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Is Pet Insurance Necessary in Ohio?
In Ohio, it’s not absolutely necessary to have a pet insurance plan, but it can typically be a good idea. A plan can help you manage eligible vet expenses, particularly when the unexpected happens. While not required, having pet insurance can help offer significant peace of mind and financial protection in uncertain situations.
How Does a Spot Pet Insurance Plan Work in Ohio?
Curious about how a Spot plan works in Ohio? Start by choosing between our Accident & Illness plan or Accident-Only plan, with the option to add Preventive Care coverage for an extra cost. Once you've selected a plan, you can tailor it to your needs by adjusting the annual deductible, reimbursement rate, and annual limit. Enrolling your pet is quick and easy—just provide some essential information about your pet. If your pet needs unexpected care, visit any licensed veterinarian and pay the bill. Then, submit your claim online, in the app, or by mail or email, and you’ll get reimbursed for the covered expenses according to your plan.
Where to Get a Dog in Ohio
What Was the Average Claim Cost in Ohio?
According to Spot's internal claim data, the average claim cost in Ohio was $348.30†. Having pet insurance could help cover eligible vet expenses when pet parents encounter them.
What Was the Highest Reimbursement in Ohio?
Vet bills could get quite pricy in Ohio. In fact, the highest reimbursement in Ohio was $13,635.02†.
What Are Some Common Claims in Ohio?
Some of the common claims in Ohio include diarrhea, vomiting, and microchip implantation†.
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Top Vet Offices in Ohio
Why We Recommend Pet Insurance in Ohio?
Campylobacteriosis
Similar to Giardiasis in dogs, campylobacteriosis is a disease in cats usually spread by the infected feces of another cat. Although not very common, the state of Ohio seems to have seen several cases of it. The bacteria which cause the disease can typically be found in the gastrointestinal tract of even the healthiest mammals. This gets shed through feces. It can also spread from drinking contaminated water. Some of the symptoms include fever, vomiting, tenesmus, and anorexia. It can get quite severe if not addressed on time.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Fleas and Ticks
Every year, the state of Ohio experiences an increase in flea and tick-borne diseases, typically during March through December. Fleas can actually spend their winters indoors, using our pets as hosts to survive the colder weather and certain ticks can become active when the temperature drops to around 40 degrees. It’s important that pet owners in Ohio take proper precautions to help prevent our pets from bringing ticks and fleas into homes from outside. Fleas and ticks can easily spread diseases and illnesses with some symptoms of fleas including itchiness and hair loss around the affected areas. For tick-borne illnesses, some symptoms can include fever or chills, lethargy, and difficulty walking. You should always check your pets for fleas or ticks after they come inside from playing outdoors, or after a hike with your dog.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $0†
You Pay $100
Giardiasis
Mainly present in contaminated waters, ingestion of an organism called Giardia can lead to vomiting and diarrhea among other symptoms. These make around 32% of the vet visits for dogs in the state of Ohio. Getting in contact with infected poop or urine from another pet, contaminated soil, contaminated surfaces, and drinking unknown contaminated waters are some of the main reasons for the spread of this disease. It can also lead to stomach cramps, pain, upset stomach, and nausea.
Read moreHow Spot Plans Help Protect Your Pet
Toxin Ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Wondering What To Do With Your Pet in Ohio?
There is certainly no shortage of things to do in Ohio with your pet. or urban adventurers, explore renowned zoos like the Cleveland Metroparks Zoo or Cincinnati Zoo, where you can enjoy leisurely strolls and engage in interactive experiences with your furry friend. Outdoor enthusiasts can immerse themselves in the natural beauty of Cuyahoga Valley National Park or Hocking Hills State Park, hiking through scenic trails, biking along picturesque paths, or paddling on serene waterways. Remember to check local regulations and guidelines to ensure a smooth and enjoyable experience with your furry friend. With a little planning, you can create unforgettable memories in Ohio, a state that truly embraces the bond between humans and their pets.
Best Dog Parks in Ohio
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
Ohio Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Ohio.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much does pet insurance in Ohio cost?
Based on internal data, Spot plans in Ohio cost about $39 per month.* Some factors that affect your premium are the pet’s breed, age, and where you live. Other factors include the plan type, annual deductible amount, reimbursement percentage, and annual coverage limit amount. Spot plans have customizable plan options to help you pick the plan most affordable for you and your pet. Click here to get a quote.
*Average cost is based on Spot internal data from June 2022 - January 2024 for active policies in the state of Ohio for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
Can you get pet insurance after a diagnosis?
You can apply for pet insurance after a diagnosis, but keep in mind that vet bills related to that condition won’t be covered, as it will be deemed a pre-existing condition.
If my pet has a pre-existing condition, can I still get coverage?
Spot Pet Insurance, like most pet insurance companies, does not cover pre-existing conditions. If your pet has a condition that existed before the start of your policy, it will not be included in your coverage. However, conditions that are cured and curable, after 180 days of a condition being symptom free and treatment free, a condition is no longer considered pre-existing. This does not apply to knee and ligament conditions.