They Think We’re Pretty Cool:
Does Spot Offer Different Plans in Washington?
Spot’s plan options are the same in every state, allowing you to select from consistent options regardless of your location.
Accident Only Plan:The Accident Only plan can help cover accidents and injuries, offering peace of mind in case your pet encounters unexpected situations that result in injuries.
Accident and Illness Plan:For our more comprehensive coverage, the Accident and Illness plan includes protection against both unexpected accidents and a range of illnesses, such as cancer, diabetes, and infections. This plan helps ensure that your pet is covered for both unexpected injuries and serious health conditions.
Preventive Care Coverage:Spot also offers optional Preventive Care coverage options. This coverage is designed to help with the eligible costs of routine care, including vaccinations and wellness exams, helping ensure your pet can stay healthy year-round.
Check Out These Humane Societies in Washington
How Does a Spot Plan Work in Washington?
How does a Spot plan work in Washington? First, choose a plan that fits your needs—either Accident & Illness or Accident-Only. You can even add a Preventive Care coverage option for an extra layer of protection. Next, customize your coverage by selecting your preferred annual deductible, reimbursement rate, and annual limit. Enrolling your pet is simple; just provide some basic details like their age, breed, and location. When your pet needs unexpected medical attention, visit any licensed vet, pay the bill upfront, and then submit a claim online, in the app, by email, or by mail. If approved, you’ll be reimbursed based on your plan's terms.
Find Your Closest Vets in Washington State
What Was the Average Claims Cost in Washington State?
According to internal claims data, the average claims cost in Washington State was $422.64†.
How Much Was the Highest Reimbursement in Washington State?
Washington State could be an expensive place to have pets. The highest reimbursement amount in Washington was a whopping $10,253.28†.
What are Some Examples of Common Claims in Washington State?
Knowing which kind of common claims pet owners in Washington State have can help you be prepared for owning a pet there. Some common claims that people in Washington may expect to deal with are diarrhea, vomiting, and microchip Implantation†.
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Washington?
Kennel Cough
Kennel cough is a complex of respiratory infections, which can be both viral and bacterial. The consequences of it include inflammation of the voice box and windpipe of the affected pet. The way humans get chest colds, this is similar to that, which is a form of bronchitis. This highly contagious disease has been spreading in WA. Gagging, coughing up white foamy phlegm, fever, nasal discharge, and a dry cough are some symptoms of it. The worrisome part here is that the pet may remain infectious for long periods of time even after the symptoms have cleared up. If left untreated, it can lead to pneumonia, which can be quite severe to our little ones.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Wildlife
Washington is home to a variety of wildlife, including coyotes, bears, and mountain lions. These animals can pose a threat to pets if they are not supervised or kept on a leash. Additionally, wildlife such as raccoons and skunks can carry diseases such as rabies, which can be transmitted to pets. While on a walk with your dog, it’s best to keep them on a leash to help avoid them wandering off and encountering a threat.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Canine Leptospirosis
A spiral-shaped bacteria called leptospires is the cause of this canine disease called Leptospirosis, often known as ‘Lepto’. It usually thrives in moist environments and especially in still waters like lakes and ponds. And the second biggest source of this bacteria is the urine of infected animals which our inquisitive dogs usually go and smell and sometimes end up licking. It is a very deadly virus with consequences like fever, vomiting, abdominal pain, diarrhea, severe weakness, depression, and muscle pain. The bacteria have been spreading in the state of WA for a while now and the state health department has issued a warning for it. And several animals that the state possesses like rats, mice, and squirrels, raccoons, skunks, opossums, foxes, deer, etc. can be carriers of the bacteria. Lepto can be passed onto humans too.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for covered conditions
Preventive care coverage can help protect your pet from preventable illnesses and diseases through vaccinations and annual wellness exams among other benefits.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $0†
You Pay $100
What to Do with Your Pet in Washington
Whether you're into exploring bustling cities or immersing yourself in nature, there's something for everyone. Hike through stunning national parks, relax in dog-friendly parks, or enjoy unique experiences like visiting pet-friendly wineries or attending local events. Just remember to check local rules to make sure your pet is welcome everywhere you go. Outdoor activities provide essential exercise, keeping your pet physically and mentally healthy. New environments and experiences can stimulate your pet's mind and prevent boredom. Shared experiences can strengthen the bond between you and your pet. All of these factors can positively contribute to a positive experience for you and your pet.
Check Out These Pet-Friendly Businesses in Washington
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Washington Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Washington.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Which is the best insurance in WA?
We have provided you with comparison charts and the type of plans we offer versus other providers plans. We trust you to choose wisely as we know you love your pet. Learn more about how much pet insurance is and how to choose the best pet insurance option.
Can I Take My Dog or Cat to any Vet in Washington?
Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.
How Much is Pet Insurance in Washington?
In Washington, the cost of pet insurance can fluctuate based on various factors, including your pet's age, breed, and the level of coverage you choose. On average, dog owners pay $50 per month for pet insurance, while cat owners typically spend $29 monthly.* Premiums will vary depending on the details of the plan you select.
*Jan. 2019 to Aug 2024 policy administrator data.