Pet Insurance in Washington

  • Coverage for microchip implantation
  • Coverage for Prescription diets and dietary supplements for covered conditions (prescription diets and supplements for general health or weight maintenance are not covered)
  • Accident & illness plans cover hereditary and congenital conditions
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What is Pet Insurance for Dogs and Cats?

If you have an accident & illness pet insurance plan and your pet has an unexpected accident or illness, you can submit a claim and be reimbursed for your eligible vet bills.

If our pets get sick or injured, we wouldn’t want to compromise on care due to the cost. Diseases and illnesses can happen to anyone. Our pets are not immune to it. Diseases like canine distemper, hip dysplasia, heartworms, leptospirosis, external parasites, etc. for dogs, and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, and giardiasis, etc. for cats are a few examples that can affect our pets. And if these were not enough, there is always a chance for them to get injured in an accident at any time. Learn more about if pet insurance covers spaying and neutering and does pet insurance covers dental.

When these occur, we would want to get them the best possible care, but the vet bills can show big numbers at times. This is where pet insurance can help. Learn more about how does pet insurance work.

Why is pet insurance important in Washington?

Kennel Cough

Kennel cough is a complex of respiratory infections, which can be both viral and bacterial. The consequences of it include inflammation of the voice box and windpipe of the affected pet. The way humans get chest colds, this is similar to that, which is a form of bronchitis. This highly contagious disease has been spreading in WA. Gagging, coughing up white foamy phlegm, fever, nasal discharge, and a dry cough are some symptoms of it. The worrisome part here is that the pet may remain infectious for long periods of time even after the symptoms have cleared up. If left untreated, it can lead to pneumonia, which can be quite severe to our little ones.

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How Spot Plans Help Protect Your Pet

Infectious Diseases

Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$2,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $1,710

You Pay $290

Wildlife

Washington is home to a variety of wildlife, including coyotes, bears, and mountain lions. These animals can pose a threat to pets if they are not supervised or kept on a leash. Additionally, wildlife such as raccoons and skunks can carry diseases such as rabies, which can be transmitted to pets. While on a walk with your dog, it’s best to keep them on a leash to help avoid them wandering off and encountering a threat.

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How Spot Plans Help Protect Your Pet

Orthopedic Injuries

Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$5,000
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $4,410

You Pay $590

Canine Leptospirosis

A spiral-shaped bacteria called leptospires is the cause of this canine disease called Leptospirosis, often known as ‘Lepto’. It usually thrives in moist environments and especially in still waters like lakes and ponds. And the second biggest source of this bacteria is the urine of infected animals which our inquisitive dogs usually go and smell and sometimes end up licking. It is a very deadly virus with consequences like fever, vomiting, abdominal pain, diarrhea, severe weakness, depression, and muscle pain. The bacteria have been spreading in the state of WA for a while now and the state health department has issued a warning for it. And several animals that the state possesses like rats, mice, and squirrels, raccoons, skunks, opossums, foxes, deer, etc. can be carriers of the bacteria. Lepto can be passed onto humans too.

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How Spot Plans Help Protect Your Pet

Prescription Medications for covered conditions

Preventive care coverage can help protect your pet from preventable illnesses and diseases through vaccinations and annual wellness exams among other benefits.

With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:

(
$100
Vet Bill
-
$100
Deductible
)
X 90% Reimbursement Rate

Spot plan pays you back $0

You Pay $100

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Why Spot Plans?

We at Spot, believe in the comfort and convenience for our pet parent members. We sleep peacefully when we know that our pet parent members are sleeping peacefully knowing their pets are covered. Know more about pet insurance reviews and top pet insurance FAQs

Affordable Pet Insurance Options for Cats & Dogs

Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.

Cat & Kitten Plans

as low as

$9/mo¹

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Dog & Puppy Plans

as low as

$15/mo¹

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Washington Pet Insurance Information by City

Find city-specific information about Pet Insurance in the state of Washington.

Pet Insurance FAQs

Have questions about pet insurance and how it works? Let’s dig up an answer.

Which is the best insurance in WA?

We have provided you with comparison charts and the type of plans we offer versus other providers plans. We trust you to choose wisely as we know you love your pet. Learn more about how much pet insurance is and how to choose the best pet insurance option.

Can I Take My Dog or Cat to any Vet in Washington?

Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.

How Much is Pet Insurance in Washington?

In Washington, the cost of pet insurance can fluctuate based on various factors, including your pet's age, breed, and the level of coverage you choose. On average, dog owners pay $50 per month for pet insurance, while cat owners typically spend $29 monthly.* Premiums will vary depending on the details of the plan you select.

*Jan. 2019 to Aug 2024 policy administrator data.

Do Spot Plans Offer Coverage for Puppies/Kittens?

Absolutely, Spot offers insurance for dogs and cats beginning at 8 weeks of age.