Diego. I’m extremely satisfied with our coverage and service and will continue singing your praises. Thank you for your impeccable service and helping me take the best care of my dog in the times she’s needed it most.
Love Spot insurance
Very fast reimbursement, submission and able to give my Oliver the best care he needs when he needs it.
Love spot
Love spot! My kitty was recently sick and in the ER overnight. I wasn’t even worried about the bills because I knew spot had me covered.
Tigers reimbursement
They gave me my reimbursement without any hassle! Thank you!
Puppy Insurance FAQs
At What Age Can I Enroll My Puppy in a Spot Plan?
Spot can cover puppies as young as 8 weeks old.
Is Pet Insurance Necessary for a Puppy?
While it is not mandatory to insure your puppy, enrolling in a Spot plan can offer additional peace of mind for pet parents by providing reimbursements of up to 90% toward the cost of unexpected vet bills. Spot offers both accident and illness and accident-only plans, and can also help cover the cost of routine veterinary services with the addition of a preventative care add-on.
Read more: is puppy insurance worth it?
Is Puppy Insurance More Expensive for Certain Breeds?
Pet insurance premiums can vary based on several factors; the pet’s age, breed, location, as well as the coverage selected for your plan, and your chosen deductible and annual limit. Insurance providers take breed into account because different breeds can be prone to different health conditions. Premiums may also change if you have multiple pets, and are able to receive a multi-pet discount.
Is Puppy Insurance Worth It?
Yes, in some cases, puppy insurance is worth it! In their first year of life, your puppy will need to visit the vet on multiple occasions for wellness exams, vaccines, flea and tick medication, and potentially even to be spayed of neutered. Spot’s preventative care add-ons can help cover the cost of these routine veterinary services.
In addition, enrolling your puppy early into an accident and illness or accident-only plan, will help avoid the development of conditions that would later be considered pre-existing.
Do Indoor Dogs Need Puppy Insurance?
While staying indoors can help prevent dogs from developing certain health conditions, such as those transmitted through fleas and ticks, they can still experience accidents like swallowing foreign objects or becoming injured from a fall. Enrolling your pet in a Spot plan can help provide additional financial assistance to pet parents in case of unexpected vet bills. Spot plans can help pet parents get up to 90% cashback on eligible vet bills.
1. "Common Puppy Illnesses..." AKC, https://www.akc.org/expert-advice/health/common-puppy-illnesses-to-know/, Apr. 17, 2024.
