As a responsible pet owner, you want to help ensure that your furry friend can get the best possible care. Vet bills for unexpected accidents and illnesses can be a significant financial burden, especially if they occur frequently. Pet insurance can help you manage the eligible costs of covered veterinary care and can also help you get peace of mind.
The Benefits of Pet Insurance
Financial Benefits
As the cost of veterinary care increases, pet insurance can help to offset the eligible cost of covered veterinary services for pet parents. The added financial support provided by a pet insurance policy can help pet parents rest easier in the knowledge that their pet can get the best care when they need it. Learn more about how pet insurance work.
Preventive Care
Preventive care coverage options can reimburse eligible costs for benefits such as dental cleaning, vaccines, and routine wellness exams. While beneficial for dogs of any age, preventive care coverage may be especially beneficial for pet parents with a new puppy for recommended treatments or services, as these initial treatments can add up in the first year. Certain pet insurance providers offer preventative care coverage add-on options for an additional cost. This can be highly beneficial for new pet parents.
Coverage for Accidents and Illness
While no pet parent ever wants to imagine their furry friend becoming ill or injured, these incidents are often difficult to see coming. A pet insurance policy can help you get peace of mind through additional financial support if a pet requires emergency medical care or treatment for a covered accident or illness.
How to Enroll in Pet Insurance
While the idea of choosing a pet insurance policy can often feel daunting, the process can be generally quick and easy. In addition, the peace of mind felt by pet parents who know their furry friend is covered can make the process feel worthwhile.
Registering in the Online Member Center
Once pet parents have customized their Spot plan’s coverage options and a policy has been purchased, it is important to register in the online Member Center. New policyholders can register using their email address and account number provided to them in an email after purchasing their policy. Policyholders can also call the customer service center for additional help with registering or accessing the Member Center.
The Spot Member Center
The Spot Member Center is a dashboard that gives policyholders the ability to submit and track claims, view their pet profiles, and update billing information. In addition, the Member Center gives pet parents access to additional resources included in their Spot plan, such as policyholder FAQs, direct access to a 24/7 Pet Telehealth Helpline provided by VetAccessTM, and access to the Poison Control Hotline.
Claims: The Member Center allows policyholders to submit and track claims, as well as review old claims. Pet parents are also able to select their preferred method of reimbursement via direct deposit or a mailed check.
Pet Profiles: Through the Member Center, policyholders can view the details of each policy, add a photo of their pet, and view and manage each pet’s profile. Pet parents are also able to enroll other pets in a pet insurance plan; each additional pet after the first is eligible for a 10% discount on premiums with Spot plans’ multi-pet discount.
Billing Information: Within the Member Center, policyholders are able to view upcoming payments and previous payment history and update their billing method or address. Policyholders can also pay their bills up to 30 days in advance.
Account Details: If at any time a policyholder needs to update their contact information or password, this can be completed within the Member Center. Pet parents are also able to add up to 3 account owners. Co-owners have the ability to access the account, contact customer service to discuss account details, and attend veterinary visits in place of the primary owner. Please keep in mind that all reimbursement and payments will still be processed through the primary owner’s account.
The Help Center: The Help Center provides policyholders with access to Help Articles, frequently asked questions, and contact information for the Poison Control Hotline. The Help Center also allows access to the Vet Locator feature, the 24/7 Pet Telehealth Helpline provided by VetAccessTM, and additional resources.
Managing a Pet’s Insurance Policy
Managing your pet insurance policy is important to help ensure that your furry friend can get the best possible care. Registering in the online Member Center after the purchase of a Spot Pet Insurance policy is important so you can access the dashboard used to review and manage your account details.
Understanding a Pet Insurance Policy
Once you have registered, take the time to review your policy and understand the veterinary treatments and services covered. Behavioral issues, rehabilitative treatment for covered conditions, prescription foods prescribed by a licensed veterinarian to treat covered conditions, and other eligible expenses can be covered depending on your policy. Understanding what is covered under your policy can help you make informed decisions about your pet's care. This will help to ensure that you are aware of when a veterinary bill is eligible to be covered by your pet insurance plan.
Updating Policy Information
Staying up-to-date with your policy information is also essential, as changes in your pet's health or circumstances may require adjustments to your coverage. If at any time it becomes necessary to make changes to your pet insurance policy, please contact the customer service team at 1.800.905.1595. By actively managing your pet insurance policy, you can help get the best possible care for your furry friend while also managing the financial costs.
Why Choose Spot Pet Insurance
Spot Pet Insurance plans help pet parents with financial support for eligible costs if a pet becomes unexpectedly injured or ill. Veterinary care can add up quickly, and with Spot plan's customizable coverage options, pet parents can choose the policy that best fit both their pet's needs and their own. A Spot Pet Insurance plan includes:
No Upper Age Limits: With a Spot Pet Insurance plan, your pet is eligible for coverage at eight weeks old, and there is never an upper age limit. Your pet can be covered by a Spot Pet Insurance policy through their golden years.
Customizable Coverage: Spot plans allow you to customize your coverage options, including annual deductible, annual limit, and reimbursement rate. Pet parents can also choose from two preventative care coverage options, which are available as add-ons for an extra cost. With a pet insurance plan from Spot, you can choose the plan which best fits your pet's needs and your own. Learn more about what does pet insurance cover.
No Networks: With a Spot Pet Insurance plan, you are able to get coverage from eligible care from any licensed veterinarian, specialist, or emergency care clinic in the United States and Canada.
24/7 Pet Telehealth Helpline: Included in all Spot Pet Insurance base plans is access to a 24/7 pet telehealth helpline provided by VetAccessTM. If at any time you are concerned about your pet’s health or behavior, an expert can help address your questions or concerns.
In conclusion, with a Spot Pet Insurance plan, pet parents can customize the plan that best addresses their needs. In addition, pet parents can have access to a 24/7 pet telehealth helpline and can get coverage for eligible care from any licensed vet, specialist, or emergency care clinic in the United States and Canada. The cost of veterinary services can add up quickly, and with a Spot Pet Insurance plan, pet parents can have help getting peace of mind that their pet is covered in case of an accident or illness.
