Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Quick payment
They accepted and paid our claims within a week.
Spot insurance is the best
Spot insurance is the best. They do what they say, they pay claims in a timely manner, and it’s so easy to file a claim. It gives our family peace of mind that if our beloved dog needs care or has an emergency, it will be covered.
Speedy reimbursement
I took my dog in for her yearly check up. I sent my claim in, my vet sent their paperwork and I had my reimbursement 3 days later. That is some speedy work.
I have three pomeranians
I have three pomeranians, and having previously had pomeranians and not had insurance, I seriously do not know how I never had insurance before. I highly recommend spot pet insurance, and I love knowing that my now costly vet bills are partially covered. I want some Spot pet insurance merch, though? LOL, thank you for helping me financially raise healthy poms.
Ron was very helpful
Ron was very helpful. He checked on my reimbursement and even called back to follow up!
Insuring my dog with Spot is the best decision I made next to adopting my dog Lily!
Insuring my dog with Spot is the best decision I made next to adopting my sweet Lily. They have many plans to choose from and their customer service is incredibly helpful guiding you with what plans best for you pet. Spot makes it so easy to file a claim and the reimbursements come quickly. I love knowing when the unexpected happens, I know my dog has the best coverage and I can get her the vet care needed.
Will use them for as long as I have pets
What a great, supporting company! Within a week, my 9 year old hound went to vet, was hospitalized for 2 days and unfortunately passed away using at home euthanasia. Spot Pet Ins. covered all the expenses according to the plan, no questions asked, beside the proof I submitted with the claim. When you are devastated by the loss of a pet, the last thing you need is worrying about the pet medical care bills. Having insurance for all four of my pets is such a peace of mind; especially now that I know this company is so easy to work with. They also care- everybody on the phone was very understanding and showed tons of empathy. Will use them for as long as I have pets!
The fast responses to your claim forms…
The fast responses to your claim forms as well the courteous responses to questions. If a situation happens the representatives are very quick to take action respond and remedy whatever problem may have occurred. Wayne L. Wescoe
Speedy
Quickly processed and refunded my account.
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.