Affordable Plan Options for Puppies
Spot pet insurance offers affordable and comprehensive puppy insurance plans that cover your puppy from head-to-tail, providing support to help you ensure they receive the best care.
Accident Coverage for Puppies
Accident coverage for puppies helps ensure they receive immediate medical care in case of unexpected injuries.
Accident and Illness Coverage for Puppies
Accident and illness coverage for puppies provides comprehensive protection, ensuring they receive prompt medical care for both injuries and illnesses.
Platinum Preventative Care Add-On
Spot’s platinum preventative care add-on can help cover the cost of a variety of routine care services including the spaying or neutering of your puppy.
What Can Spot Puppy Insurance Plans Cover?
Puppies as young as 8 weeks old can be enrolled into Spot’s accident and illness and accident-only plans. Accident coverage typically includes eligible costs related to injuries such as broken bones or ingestion of harmful objects and toxins.
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Preventive Care for Puppies
Preventive Care is especially important during the first year of your puppy's life to help ensure they have
all of the core vaccinations and the opportunity to detect health issues in their early stages.
Spaying or Neutering Coverage
Puppy owners may consider spaying or neutering coverage to promote their pet's overall health and well-being.
Dental Teeth Cleaning Coverage
Puppy owners may consider dental teeth cleaning to maintain their pet's oral health and prevent potential dental issues.
Wellness Exam Coverage
Coverage for routine exams and screenings are included in our preventative care coverage, helping provide your vet with the opportunity to detect health issues in their early stages
Explore Puppy Insurance by Breed
Learn about your puppy’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
No worries with Spot!
Quick processing of my pets vet bills. This company is the best !
it was easy once they received all…
it was easy once they received all appropriate records
Easy claim form ,very simple to fill…
Easy claim form ,very simple to fill out, quick and expedite response
At Ease
Honestly, it was so easy of a process that I could not believe it! During such a stressful time, this was such an easy process that it made me feel at ease. I truly appreciate the ease of use with the app and the tracking. Thank you so much!
I was very happy with the speed of my…
I was very happy with the speed of my refund. It was in my checking account within days. Thank you!
Using the spot app is easy to…
Using the spot app is easy to negotiate. Thanks
When are cat Salt became ill
When are cat Salt became ill, and we had to take her to the PetMed Emergency Room. Spot made the entire claim process quick and easy. Which gave us more time to focus on Salt. They are the best!
Pebbles mouth
Pebbles mouth. Great response, with good out come. Thanks 😊
Always very nice on phone with any…
Always very nice on phone with any questions. When policy covers procedure done in a timely manner. Glad to be in the SPOT family.
A few tough weeks, Spot had our back!
A scheduled dental cleaning turned into the need for 3 dental extractions. Then we got some unexpected news about our pup, that he had elevated amylase levels and after sending away for further testing, we found out Rudy has potentially chronic pancreatitis. Only two weeks later, Rudy was attacked by a bigger dog while out on a walk. Thankfully his human dad was able to get him out quickly, but X-rays and antibiotics were a must. Rudy’s Spot insurance has helped us so much during this difficult time, and gave us some peace of mind covering his medical costs. Rudy is an huge part of our family and I definitely know I will have insurance for him and any other dog siblings he has in the future.
Puppy Insurance FAQs
At What Age Can I Enroll My Puppy in a Spot Plan?
Spot can cover puppies as young as 8 weeks old.
Is Pet Insurance Necessary for a Puppy?
While it is not mandatory to insure your puppy, enrolling in a Spot plan can offer additional peace of mind for pet parents by providing reimbursements of up to 90% toward the cost of unexpected vet bills. Spot offers both accident and illness and accident-only plans, and can also help cover the cost of routine veterinary services with the addition of a preventative care add-on.
Read more: is puppy insurance worth it?
Is Puppy Insurance More Expensive for Certain Breeds?
Pet insurance premiums can vary based on several factors; the pet’s age, breed, location, as well as the coverage selected for your plan, and your chosen deductible and annual limit. Insurance providers take breed into account because different breeds can be prone to different health conditions. Premiums may also change if you have multiple pets, and are able to receive a multi-pet discount.
Read more about insurance for multiple pets here
Is Puppy Insurance Worth It?
Yes, in some cases, puppy insurance is worth it! In their first year of life, your puppy will need to visit the vet on multiple occasions for wellness exams, vaccines, flea and tick medication, and potentially even to be spayed of neutered. Spot’s preventative care add-ons can help cover the cost of these routine veterinary services.
In addition, enrolling your puppy early into an accident and illness or accident-only plan, will help avoid the development of conditions that would later be considered pre-existing.
Do Indoor Dogs Need Puppy Insurance?
While staying indoors can help prevent dogs from developing certain health conditions, such as those transmitted through fleas and ticks, they can still experience accidents like swallowing foreign objects or becoming injured from a fall. Enrolling your pet in a Spot plan can help provide additional financial assistance to pet parents in case of unexpected vet bills. Spot plans can help pet parents get up to 90% cashback on eligible vet bills.
1. "Common Puppy Illnesses..." AKC, https://www.akc.org/expert-advice/health/common-puppy-illnesses-to-know/, Apr. 17, 2024.
