Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Best Age to Get Pet Insurance: When to Enroll Your Dog or Cat
The best age to get pet insurance is as early as possible---ideally between 8 weeks and 1 year old. Enrolling your puppy or kitten early can mean lower premiums (30-50% less than insuring a senior pet), help prevent pre-existing condition exclusions,...
Why Pet Insurance?
Pet Insurance with Wellness Coverage: What Spot Preventive Care Offers
Pet insurance with wellness coverage extends standard accident and illness protection to include routine veterinary care — annual exams, vaccinations, dental cleanings, and other preventive services that most base policies exclude. A wellness add-on...
Why Pet Insurance?
Pet Insurance Alternatives: Savings, Wellness Plans & More
If you’re exploring ways to manage veterinary costs, pet insurance is often the first option that comes up—but it’s not the only one. Many pet parents are looking for alternatives that offer more flexibility, fewer restrictions, or better alignment...
Why Pet Insurance?
Is Pet Insurance Tax Deductible?
Pet insurance is generally not tax deductible for household pets. The IRS classifies pet insurance premiums as personal expenses, similar to food, grooming, or routine veterinary care. However, pet parents with certified service animals or...
Why Pet Insurance?
Making Sense of Pet Care Costs: Pet Insurance vs. Telehealth vs. Discount Programs
Pet insurance, veterinary telehealth, and discount programs each serve different pet care needs and budgets. Pet insurance helps provide financial protection for unexpected accidents and illnesses with reimbursement rates up to 90%, telehealth offers...
Why Pet Insurance?
Low-Cost Pet Insurance Options: How to Find Affordable Coverage
Low-cost pet insurance options can start as low as $9 per month for cats and $16 per month for dogs with accident-only plans, according to NAPHIA’s 2025 industry report.¹ With over half of U.S. pet owners skipping veterinary care due to cost,²...
Why Pet Insurance?
Pet Insurance Deductibles Explained: Annual vs. Per-Incident
A pet insurance deductible is the amount you pay out-of-pocket before your insurance begins reimbursing eligible veterinary costs. Most pet insurance deductibles range from $100 to $1,000, with $250 being the most popular choice among pet parents.[1]...
Why Pet Insurance?
Pet Insurance Trends in 2026: What’s Changing in the Industry
The pet insurance industry is experiencing rapid growth and transformation in 2026, driven by AI technology, wearable health monitors, and expanded consumer protections. With over 7 million pets¹ now insured in North America and market premiums...
Why Pet Insurance?
How Annual Limits Work—and Why They Matter for Your Pet
An annual limit is the maximum amount your pet insurance policy will reimburse within a 12-month period after your deductible is met. According to the North American Pet Health Insurance Association (NAPHIA)¹, the average annual premium for dogs...
Why Pet Insurance?
