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What is Pet Insurance for Dogs and Cats?
Pet insurance is similar to the insurance we get for ourselves and our families. Since pets are an integral part of our family. We should get insurance for them too.
Let’s face it; pets can be expensive to maintain. The vet bills for unexpected accidents and illnesses can run into thousands at times. This is where pet insurance can help. Despite the fear of taking your pet to the vet for those visits, you have help sleeping like a baby when you have pet insurance. Learn more about how much pet insurance is and how to choose the best pet insurance option.
Life is unpredictable, and we know it. Sometimes we’re dealt with unfortunate circumstances that can’t be prevented. However, pet insurance can help protect your pet and your pocket.
Why is pet insurance important in Arizona?
Snakes, Toads and Lizards
There are 18 different poisonous species of snakes present in Arizona. With a high population in the state, they can be present anywhere including the bottom of your car or your backyard, and a snake bite can be very dangerous for your pets. It can lead to shock, paralysis, coma, and even death. Toad poisoning can lead to vomiting, diarrhea, stumbling, tremors, and seizures. The dog eating a lizard or being bitten by one can cause hyperactivity, seizures, and even coma.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,260†
You Pay $240
Plant Poisoning
There are over 700 species of plants that can harm or even kill pets like dogs and cats. The thing with Arizona is, it doesn’t have enough grass, which can lead to curiosity in dogs when a new plant is seen. And here, ‘curiosity can literally kill the cat’. Contact with such plants can cause vomiting, diarrhea, or cause serious problems like kidney, liver, or heart failure.
Read moreHow Spot Plans Help Protect Your Pet
Toxin ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Coyotes
These smaller cousins of wolves have become a major threat to our pet friends, dogs, and cats in recent times. Though its primary preys are deer and rabbits, they attack dogs out of pure aggression and not for defense. Their population has been increasing in North America. Your pets might be safe with you inside your house but at times when left off-leash, a sudden coyote attack may be possible, especially if it is a small dog or a cat.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
We ourselves are pet parents and know what a parent goes through when something unfortunate happens to our pets. We have made it easy for you to go through the process or enrolling your pet and submitting claims so that you can spend most of your time taking care of your pet.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Arizona Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Arizona.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Does Pet Insurance Cover End of Life Expenses?
When your pet’s end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees.
Do Spot Plans Offer Pet Insurance Discounts ?
Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added.
What Happens to My Pet Insurance if I Move?
If you move within your current state, you are able to adjust your address via the “Account Information” section in the Spot Customer Portal. You will also need to update your billing address there as well.
Note: your premium may change based on your new zip code.
If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. The Customer Service team will need to assist in updating your policy for your new state.
How are My Pet Insurance Premiums Calculated?
In general, your premium is based on your pet’s age, your pet’s breed, and where your pet lives. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible.
Should I get pet insurance or save money instead?
It’s hard to predict whether that surprise bill will be $500 or $5,000. Pet Insurance might not seem “worth it” until you’re one of the pet owners who have a surprise bill for an unexpected accident or illness. With a Spot plan, eligible vet bills for covered conditions will be reimbursed up to the specified rate, regardless of how much money you saved beforehand.
What should I look for when getting pet insurance?
There are certain features that you, as a pet parent should look for while selecting a pet insurance plan for your pet. These can include – the type of plans offered, price, benefits offered, claim reimbursement process, and an informative website, to name a few.