Having a cat is like having a tiny, judgmental roommate who never pays rent but keeps adding things to the expenses tab. It is either their gourmet food preferences or their ever-growing collection of catnip toys. If these were not enough, their tendency to develop mysterious ailments at 2 AM will keep you (and your wallet) on your toes all the time.
But vet visits are more than just those middle-of-the-night emergencies. They play a very important role in the overall health and longevity of your pet. To understand the costs attached, you must understand the reasons why your cat may need a vet visit.
Why do Cats need to go to the Vet?
Routine checkup – For overall wellness and treating any ongoing conditions
Vaccinations – As per the schedule
Medical condition – If you see any symptoms like vomiting, diarrhea, lethargy, excessive drooling, etc.
Emergencies – If your pup gets into a fight, or accident, eats something it’s not supposed to, or has a seizure, etc.
Special visits – For procedures like spaying or neutering, foreign object removal, dental extraction, ongoing therapy like aqua therapy, etc.
How Much Does a Vet Visit Cost for a Cat?
The average cost of a routine vet visit for a cat is between $25-$186. While the actual cost will depend on the type of pet, where you live, and what services the veterinarian provides, you can expect to spend around $100 or more for a visit. If it’s been a while, your cat might need blood tests, vaccinations, or other treatments.(4)
Here’s a detailed breakup of costs for you(4) -
Routine vet visits can cost you anywhere between $25 - $250, depending on the location and the type of facility you use.
Vaccinations can either be core or non-core and will depend on the schedule. The average costs for them are –
Core vaccinations -
FVRCP – $20 - $40
FeLV – $25 - $45
Rabies – $20 - $30
Non-core vaccinations -
Bordetella – $10 - $30
Chlamydia felis – $20 - $40
The cost of treating medical conditions will depend on the type of condition and the severity. Some of the most common illnesses in cats and their average treatment costs are – (2)
Urinary tract infection (UTI) - $295
Ear infection - $195
Eye infection - $115
Skin infection - $175
Respiratory issues - $219
Stomach upset - $385
Sprain - $267
Kidney disease - $485
Diabetes - $276
Vet costs during emergencies can be higher than other regular vet visits due to factors like off-working hours, highly trained staff, special equipment, etc.
The average costs of common emergencies in cats are:(3)
Broken bones - $800 - $1500
X-Rays - $200 - $400
Stomach bloating - $500 - $3000
Toxic substance ingestion - $250 - $5000
Epilepsy or seizures - $500 - $5000
Heatstroke - $1500 - $6000
Electric shock - $500 - $3000
Special Visits may cost you the following(4):
Spaying or neutering - $300 - $500 (you can get it done for cheaper in shelters and rescues)
Oxygen therapy - $500 - $3000
Tumor removal - $300 - $1600
Foreign object removal - $1000 - $1500
Apart from these, here are cost estimates for preventive tests and treatments:(4)
Flea and tick prevention - $22 - $27
Heartworm prevention - $9 - $11
Heartworm test - $35 - $50
Deworming medication - $50 - $150
Please note that the above costs are averages, and the actual costs may depend on your pet’s condition, age, the type of facility you’re using, etc.
How often does a Cat need a Vet Visit?
A routine check-up helps ensure your cat’s overall health is good. If there are any medical developments, they are diagnosed and treated early before they become worse. It is recommended that you take your cat for a routine vet visit at least once a year.
If your cat is suffering from a chronic condition and requires continuous treatment, stick to the visit schedule that your vet has recommended.
How to Save Cat Vet Visit Costs?
Understanding the potential veterinary costs might be overwhelming, but there's a practical solution: pet insurance. It's not just us saying this; data supports its value. A Forbes survey reveals that half of dog owners worry about affording unexpected vet bills within three months1. A significant portion of pet parents face financial strain from vet expenses, with over a quarter (28%) reporting that a bill of $499 or less would lead to debt, and 42% would incur debt from a bill of $999 or less1.
This highlights how pet insurance can provide crucial financial relief by helping to reimburse a large portion of covered medical costs.
How can pet insurance help?
Interestingly, nearly 25% of pet parents in the survey said they got a pet insurance policy because they were taking their pets to the vet too frequently(1). With a pet health insurance plan, you can save up to 90% of these costs.
Spot Facts!*
The average claim cost for a cat in the year 2024 was $523.93 at Spot Pet. Domestic shorthair, American Shorthair, and Siamese cats were found to be the breeds with the most number of claims from the year 2019-2025.
Cat Insurance helps to provide pet parents with additional financial support and peace of mind when it comes to the health and wellness of their pets. With a Spot plan, pet parents can receive up to 90% cash back on eligible vet bills. This way pet parents can focus on caring for and supporting their pets. Spot also offers preventive care add-ons at an additional cost, which can help cover the eligible costs of spaying and neutering, dental cleaning, vaccinations, and other routine care services.
Get a quote today!

I've had the privilege of immersing myself in the realm of pet safety. As the owner of an energetic mini golden doodle, I know just how stressful being a pet owner can be. I am dedicated to ensuring our beloved pets enjoy a life brimming with good health.
* 2025 Spot Pet Insurance Services, LLC. Claims data.
Megna, M. (2025, January 2). Pet Ownership Statistics 2025. Forbes Advisor. https://www.forbes.com/advisor/pet-insurance/pet-ownership-statistics/
Copson, K. (2024, February 28). Costs of Treating cat Injuries & Diseases (2024 Price Guide) - Catster. Catster. https://www.catster.com/cat-health-care/costs-of-treating-cat-diseases-and-injuries/
Precious Pet Care. (2021, August 25). The cost of common dog and cat emergencies. Cats Sitting, Dogs Day Care Services and More. https://www.preciouspetcaresd.com/news/the-cost-of-common-dog-and-cat-emergencies/
How much does a vet visit cost? Average pricing by procedure. (n.d.). https://www.carecredit.com/vetmed/costs/