Why Pet Insurance?
Your pet’s health is important to you and you do everything to keep them safe, but accidents and illnesses happen. That’s where Spot Pet Insurance can help.
Pet Insurance Trends in 2026: What’s Changing in the Industry
The pet insurance industry is experiencing rapid growth and transformation in 2026, driven by AI technology, wearable health monitors, and expanded consumer protections. With over 7 million pets¹ now insured in North America and market premiums...
Why Pet Insurance?
Does Pet Insurance Cover Dental Care? What's Included and What's Not
Pet insurance typically helps cover dental injuries from accidents and treatment for dental disease, but routine cleanings and preventive dental care require a separate wellness add-on. According to the AVMA¹, periodontal disease is "the most common...
Why Pet Insurance?
How Annual Limits Work—and Why They Matter for Your Pet
An annual limit is the maximum amount your pet insurance policy will reimburse within a 12-month period after your deductible is met. According to the North American Pet Health Insurance Association (NAPHIA)¹, the average annual premium for dogs...
Why Pet Insurance?
The Importance of Preventive Care for Pets
In the realm of pet ownership, preventive care stands as a cornerstone of responsible pet parenthood. Just as we prioritize our own well-being through regular checkups and proactive measures, our furry companions deserve the same level of care and...
Why Pet Insurance?
What Are the Biggest Benefits of Pet Insurance?
Your pet is part of your family — and when an unexpected accident or illness happens, you want to be able to get them the care they need. Pet insurance can help reimburse pet parents for eligible veterinary expenses, with reimbursement rates up to 90%...
Why Pet Insurance?
Does Pet Insurance Cover Hip Dysplasia? Coverage Guide for Dogs
Watching your dog struggle to stand up or hesitate before jumping into the car can be heartbreaking. If your veterinarian has mentioned hip dysplasia—or you’re worried about this common condition in your large breed pup—you’re probably wondering what...
Why Pet Insurance?
Does Pet Insurance Cover the Cost of Medications?
Yes, pet insurance¹ can help cover prescription medications when prescribed by a licensed veterinarian to treat a covered condition. With nearly 75% of pet owners reporting some level of burden from prescription medication costs² and veterinary...
Why Pet Insurance?
Does Pet Insurance Pay the Vet Bill Directly?
No, most pet insurance do not pay the veterinarian directly. Pet insurance typically operates on a reimbursement model: you pay the vet bill upfront, submit a claim, and receive reimbursement for eligible expenses. According to NAPHIA’s 2025 State of...
Why Pet Insurance?
How to Choose the Best Pet Insurance: A Complete Guide
Selecting the right pet insurance plan requires careful evaluation of coverage options, pricing structures, and policy terms. With numerous providers offering varying levels of protection, understanding key differences helps you choose a plan that...
Why Pet Insurance?
