Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Great service and fast turn around for…
Great service and fast turn around for a huge bill when my doggie was hit by a car. Thank you
SPOT IS AWESOME!
I was impressed how quickly they paid us for the claim. Also very helpful with questions
I have had this insurance for 2 1/2…
I have had this insurance for 2 1/2 years and I recommend this company to anyone that has a pet. Emergencies can be very costly. It is worth the monthly payment and this insurance has paid for itself three times. Once you submit a claim, it doesn’t take long for the claim to process and you get updates along the way I choose to get a check in the mail, but you can also choose to get direct deposit which is quicker.
Claim was easy and settled fairly and quickly
The claim was easy to submit and the review was fast and fair.
I love the peace of mind
I love the peace of mind of having a hassle free insurance for Cupcake. I just fill out the claim, mail it to you then wait. Thank You
Amazing Claim Approval Process
Super fast claim approval with no hassle! The app has been super easy to use and everything about my experiences with Spot have been amazing.
Best service paid
I really enjoyed paying for health insurance for my pets, Paco and Samy. Everything is very easy and fast through the app. They cover most of my services, and I feel very secure paying for my dogs' health insurance because they always cover any medical expenses at the vet. Spot is the best!
Processed my claim in a timely manner…
Processed my claim in a timely manner and cancelled my insurance after my dog passed so I wouldn't have to.
Awesome!
Extremely fast and easy- I provided all paperwork they requested and the claim was processed in a couple of days. Definitely would recommend.
Pet Insurance
I was always hesitant to get pet insurance. It only took me 20 years to realize what a no brainer is can be based on my friends' experience with pet insurance. Stumbled upon SPOT from 2 separate people and decided to get insurance for BOTH of my dogs. It is a no brainer for sure. I can't believe it took me this long to realize, but I guess better late than never.
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.