Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Spot pet insurance has always helped me…
Spot pet insurance has always helped me fast for my claims. Awesome service always!!!
They do what they say.
I have 3 dogs with spot insurance and one puppy broke his leg and they paid right away and was very helpful with the claim. And now my other dog had a hernia and had to get it fixed and they were great with that bill. I recommend this insurance highly. They helped me greatly. Thank you Spot Pet insurance.
I’m extremely satisfied with my pet’s…
I’m extremely satisfied with my pet’s insurance. They accepted all the claims related to my pet’s recent health concerns and processed everything in a timely manner. The entire experience was smooth and stress-free, giving me peace of mind during a difficult time. Highly recommend!
Fast Claim Approval
The response time after submitting my claims is fast and reliable! I feel like I can clearly understand what is covered under my pet’s plan and it really has helped me out when taking my senior pup to the vet.
Spot has been great to work with!
Spot has been great to work with. Claims get processed in a timely manner and it's always been easy to get in touch with someone if I have questions.
pretty easy and quick
It’s pretty easy to submit my claim, they do the review and really quick I received the response, it really helped me to get through tough times!
Always have a pleasant experience…
Always have a pleasant experience dealing with them
Spot is amazing
Spot is amazing! They have been so easy to work with. I love their app and it only takes a couple minutes to submit a claim. I get a response within a week. I also like that there is a 24/7 hotline for pet advice.
Spot Insurance is great
Spot Insurance is great. My son recommended getting pet insurance and I am so glad that I picked Spot. The turnaround time is phenomenal. I receive reimbursement within a few days. Couldn't be happier.
Impressive Coverage
Very impressed with the coverage! I was worried about two expensive bills and called SPOT to discuss. Great customer service and guidance.
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.