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Spot's Pet Insurance Plans with Illness Coverage
Illness insurance coverage is designed to help give you peace of mind when your pet isn't feeling their best. From sniffles to more serious conditions, we're here to help support you through it all. Explore our accident and illness plan options and find the right fit for you and your beloved companion.
Illness Insurance for Pets
Illness coverage may be a perfect fit for the proactive pet parent who wants to help ensure their furry friend is covered in case of health hiccups. If you're the kind of pet parent who keeps a close eye on your pet's well-being, and wants help preparing for potential health issues, illness coverage may be a good fit for you.
Pet Insurance with Surgery Coverage
For the pet parent who wants to be ready for the unexpected, surgery coverage may offer an extra layer of protection. Whether your pet is a high-energy adventurer or a laid-back companion, this insurance coverage helps ensure you're equipped to handle life's surprises, so your pet can get back to their happy, healthy self in no time.
Pet Insurance with Prescription Coverage
Just like humans, pets can face health challenges that may require medication to help manage conditions, alleviate pain, or aid in recovery. With prescription coverage, you may have coverage for the eligible costs of necessary medications, helping you to focus on what truly matters: the well-being of your pet.
Coverage for Flea and Heartworm Medications
Our team understands that prevention is just as important as treatment, which is why our Platinum preventive add-on offers coverage for eligible flea and heartworm medications. By covering the eligible cost of flea and heartworm preventatives, we help you keep your pets protected and comfortable all year round.
Why Can Fleas be Dangerous?
Fleas pose significant dangers to dogs, going beyond mere discomfort and itching. These parasites can transmit serious diseases, such as typhus and tapeworms, which can lead to severe health complications. Additionally, the presence of fleas can lead to secondary conditions and contribute to a generally weakened immune system, making dogs more susceptible to other illnesses.3
Affordable Plan Options for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Illness Insurance FAQ
Is Pet Illness Insurance Coverage Worth It?
Yes, pet illness insurance can be worth it for many pet parents. Pets, like humans, can unexpectedly fall ill or develop chronic conditions that can require ongoing medical care. Veterinary bills for treatments, surgeries, and medications can quickly add up, potentially causing financial strain. Pet illness insurance can provide a safety net, helping ensure that you can afford care for your pet with less worries about the high costs.
What is the Difference Between Accident and Illness Pet Insurance Coverage?
Accident and illness pet insurance can both provide crucial coverage for your pet, but they address different types of situations. Accident insurance typically covers unexpected injuries resulting from incidents such as broken bones, cuts, or ingestion of foreign objects. On the other hand, illness pet insurance can cover a wide range of medical conditions, from minor infections to serious diseases like cancer or diabetes.
What Types of Pet Insurance Plans Does Spot Offer?
Spot offers accident-only and accident and illness base plans, as well as two optional preventative care add-ons.
Our accident-only plan can help cover the eligible costs for unexpected vet bills related to accidents including coverage for vet exam fees, hospitalizations, prescription medications, and more.
Spot's accident and illness plans include all the benefits of an accident-only plan and can also help cover the eligible costs for conditions including; hereditary illnesses, digestive issues, cancer, alternative therapies, and more!
Our preventative care add-ons can help cover the eligible costs of routine veterinary services including vaccines, dental cleanings, flea and heartworm preventatives, and more!
Happy Pet Parents Trust Spot
It was very easy to submit a claim and…
It was very easy to submit a claim and get reimbursed.
The claim I filed was processed…
The claim I filed was processed accordingly and fast.
Quick, easy process
Our dog started feeling ill and we made some vet visits and got some tests done. Spot was quick to review the claim, get what they needed from the vet and process the claim. They didn't give us the run around or cause us any headaches. It was surprisingly easy.
It was easy to apply and easy to…
It was easy to apply and easy to understand which situation I was in. The results report was easy to understand and reimbursement was prompt.
Turn around time is great
The turn around time is great. The insurance is worth the money. It helps you to afford to take care of your fur baby properly.
Like the application
Like the application, very user friendly.
Happy with Spot so far
Very happy with my Spot pet insurance plan. I was able to get an affordable plan with wellness coverage. My puppy has had a few visits over the past month and I was able to get reimbursed within days of the visits.
Amazing Serivce
The claims process is incredibly simple and fast!
Grateful for this insurance!
Spot made it simple and easy to submit the claim for my cats vet bills.
Glad to have it
Good benefit to have
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
3 “Flea Bites: 4 Diseases These Parasites Can Spread.” PetMD, PetMD, www.petmd.com/general-health/flea-bites-diseases-these-parasites-can-spread, May 5, 2024.