Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
Highly recommend
In a very stressful situation with my sick kitty, having this insurance at least relieved the stress of the financial burden. So grateful to have this peace of mind, and would recommend Spot to anyone with a fur baby!
Easy
Easy, website is easy to move though
Quick response time from filing to…
Quick response time from filing to closure of claim. Great job 👏🏼
They helped me with my bill when I…
They helped me with my bill when I needed it the most. They are great for emergencies.
Making a claim was simple!
Making a claim was simple!
Claims easy to submit and processed…
Claims easy to submit and processed timely.
Spot is great!
My dog was recently diagnosed with a mast cell tumor so we have had a lot of specialist visits, a trip to urgent care, and surgery. I have never really had to use his insurance before because he has always been pretty healthy so I was a bit nervous with all of the upcoming appointments and costs. I work in veterinary medicine and see how some of the pet insurance companies let clients down but Spot was always one that I heard great things about. The process to submit the insurance claims after each of these visits was so easy. The claims were processed very quickly and after I met the deductible I was reimbursed within just a few days. Spot Pet Insurance definitely put my mind at ease over these last few months and I’m glad I went with it.
Vet Bills are Expensive
I had to take my dog to the vet & I spent over $900 dollars, but it was a great relief to submit the claims & receive the majority of that money back! And the speed at which the claims were processed was fantastic too!
Ed's wellness visit
I was not expecting to get a refund of some of my vet expenses for my cat Ed. His appointment was for wellness, but I did receive some of the $$$ back, which was great. And I got it in one day!
They were helpful and took time with me…
They were helpful and took time with me to explain things I didn’t understand they were friendly and respectful
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.