Sources And Citations

Disclosures

1 Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 33801. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

2 Advertised premium is from 12.11.24 based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Premiums may vary due to plan options such as annual limit, co-insurance, and deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

3 Based on internal claims data for plans provided by Spot from October 1, 2023 to December 31, 2023. The statistics apply to claims that were eligible for reimbursement only. This does not guarantee coverage. Individual results may vary based on the terms of your policy, and statistics may change during different time periods. Spot Insurance Services, LLC. as an insurance agency does not cover, reimburse, or administer claims.

4 Comparison information is provided using publicly available information as of 10/18/2022 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans is not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep the information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpetins.com.

5 Reimbursement example illustrates reimbursement of an eligible vet bill at a 90% reimbursement rate. The annual deductible has already been met and the annual limit has not yet been satisfied. Claim reimbursement examples are based on administrative data from 2019 to 2024. Actual reimbursement amounts may vary depending on plan type and options, including annual limit, co-insurance, and annual deductible, as well as the specifics of the claim and your policy terms.

6 Paid endorsement. Claim example illustrates eligible vet bills reimbursed at a 90% reimbursement rate. The annual deductible had already been satisfied, and the annual limit had not been met. Coverage varies based on plan options. Covered condition was emergency surgery for a toothpick stuck in Stone's large intestine. Actual reimbursement amounts may vary depending on plan type and options, including annual limit, co-insurance, and annual deductible, as well as the specifics of the claim and your policy terms.

7 ”Pet Industry Market Size, Trends & Ownership,” American Pet Products Association, https://www.americanpetproducts.org/news/News-Public-Relations/pet-industry-market-size-trends-ownership-statistics, 2022.

8 ”Lifetime of Care Study,” Synchrony, http://petlifetimeofcare.com/#page=18, January 2022.

9 ”Spay and Neuter Your Pets!” Brown University, accessed Dec. 12, 2023.

10 ”Periodontal Disease,” Cornell College of Veterinary Medicine, https://www.vet.cornell.edu/departments-centers-and-institutes/riney-canine-health-center/canine-health-information/periodontal-disease, accessed Dec. 12, 2023.

^†Claim reimbursement examples are based on administrative data from 2019 to 2024. Actual reimbursement amounts may vary depending on plan type and options, including annual limit, co-insurance, and annual deductible, as well as the specifics of the claim and your policy terms.

‡“Pet Insurance Statistics 2024,” Forbes Advisor, www.forbes.com/advisor/pet-insurance/pet-insurance-statistics/, Jan. 3, 2024.

^≈Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.