Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Pet Insurance Myths: Debunking 5 Common Misconceptions
Pet insurance isn’t just for emergencies, and it doesn’t have to drain your wallet. Despite covering 7.03 million pets in North America as of 2024, according to NAPHIA’s State of the Industry Report¹, only a small fraction of pets are insured — often...
Why Pet Insurance?
How to Choose the Right Accident and Illness Pet Insurance Plan
Choosing the right accident and illness pet insurance plan comes down to five decisions: what the plan helps cover, how large a deductible to choose, what reimbursement rate fits your budget, whether to cap the annual payout, and when to enroll. Each...
Why Pet Insurance?
Best Pet Insurance in California 2026
California leads the nation in insured pets, with 18.3% of all U.S. pet insurance policies, and has some of the strongest consumer protection legislation in the country through Senate Bill 1217, which took effect January 1, 20251. According to the...
Why Pet Insurance?
How Does Pet Insurance Work?
Pet insurance helps reimburse pet parents for covered veterinary expenses from unexpected accidents and illnesses. You pay the vet directly, submit a claim with documentation, and receive reimbursement based on your plan’s terms. Most plans help cover...
Why Pet Insurance?
3 Reasons Why Adopted Pets Need Pet Insurance
Adopted pets benefit from pet insurance more than most other pets for three specific reasons: their medical history is often unknown, pre-existing condition rules apply most strictly to them, and the early-enrollment window after adoption is the best...
Why Pet Insurance?
Best Age to Get Pet Insurance: When to Enroll Your Dog or Cat
The best age to get pet insurance is as early as possible---ideally between 8 weeks and 1 year old. Enrolling your puppy or kitten early can mean lower premiums (30-50% less than insuring a senior pet), help prevent pre-existing condition exclusions,...
Why Pet Insurance?
Pet Insurance with Wellness Coverage: What Spot Preventive Care Offers
Pet insurance can help protect your furry family member from unexpected accidents and illnesses, but what about routine care? Pet insurance with wellness coverage can help cover everyday preventive services like annual exams, vaccinations, and dental...
Why Pet Insurance?
Can Pet Insurance Help Cover Cancer Treatment?
Yes, pet insurance can typically help cover cancer treatment if your policy includes illness coverage and cancer wasn't a pre-existing condition before coverage began. Depending on your specific plan, coverage can help pay for surgery to remove tumors,...
Why Pet Insurance?
What Does Pet Insurance Cover? Complete Coverage Guide
What Does Pet Insurance Cover? Most standard pet insurance plans cover unexpected accidents and illnesses — including diagnostic tests, surgery, hospitalization, and prescription medications — for conditions that develop after your policy's waiting...
Why Pet Insurance?
