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Spot's Pet Insurance Plans with Illness Coverage
Illness Insurance for Pets
Illness coverage may be a perfect fit for the proactive pet parent who wants to help ensure their furry friend is covered in case of health hiccups. If you're the kind of pet parent who keeps a close eye on your pet's well-being, and wants help preparing for potential health issues, illness coverage may be a good fit for you.
Pet Insurance with Surgery Coverage
For the pet parent who wants to be ready for the unexpected, surgery coverage may offer an extra layer of protection. Whether your pet is a high-energy adventurer or a laid-back companion, this insurance coverage can help ensure you're equipped to handle life's surprises, so your pet can get back to their happy, healthy self in no time.
Pet Insurance with Prescription Coverage
Just like humans, pets can face health challenges that may require medication to help manage conditions, alleviate pain, or aid in recovery. With prescription coverage, you may have coverage for the eligible costs of necessary medications, helping you to focus on what truly matters: the well-being of your pet.
Is There Pet Insurance That Covers Everything?
The highest level of pet insurance coverage that people could get with Spot is an accident and illness plan with a preventive care add-on. This kind of pet insurance plan is useful because it can help cover both unexpected accidents and complications that stem from illnesses. On top of this, the preventive care add-on can cover eligible vet expenses related to routine care and wellness exams. Having this level of pet insurance helps you cover many vet expenses - both unexpected and routine.
Does Pet Insurance Cover Dental Illnesses?
Some illnesses have to do with your pet’s oral care. The amount of reimbursement a pet owner gets for dental care depends most on the level of care that they elect to get. For example, opting for the wellness add-on can help you cover many eligible vet expenses like regular dental checkups. On the other hand, those who opt for an accident-only plan may be reimbursed for some unexpected dental accidents.
What Can Illness Pet Insurance Cover?
Pet parents with accident + illness policies cover expenses for a wide range of conditions. Some examples of illnesses that can be covered by pet insurance plans include:
Skin, eye, & ear infections
Cancer & growths
Behavioral issues
Congenital & Hereditary Conditions
Dental illnesses
Coverage for Flea and Heartworm Medications
Our team understands that prevention is just as important as treatment, which is why our Platinum preventive add-on offers coverage for eligible flea and heartworm medications. By covering the eligible cost of flea and heartworm preventatives, we help you keep your pets protected and comfortable all year round.
Why Can Fleas be Dangerous?
Fleas pose significant dangers to dogs, going beyond mere discomfort and itching. These parasites can transmit serious diseases, such as typhus and tapeworms, which can lead to severe health complications. Additionally, the presence of fleas can lead to secondary conditions and contribute to a generally weakened immune system, making dogs more susceptible to other illnesses.3
Illness Insurance FAQ
Is Pet Illness Insurance Coverage Worth It?
What is the Difference Between Accident and Illness Pet Insurance Coverage?
What Types of Pet Insurance Plans Does Spot Offer?
Happy Pet Parents Trust Spot
Great First Time Experience
We recently had our first experience filing a claim with Spot Pet Insurance, and we couldn’t be more grateful. Our golden retriever had a partial blockage, and the costs added up quickly—thank goodness we had insurance in place. Spot made the entire process incredibly easy. The claim was handled quickly, and the reimbursement helped relieve a lot of stress during an already difficult situation. We’ve owned many dogs over the years and never had pet insurance before, but this experience completely changed our perspective. We’re so glad we chose Spot and would absolutely recommend it to other pet owners.
Love Spot Pet Insurance
Love Spot Pet Insurance. It's super easy to file a claim and get estimates. I have peace of mind that my pets are covered and I can properly take care of them and all their needs when emergencies arise.
Easy claims submission and timely…
Easy claims submission and timely processing.
Fast and easy reimbursement of vet bill…
I was very pleased with the quick reimbursement of my vet bill. The process to submit online was very easy and I was reimbursed in about 10 days directly to my bank account.
The app makes it easy to submit a claim…
The app makes it easy to submit a claim and Spot was fast at processing the claim. Very happy with the insurance.
Easy claim process
Easy claim process, affordable, and well worth the cost. Our dog broke his femur and we submitted our claim shortly after his surgery. The claim was approved within five business days. Saved us a few thousand dollars! Thanks you, Spot!
I'm not one to rave about companies
I'm not one to rave about companies, nor to give out five stars readily whatsoever. But Spot has been a bright spot in a world of flaky businesses. They've been incredibly easy to work with. Processing claims has been a breeze. I frequently recommend Spot to everyone I talk with about pet insurance. (Just be sure to get plenty of annual coverage. I'd have gotten 5k a year if I had it to do over again.)
Easy to file a claim
Easy to file a claim, quick and efficient payment
Excellent insurance
I have 3 bloodhounds and many veterinary visits. This insurance has been a blessing. It is easy to make a claim. It is very convenient and quick to reinverse. Thank you so much!
No hassle and quick payments
No hassle and quick payments
*Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
(1) Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 33801. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
(2) Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
(3) “Flea Bites: 4 Diseases These Parasites Can Spread.” PetMD, PetMD, www.petmd.com/general-health/flea-bites-diseases-these-parasites-can-spread, May 5, 2024.