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How Does a Spot Plan Work in Arizona?
Curious about how a Spot plan works in Arizona? Start by choosing between our Accident & Illness plan or Accident-Only plan, with the option to add Preventive Care coverage for an extra cost. Once you've selected a plan, you can tailor it to your needs by adjusting the annual deductible, reimbursement rate, and annual limit. Enrolling your pet is quick and easy—just provide some essential information about your pet. If your pet needs unexpected care, visit any licensed veterinarian and pay the bill. Then, submit your claim online, in the app, or by mail or email, and you’ll get reimbursed for the covered expenses according to your plan.
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Does Spot Offer Different Plans in Arizona?
Spot’s plan options are the same in every state, allowing you to select from consistent options regardless of your location.
Accident Only Plan: The Accident Only plan can help cover accidents and injuries, offering peace of mind in case your pet encounters unexpected situations that result in injuries.
Accident and Illness Plan: For our more comprehensive coverage, the Accident and Illness plan includes protection against both unexpected accidents and a range of illnesses, such as cancer, diabetes, and infections. This plan helps ensure that your pet is covered for both unexpected injuries and serious health conditions.
Preventive Care Coverage: Spot also offers optional Preventive Care coverage options. This coverage is designed to help with the eligible costs of routine care, including vaccinations and wellness exams, helping ensure your pet can stay healthy year-round.
Common Conditions in Arizona Pets
Some of the most common health conditions treated in Arizona pets are diarrhea, vomiting, and ear infections†. Pet parents also commonly use the microchip implantation coverage included in Spot base plans to have their pets chipped†.
Average Claim Cost in Arizona
The average cost of claims submitted by Arizona pet parents is $421†. Spot Pet Insurance plans can help these pet parents get up to 90% cash back on covered conditions.
What was the highest reimbursement in Arizona?
The highest reimbursement paid to an Arizona pet parent is $9,514†. At Spot, we understand vet bills can quickly become a financial burden, and work hard to offer the financial support needed to face them with additional peace of mind.
Where Can You Find a Vet in Arizona?
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursement for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Arizona?
Snakes, Toads and Lizards
There are 18 different poisonous species of snakes present in Arizona. With a high population in the state, they can be present anywhere including the bottom of your car or your backyard, and a snake bite can be very dangerous for your pets. It can lead to shock, paralysis, coma, and even death. Toad poisoning can lead to vomiting, diarrhea, stumbling, tremors, and seizures. The dog eating a lizard or being bitten by one can cause hyperactivity, seizures, and even coma.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,260†
You Pay $240
Plant Poisoning
There are over 700 species of plants that can harm or even kill pets like dogs and cats. The thing with Arizona is, it doesn’t have enough grass, which can lead to curiosity in dogs when a new plant is seen. And here, ‘curiosity can literally kill the cat’. Contact with such plants can cause vomiting, diarrhea, or cause serious problems like kidney, liver, or heart failure.
Read moreHow Spot Plans Help Protect Your Pet
Toxin ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Coyotes
These smaller cousins of wolves have become a major threat to our pet friends, dogs, and cats in recent times. Though its primary preys are deer and rabbits, they attack dogs out of pure aggression and not for defense. Their population has been increasing in North America. Your pets might be safe with you inside your house but at times when left off-leash, a sudden coyote attack may be possible, especially if it is a small dog or a cat.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Pet-Friendly Businesses and Events in Arizona
Arizona offers a wealth of pet-friendly businesses and events that cater to furry companions and their owners. In Phoenix, the popular restaurant Oregano’s Pizza Bistros welcomes dogs on their patios, ensuring that pets can join in on mealtime fun. For shopping enthusiasts, Scottsdale's The Shops at Gainey Village features several stores and eateries with pet-friendly policies. If you're in Tucson, check out the annual Woof Down Wind event, a celebration that includes pet parades and vendor booths dedicated to doggy delights. Additionally, the Arizona Humane Society’s annual “Pets on Parade” fundraiser brings together pet lovers and their furry friends for a day of fun activities and community bonding. Throughout the state, many hotels, like the Kimpton Hotel in Phoenix, offer amenities tailored to pets, ensuring that your stay is comfortable for both you and your four-legged friend. Arizona’s pet-friendly scene truly makes traveling and living with pets a joy.
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Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Arizona Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Arizona.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Does Pet Insurance Cover End of Life Expenses?
When your pet’s end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees.
Can I Take My Dog or Cat to any Vet in Arizona?
Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.
Does Pet Insurance Cover Heat-Related Illnesses in Arizona
Pet insurance coverage for heat-related illnesses in Arizona can differ by plan. It may cover eligible vet expenses if the condition aligns with the policy's coverage criteria
What are the Three Types of Insurance Covered in Arizona?
The three types of pet insurance available with Spot in (state) include accident-only plans, accident and illness coverage, and an optional wellness add-on. These range of options helps ensure you can find the most suitable coverage for your pet’s health needs.