Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Quick service
Quick service, and very friendly customer support.
After my Doberman had knee surgery my…
After my Doberman had knee surgery my claim was processed quickly and I received my check with no problems what so ever! I’m really grateful for the excellent service!
Everything is excellent
Everything is excellent
Very easy to file claims and monitor…
Very easy to file claims and monitor progress.
Excellent flow and ease with submitting…
Excellent flow and ease with submitting the claims. They keep you informed!
Coverage is exactly what it’s supposed very responsive…
Coverage is exactly what it’s supposed to be when you start. Very responsive check in the mail is slow.
Best Pet Insurance
Easy claims process, fair coverage with no surprises or hidden loopholes to deny claims, straight forward reimbursements, transparent through and through. Feel like it’s the only pet insurance worth the money to keep your pet covered.
Sent my receipts to SPOT and they…
Sent my receipts to SPOT and they contacted my vet for proof and sent a check after taking out the deductible...very easy process
I took my kitty to the emergency vet .
I took my kitty to the emergency vet .. pretty traumatizing for both of us and my pocket book... I turned the vet bill In to spot with all the notes and itemized receipt...which was easy to do on line with my phone... and within 10 days they reviewed it and said they are paying all except my $250.00 deductible... pretty amazing... thank you Spot. I've shared this with my friends and they were pleasantly surprised as well.
The customer service representative did…a GREAT JOB.
The customer service representative did a great job. The turn around time for reimbursement was exceptional. Very pleased. :)
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Much is Kitten Insurance?
Spot puppy insurance plans start as low as $9 per month^^.
Is Kitten Insurance Worth it?
Yes, kitten insurance can be worth it for many reasons. With a kitten insurance plan from Spot, pet parents can get up to 90% cash back on covered vet bills, helping manage the cost of unexpected vet care over time, especially as your pet ages. Enrolling your kitten early can also help avoid pre-existing conditions that can develop as your pet ages.
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.

















