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Spot's Pet Insurance Plans with Illness Coverage
Illness insurance coverage is designed to help give you peace of mind when your pet isn't feeling their best. From sniffles to more serious conditions, we're here to help support you through it all. Explore our accident and illness plan options and find the right fit for you and your beloved companion.
Illness Insurance for Pets
Illness coverage may be a perfect fit for the proactive pet parent who wants to help ensure their furry friend is covered in case of health hiccups. If you're the kind of pet parent who keeps a close eye on your pet's well-being, and wants help preparing for potential health issues, illness coverage may be a good fit for you.
Pet Insurance with Surgery Coverage
For the pet parent who wants to be ready for the unexpected, surgery coverage may offer an extra layer of protection. Whether your pet is a high-energy adventurer or a laid-back companion, this insurance coverage helps ensure you're equipped to handle life's surprises, so your pet can get back to their happy, healthy self in no time.
Pet Insurance with Prescription Coverage
Just like humans, pets can face health challenges that may require medication to help manage conditions, alleviate pain, or aid in recovery. With prescription coverage, you may have coverage for the eligible costs of necessary medications, helping you to focus on what truly matters: the well-being of your pet.
Coverage for Flea and Heartworm Medications
Our team understands that prevention is just as important as treatment, which is why our Platinum preventive add-on offers coverage for eligible flea and heartworm medications. By covering the eligible cost of flea and heartworm preventatives, we help you keep your pets protected and comfortable all year round.
Why Can Fleas be Dangerous?
Fleas pose significant dangers to dogs, going beyond mere discomfort and itching. These parasites can transmit serious diseases, such as typhus and tapeworms, which can lead to severe health complications. Additionally, the presence of fleas can lead to secondary conditions and contribute to a generally weakened immune system, making dogs more susceptible to other illnesses.3
Affordable Plan Options for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Illness Insurance FAQ
Is Pet Illness Insurance Coverage Worth It?
Yes, pet illness insurance can be worth it for many pet parents. Pets, like humans, can unexpectedly fall ill or develop chronic conditions that can require ongoing medical care. Veterinary bills for treatments, surgeries, and medications can quickly add up, potentially causing financial strain. Pet illness insurance can provide a safety net, helping ensure that you can afford care for your pet with less worries about the high costs.
What is the Difference Between Accident and Illness Pet Insurance Coverage?
Accident and illness pet insurance can both provide crucial coverage for your pet, but they address different types of situations. Accident insurance typically covers unexpected injuries resulting from incidents such as broken bones, cuts, or ingestion of foreign objects. On the other hand, illness pet insurance can cover a wide range of medical conditions, from minor infections to serious diseases like cancer or diabetes.
What Types of Pet Insurance Plans Does Spot Offer?
Spot offers accident-only and accident and illness base plans, as well as two optional preventative care add-ons.
Our accident-only plan can help cover the eligible costs for unexpected vet bills related to accidents including coverage for vet exam fees, hospitalizations, prescription medications, and more.
Spot's accident and illness plans include all the benefits of an accident-only plan and can also help cover the eligible costs for conditions including; hereditary illnesses, digestive issues, cancer, alternative therapies, and more!
Our preventative care add-ons can help cover the eligible costs of routine veterinary services including vaccines, dental cleanings, flea and heartworm preventatives, and more!
Happy Pet Parents Trust Spot
easy to file a claim and reimbursements…
easy to file a claim and reimbursements were quick
We saved a lot of money using the…
We saved a lot of money using the insurance. We are always paid very quickly after submitting a claim.
The ease of submitting a claim and how…
The ease of submitting a claim and how quickly I received reimbursement.
I am very happy with this insurance.
I am very happy with this insurance. They respond quickly the claim are processed very timely.
Great service!
Great service
Quick, Efficient, Easy to Understand
Spot Pet Insurance is great! Reimbursements are always seamless and very quick. Anytime we have communicated with Spot staff has been efficient and very helpful! We are so very grateful for Spot as we navigate our fur baby’s recent lymphoma diagnosis.
I joined Spot last year when we got a…
I joined Spot last year when we got a new puppy. Have not had to use until recently when my pup got a deep laceration from a dog bite. I submitted a claim which was easy to do, and not a few days later, I got an email stating a check was on the way!
Great insurance…
it fast and easy to complete the claim and I received a responce right away couldn't ask for anything more waiting on check now
SPOT Helps in a Tight SPOT
Unfortunately my pet has had back to back incidences that have resulted in them being in and out of the vet and ER recently. Thankfully, SPOT has given me some of my financial freedom back so I can make better choices and help my elderly feline when I need to. Thanks SPOT! ❤️
What made my experience great is the…
What made my experience great is the prompt response really love this insurance for my pet❤️
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
3 “Flea Bites: 4 Diseases These Parasites Can Spread.” PetMD, PetMD, www.petmd.com/general-health/flea-bites-diseases-these-parasites-can-spread, May 5, 2024.