Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Everything in short time was paid
Everything in short time was paid. I’m more than satisfied and I’m happy I did choose SPOT as my dogs insurance. Only recommended.
Worth every penny!
Filing claims is easy and convenient and reimbursement is relatively swift. We are most pleased with the monthly cost for coverage in comparison to the amount we get reimbursed. The value is amazing. It has taken the stress out of decision-making when your pet is in need.
Excellent service
Excellent service! After and almost $3000 emergency, we received reimbursement within days. This is my first time ever using pet insurance and I am beyond thrilled with how everything was handled. We were reimbursed exactly as much as we had expected.
Great customer service
Speaking to a representative was very helpful. They answered all my questions, were patient and courteous. I have already recommended Spot Pet Insurance to friends.
So easy to sunmit claims and quick…
So easy to sunmit claims and quick response.
It was affordable with an Expensive new…
It was affordable with an Expensive new puppy and has paid out all claims submitted. Very happy with purchase
I submitted my claim and I got a very…
I submitted my claim and I got a very quick response as well as my claim processed very quickly Thank you !!
I would say it's worth it
I would say it's worth it. I pay about $20 a month for 2 cats. My cats can randomly have health problems. Before I really wouldn't want to bring them to the vet because it's so expensive, but of course I would for my pet. I recently had to bring one of them to be seen. The bill was high, but since now I met my deductible, the remaining bill will be refunded by 80%. I submitted the claim Monday morning, and it was approved Thursday, and I got my refund Friday morning. Super easy to submit the claim too.
The claim was processed in a timely…
The claim was processed in a timely manner.
Wonderful Experience and Speedy Claims…
Wonderful Experience and Speedy Claims management
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Much is Kitten Insurance?
Spot puppy insurance plans start as low as $9 per month^^.
Is Kitten Insurance Worth it?
Yes, kitten insurance can be worth it for many reasons. With a kitten insurance plan from Spot, pet parents can get up to 90% cash back on covered vet bills, helping manage the cost of unexpected vet care over time, especially as your pet ages. Enrolling your kitten early can also help avoid pre-existing conditions that can develop as your pet ages.
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.

















