Trusted Kitten Insurance Plans

  • Microchip Implantation Coverage Included in Every Plan

  • No Upper Age Limits 

  • 10% Multi-Pet Discount*

Customizable Insurance for Kittens

Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!

Accident Coverage for Kittens

Can Cover:

  • Injuries

  • Swallowed objects

  • Toxic ingestions

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Illness Coverage for Kittens

Can Cover:

  • Accidents

  • Cancer, diabetes

  • Respiratory infections

Preventative Care for Kittens

Can Cover:

  • Dental cleaning

  • Fecal test

  • Annual wellness exams

Preventive Coverage for Kittens

Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Plan Options
eligible diagnostics and treatments for costly accidents and illnesses:
Vet Exam Fees

Vet Exam Fees

Microchip Implantation

Microchip Implantation

Behavioral Issues

Behavioral Issues

X-rays & Tests

X-rays & Tests

Emergencies & Hospitalizations

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Skin, Eye, and Ear Infections

Hereditary Conditions

Hereditary Conditions

Dental Illnesses

Dental Illnesses

Pet Insurance for Multiple Kittens

At Spot, we believe in rewarding pet parents. For those with multiple kittens, a generous discount of 10% on every additional pet after the first is applied. Our multi-pet discount helps make comprehensive coverage more affordable for pet parents.

Got an Older Cat?

We offer pet insurance plans for grown cats as well!

Kitten insurance that’s easy!

Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.

1

Visit Any Vet

No vet restrictions! Visit any vet in the U.S. or Canada.

2

Submit Your Claim

Send us your bill online, in our app, or via fax.

3

Get Paid!

Get cash back quickly for covered vet bills either direct deposit or check – you pick.

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Explore Kitten Insurance By Breed

Learn about your kitten’s characteristics, personality, and more today!

A Bengal cat is lying on a carpet wearing a red collar.

Bengal

A grey cat with yellow eyes lies on a blue surface.

British Shorthair

A gray tabby cat is lying on a wooden floor.

American Shorthair

A long-haired cat with a striped brown and black coat lies on a white surface.

Maine Coon

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Happy Pet Parents Trust Spot

*Spot offers a 10% multi-pet discount for all pets enrolled after the first

Kitten Insurance FAQs

How Often Do Kitten Need to Go to the Vet?

In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1

Read more about insurance for multiple pets here

At What Age Should You Get Cat Insurance?

The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old. 

Can You Insure a Kitten?

Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.

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1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/