Sources And Citations


1 Plan costs vary based on plan type, pet breed, age, and location. Prices are rounded up to the nearest whole USD.

2 Comparison information is provided using publicly available information as of 10/18/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans is not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep the information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing

3 Based on internal claims data for plans provided by Spot from October 1, 2023 to December 31, 2023. The statistics apply to claims that were eligible for reimbursement only. This does not guarantee coverage. Individual results may vary based on the terms of your policy, and statistics may change during different time periods. Spot Insurance Services, LLC. as an insurance agency does not cover, reimburse, or administer claims.

4, “Best Pet Insurance Companies of 2023.”, January 2023., “Best for Annual Coverage Choices.”, June 2023.

5 Reimbursement example illustrates reimbursement of an eligible vet bill at a 90% reimbursement rate. The annual deductible has already been met and the annual limit has not yet been satisfied. Coverage and reimbursements vary based on individual plan options.

6 Paid endorsement. Claim example illustrates eligible vet bills reimbursed at a 90% reimbursement rate. The annual deductible had already been satisfied, and the annual limit had not been met. Coverage varies based on plan options. Covered condition was emergency surgery for a toothpick stuck in Stone s large intestine.

7 ”Pet Industry Market Size, Trends & Ownership,” American Pet Products Association,, 2022.

8 ”Lifetime of Care Study,” Synchrony,, January 2022.

9 ”Spay and Neuter Your Pets!” Brown University, accessed Dec. 12, 2023.

10 ”Periodontal Disease,” Cornell College of Veterinary Medicine,, accessed Dec. 12, 2023.

“Pet Insurance Statistics 2024,” Forbes Advisor,, Jan. 3, 2024.

‡“Pet Insurance Statistics 2024,” Forbes Advisor,, Jan. 3, 2024.