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What is Pet Insurance for Dogs and Cats?
Pet insurance is a way to help cover your eligible expenses due to your pet’s unfortunate illnesses or accidents. It works similar to the insurance we get for ourselves and our families, and our pets are part of our families.
Pets can be expensive to maintain, especially when the vet bills for unexpected accidents and illnesses run into the ‘000s at times. This is where pet insurance can help. Despite the fear of those vet visits for your pet, you have help sleeping like a baby when you have pet insurance for your pet.
Life is unpredictable, and we know it. Sometimes we’re dealt with unfortunate circumstances that can’t be prevented. However, pet insurance can help protect your pet and your pocket. Know more about how pet insurance works and does pet insurance covers dental.
Why We Recommend Pet Insurance in Colorado?
Wild Animals
With the natural beauty of Colorado comes a bunch of wild animals that can pose a serious threat to our pets. Black bears, moose, mountain lions, cougars, coyotes, etc. are some examples of the wildlife present in the state. These can be pretty intimidating and dangerous for our pets. An encounter with them can lead to serious injuries or even death.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Toxic Plants
Colorado is a land of flora and fauna. There are over 500 rare plant species in the state. All this is beautiful but with it comes the risk of plants that are toxic to your pets. Lupines, Western Water Hemlock, Foxtail grasses, autumn crocus, azaleas, black locust, bleeding heart, buttercups, and castor beans are just a few examples of plants that can be very toxic to pets, especially to dogs. Dogs have an inquisitive nature of sniffing and eating new plants. This can lead to vomiting, diarrhea, drooling, tremors, pain, difficulty breathing, and even seizures.
Read moreHow Spot Plans Help Protect Your Pet
Toxin Ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Leptospirosis
Leptospirosis is a disease that happens when pets come in contact with infected urine. Because of the presence of plenty of wild animals in Colorado, there is a high chance of the dog coming in contact with the infected urine of these animals through the soil, water, or food. The symptoms can include fever, shivering, muscle tenderness, swollen legs, blood-tinged vomit and go on to vomiting, diarrhea, jaundice, and even kidney failure. This can infect humans as well from the pets.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Why Spot Plans?
We are a pet-loving community and pet parents as well. We know what pet parents go through in their pet’s lifespan. We have customizable plan options to help ensure maximum benefits to you and your pet.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Colorado Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Colorado.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Does Spot Offer a Plan for Preventive Care Coverage?
Yes, you can add preventive care coverage to your policy for a little more cost. When you add preventive care coverage, you’ll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. You don’t have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. Find more information on preventative care coverage here.
What is the Best Level of Pet Insurance in Colorado?
With Spot Pet Insurance, you can choose between Accident-Only and Accident & Illness plans. Spot’s policies include unlimited annual limits, with no per-incident or lifetime caps. Coverage includes eligible expenses for necessary veterinary treatments prescribed for your pet’s covered conditions. You’re free to use any licensed veterinarian in the US and Canada. Click here to review a sample policy for a complete list of terms and conditions.
How Much Does Pet Insurance Cost in Colorado?
Pet insurance rates in Colorado can be influenced by factors such as your pet’s age, breed, and the type of coverage. Pet insurance costs an average of $50 a month for dogs and $29 a month for cats.* The exact premiums will depend on the specifics of the chosen insurance plan.
*Jan. 2019 to Aug 2024 policy administrator data.
When Can My Pet Sign Up?
You can sign up your pet by completing our online quote form.
Do All Animal Hospitals Accept Spot in Colorado?
Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.