Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
great and easy
Easy and never have had a problem getting coverage
The claim process is easy and responses…
The claim process is easy and responses are fast. I would recommend
Easy to use
Easy to use. Simplified settlement. No fuss
Such a quick and easy process.
Such a quick and easy process. I submitted all my bills for my cat's sudden need for oral surgery and received the reimbursement within 10 business days. I was very pleased with how easy the submittal was to do and how quickly SPOT responsed.
I had an excellent experience with spot…
I had an excellent experience with spot pet insurance. Filing a claim was incredibly simple and straightforward, and the entire process felt smooth from start to finish. I submitted the required documents online, and everything was clearly explained, which made it stress-free. What really stood out was how quickly my claim was approved—there were no unnecessary delays or back-and-forth requests for additional information. It was reassuring to see such efficiency, especially during a time when I was already concerned about my pet’s health. The reimbursement was processed promptly, and the communication throughout the process was clear and professional. Overall, this experience gave me a lot of confidence in my decision to have pet insurance. I highly recommend them to any pet owner looking for reliable, hassle-free coverage.
Great job
Excellent response time
Quality & Efficiency for your Pet!
Spot Pet Insurance is everything my husband and I have been looking for in an insurance company for our dog so far. We love the simplicity of submitting claims when we have to, the relatively fast processing time, and the ease of use when having to interact with the website. We had to use the vet access feature through the phone once and the person on the other end of the phone was so patient, kind, and caring. It really helped— especially when we as pet parents were already anxious about our dog’s symptoms when they were ill. Spot Pet Insurance is where you want to go for quality care for your beloved pet.
Super easy to submit my claim and funds…
Super easy to submit my claim and funds were in my account in a couple of days. Very easy to navigate the process
Spot Pet Ins. Great coverage - 80%/$5K
Spot Pet Insurance that we enrolled in as of April 2025 with coverage for our two Chihuahua's has been great ! Their Claims Service Dept. has been very responsive & quick to act on our multiple claims for our pet from (meds to major surgery). Their several requests for additional medical records on our pet was handled quickly. The autopay for monthly premiums is great! Claims submission & reimbursement via direct deposit has been Excellent ( 7-10 days) Very satisfied with insurance at present!
Hassle free
Very easy to submit the records from our visit and only a few days to get back the money. So glad I went with Spot!
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Much is Kitten Insurance?
Spot puppy insurance plans start as low as $9 per month^^.
Is Kitten Insurance Worth it?
Yes, kitten insurance can be worth it for many reasons. With a kitten insurance plan from Spot, pet parents can get up to 90% cash back on covered vet bills, helping manage the cost of unexpected vet care over time, especially as your pet ages. Enrolling your kitten early can also help avoid pre-existing conditions that can develop as your pet ages.
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.