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Spot's Pet Insurance Plans with Illness Coverage
Illness Insurance for Pets
Illness coverage may be a perfect fit for the proactive pet parent who wants to help ensure their furry friend is covered in case of health hiccups. If you're the kind of pet parent who keeps a close eye on your pet's well-being, and wants help preparing for potential health issues, illness coverage may be a good fit for you.
Pet Insurance with Surgery Coverage
For the pet parent who wants to be ready for the unexpected, surgery coverage may offer an extra layer of protection. Whether your pet is a high-energy adventurer or a laid-back companion, this insurance coverage can help ensure you're equipped to handle life's surprises, so your pet can get back to their happy, healthy self in no time.
Pet Insurance with Prescription Coverage
Just like humans, pets can face health challenges that may require medication to help manage conditions, alleviate pain, or aid in recovery. With prescription coverage, you may have coverage for the eligible costs of necessary medications, helping you to focus on what truly matters: the well-being of your pet.
Is There Pet Insurance That Covers Everything?
The highest level of pet insurance coverage that people could get with Spot is an accident and illness plan with a preventive care add-on. This kind of pet insurance plan is useful because it can help cover both unexpected accidents and complications that stem from illnesses. On top of this, the preventive care add-on can cover eligible vet expenses related to routine care and wellness exams. Having this level of pet insurance helps you cover many vet expenses - both unexpected and routine.
Does Pet Insurance Cover Dental Illnesses?
Some illnesses have to do with your pet’s oral care. The amount of reimbursement a pet owner gets for dental care depends most on the level of care that they elect to get. For example, opting for the wellness add-on can help you cover many eligible vet expenses like regular dental checkups. On the other hand, those who opt for an accident-only plan may be reimbursed for some unexpected dental accidents.
What Can Illness Pet Insurance Cover?
Pet parents with accident + illness policies cover expenses for a wide range of conditions. Some examples of illnesses that can be covered by pet insurance plans include:
Skin, eye, & ear infections
Cancer & growths
Behavioral issues
Congenital & Hereditary Conditions
Dental illnesses
Coverage for Flea and Heartworm Medications
Our team understands that prevention is just as important as treatment, which is why our Platinum preventive add-on offers coverage for eligible flea and heartworm medications. By covering the eligible cost of flea and heartworm preventatives, we help you keep your pets protected and comfortable all year round.
Why Can Fleas be Dangerous?
Fleas pose significant dangers to dogs, going beyond mere discomfort and itching. These parasites can transmit serious diseases, such as typhus and tapeworms, which can lead to severe health complications. Additionally, the presence of fleas can lead to secondary conditions and contribute to a generally weakened immune system, making dogs more susceptible to other illnesses.3
Illness Insurance FAQ
Is Pet Illness Insurance Coverage Worth It?
What is the Difference Between Accident and Illness Pet Insurance Coverage?
What Types of Pet Insurance Plans Does Spot Offer?
Happy Pet Parents Trust Spot
Spot came through when I really needed…
Spot came through when I really needed them ! I submitted my claim and was able to watch my claim as moved through the process! Customer support was very helpful. Very happy with Spot pet insurance
Claims process made easy
I was unsure how the process would work for multiple items on my claim, but Spot made things so easy to submit. Spot responded & processed my claim right away. It was seamless!
Very pleased with Spot pet insurance
Very pleased with Spot pet insurance. Web portal is easy to use. They're prompt with claims and payments and easy to reach if you want a live person! Also my recent claim for a tooth extraction was covered to my absolute delight because pet dental work is very expensive. Whew! Thank goodness for Spot :)
Spot has incredible customer service…
Spot has incredible customer service and delivers claim payments quickly and efficiently.
excellent service
excellent service, quick response, thorough explanations given for any and all coverage. Highly professional
So thankful for Spot Pet Insurance
So thankful for Spot Pet Insurance. The insurance and the ease of uploading the claims is so easy. Great company!!
It's always so easy to submit claims.
It's always so easy to submit claims.
Pet owner's best friend
Really excellent insurance, which we carry on both dogs. In a perfect world, our dogs would be healthy forever and incur minimal vet bills, but the reality is, illness and injury happens, and bills can be exorbitant. Well worth the monthly charge. The website is easy to navigate, and customer service is quick and responsive.
Ellie review …
the person on the phone was very pleasant and nice to speak to
Love!
The response time and customer service are amazing.
*Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
(1) Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 33801. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
(2) Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
(3) “Flea Bites: 4 Diseases These Parasites Can Spread.” PetMD, PetMD, www.petmd.com/general-health/flea-bites-diseases-these-parasites-can-spread, May 5, 2024.