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Spot's Pet Insurance Plans with Illness Coverage
Illness Insurance for Pets
Illness coverage may be a perfect fit for the proactive pet parent who wants to help ensure their furry friend is covered in case of health hiccups. If you're the kind of pet parent who keeps a close eye on your pet's well-being, and wants help preparing for potential health issues, illness coverage may be a good fit for you.
Pet Insurance with Surgery Coverage
For the pet parent who wants to be ready for the unexpected, surgery coverage may offer an extra layer of protection. Whether your pet is a high-energy adventurer or a laid-back companion, this insurance coverage can help ensure you're equipped to handle life's surprises, so your pet can get back to their happy, healthy self in no time.
Pet Insurance with Prescription Coverage
Just like humans, pets can face health challenges that may require medication to help manage conditions, alleviate pain, or aid in recovery. With prescription coverage, you may have coverage for the eligible costs of necessary medications, helping you to focus on what truly matters: the well-being of your pet.
Is There Pet Insurance That Covers Everything?
The highest level of pet insurance coverage that people could get with Spot is an accident and illness plan with a preventive care add-on. This kind of pet insurance plan is useful because it can help cover both unexpected accidents and complications that stem from illnesses. On top of this, the preventive care add-on can cover eligible vet expenses related to routine care and wellness exams. Having this level of pet insurance helps you cover many vet expenses - both unexpected and routine.
Does Pet Insurance Cover Dental Illnesses?
Some illnesses have to do with your pet’s oral care. The amount of reimbursement a pet owner gets for dental care depends most on the level of care that they elect to get. For example, opting for the wellness add-on can help you cover many eligible vet expenses like regular dental checkups. On the other hand, those who opt for an accident-only plan may be reimbursed for some unexpected dental accidents.
What Can Illness Pet Insurance Cover?
Pet parents with accident + illness policies cover expenses for a wide range of conditions. Some examples of illnesses that can be covered by pet insurance plans include:
Skin, eye, & ear infections
Cancer & growths
Behavioral issues
Congenital & Hereditary Conditions
Dental illnesses
Coverage for Flea and Heartworm Medications
Our team understands that prevention is just as important as treatment, which is why our Platinum preventive add-on offers coverage for eligible flea and heartworm medications. By covering the eligible cost of flea and heartworm preventatives, we help you keep your pets protected and comfortable all year round.
Why Can Fleas be Dangerous?
Fleas pose significant dangers to dogs, going beyond mere discomfort and itching. These parasites can transmit serious diseases, such as typhus and tapeworms, which can lead to severe health complications. Additionally, the presence of fleas can lead to secondary conditions and contribute to a generally weakened immune system, making dogs more susceptible to other illnesses.3
Illness Insurance FAQ
Is Pet Illness Insurance Coverage Worth It?
What is the Difference Between Accident and Illness Pet Insurance Coverage?
What Types of Pet Insurance Plans Does Spot Offer?
Happy Pet Parents Trust Spot
They processed my claim in a very quick…
They processed my claim in a very quick and efficient manner.
everything has went well so far
everything has went well so far
I have put in 2 claims so far
I have put in 2 claims so far. It seems they are pretty responsive and once the claim is approved, i got my refund quickly.
I had a very good claims experience…
I had a very good claims experience with 2 claims for surgery for my dog. Filing the claims was easy, and they were handled with no issues. I got the benefit paid by direct deposit in plenty of time to pay my credit card bill for the procedure.
Wonderful experience!
I wish there was a way to add additional files on a claim. Other than that, very satisfied/impressed with how smoothly things went. I've been pn other pet insurance with a pet years ago and they did everything they could to disqualify the pet for coverage when a claim was submitted. Found Spot through a friend who is equally impressed with the cooperation by your company. Thank you!
I was surprised at how quickly the…
I was surprised at how quickly the reimbursement process was > One upload and a week later it was in my bank account !
Very satisfied with my experience
This is the first time using my policy. I submitted my claim and within a week it was approved and money was directly deposited into my bank account. I have used another company in the past that took 6 months to respond to my claim, that is why I chose to switch to Spot.
It was so easy and fast love the…
It was so easy and fast love the support and every thing they offer.
My claim was processed timely.
My claim was processed timely.
Easy process and quick in responding to…
Easy process and quick in responding to my claims.
*Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage
(1) Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 33801. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
(2) Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.
(3) “Flea Bites: 4 Diseases These Parasites Can Spread.” PetMD, PetMD, www.petmd.com/general-health/flea-bites-diseases-these-parasites-can-spread, May 5, 2024.