Affordable Plan Options for Puppies
Spot pet insurance offers affordable and comprehensive puppy insurance plans that cover your puppy from head-to-tail, providing support to help you ensure they receive the best care.
Accident Coverage for Puppies
Accident coverage for puppies helps ensure they receive immediate medical care in case of unexpected injuries.
Accident and Illness Coverage for Puppies
Accident and illness coverage for puppies provides comprehensive protection, ensuring they receive prompt medical care for both injuries and illnesses.
Platinum Preventative Care Add-On
Spot’s platinum preventative care add-on can help cover the cost of a variety of routine care services including the spaying or neutering of your puppy.
What Can Spot Puppy Insurance Plans Cover?
Puppies as young as 8 weeks old can be enrolled into Spot’s accident and illness and accident-only plans. Accident coverage typically includes eligible costs related to injuries such as broken bones or ingestion of harmful objects and toxins.
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Preventive Care for Puppies
Preventive Care is especially important during the first year of your puppy's life to help ensure they have
all of the core vaccinations and the opportunity to detect health issues in their early stages.
Spaying or Neutering Coverage
Puppy owners may consider spaying or neutering coverage to promote their pet's overall health and well-being.
Dental Teeth Cleaning Coverage
Puppy owners may consider dental teeth cleaning to maintain their pet's oral health and prevent potential dental issues.
Wellness Exam Coverage
Coverage for routine exams and screenings are included in our preventative care coverage, helping provide your vet with the opportunity to detect health issues in their early stages
Explore Puppy Insurance by Breed
Learn about your puppy’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Spot has been a great asset to our…
Spot has been a great asset to our family. It’s very easy to use. The app makes filing a claim very easy!
So many things
So many things! Just knowing that we had insurance really helped us get the treatment we needed for our cat and know that we would get financial help in doing so. The online nurse service is so fantastic. I've been going through so much with my cat and knowing that I could call them made such a huge difference just because there were many days where we didn't think he would pull through. The claims process is fast and efficient, I put in my claims and within a week they were processed and I had my returns in my bank so I can start paying off my credit card. Thank you so much Spot Pet Insurance.
Very quick and no problems at all on…
Very quick and no problems at all on first claim.
I am very satisfied with the response…
I am very satisfied with the response when ever I have a question. And submitting a claim is fast. I have had dealings with other pet insurance companies and by far Spot Pet is the best!!!
Amazing
My experience so far with Spot has been really great. I never had pet insurance until now and ive heard stories that made me reconsider getting it. Spot has been very communicative, simple, and easy to use. The reimbursements have also been great and I have not had any issues.
Had a really great experience with…
Had a really great experience with Spot. Easy to claim, great customer service and overall wonderful! Thank you
Eze to get ancers you need and very…
Eze to get ancers you need and very helpful AAA+
Awesome Aussie puppy coverage!!
I was looking for coverage for my new Aussie puppy. It was easy to understand and enroll, and easy to file my first claims. Very impressed with the process so far.
Spot has reimbursed me every time I…
Spot has reimbursed me every time I have had to file a claim. I feel like my pets are well cared for with spot insurance and I highly recommend them.
Very helpful and kind
The customer service representative was very helpful and kind.
Puppy Insurance FAQs
At What Age Can I Enroll My Puppy in a Spot Plan?
Spot can cover puppies as young as 8 weeks old.
Is Pet Insurance Necessary for a Puppy?
While it is not mandatory to insure your puppy, enrolling in a Spot plan can offer additional peace of mind for pet parents by providing reimbursements of up to 90% toward the cost of unexpected vet bills. Spot offers both accident and illness and accident-only plans, and can also help cover the cost of routine veterinary services with the addition of a preventative care add-on.
Is Puppy Insurance More Expensive for Certain Breeds?
Pet insurance premiums can vary based on several factors; the pet’s age, breed, location, as well as the coverage selected for your plan, and your chosen deductible and annual limit. Insurance providers take breed into account because different breeds can be prone to different health conditions. Premiums may also change if you have multiple pets, and are able to receive a multi-pet discount.
Is Puppy Insurance Worth It?
Yes, in some cases, puppy insurance is worth it! In their first year of life, your puppy will need to visit the vet on multiple occasions for wellness exams, vaccines, flea and tick medication, and potentially even to be spayed of neutered. Spot’s preventative care add-ons can help cover the cost of these routine veterinary services.
In addition, enrolling your puppy early into an accident and illness or accident-only plan, will help avoid the development of conditions that would later be considered pre-existing.
Do Indoor Dogs Need Puppy Insurance?
While staying indoors can help prevent dogs from developing certain health conditions, such as those transmitted through fleas and ticks, they can still experience accidents like swallowing foreign objects or becoming injured from a fall. Enrolling your pet in a Spot plan can help provide additional financial assistance to pet parents in case of unexpected vet bills. Spot plans can help pet parents get up to 90% cashback on eligible vet bills.
1. "Common Puppy Illnesses..." AKC, https://www.akc.org/expert-advice/health/common-puppy-illnesses-to-know/, Apr. 17, 2024.
