Fleas and ticks aren’t just annoying—they can also pose real health risks for your dog. These parasites are more than seasonal nuisances; they can carry diseases and trigger skin issues that affect your dog’s quality of life.
As a pet parent, you might wonder: Is monthly flea and tick medication really necessary?
This blog breaks down how these treatments work, the key benefits and potential risks, and how Spot Pet Insurance can help make preventive care more affordable.
What Is Monthly Flea and Tick Medication?
Flea and tick medications for dogs come in two common forms: topical treatments (applied to the skin) and oral medications (chewables or pills).
They’re designed to1:
Kill existing fleas and ticks on contact
Repel new pests before they bite
Interrupt the pest life cycle so infestations don’t start or spread
When given regularly, typically once a month, these medications act as a strong line of defense against the kinds of health issues pests can cause.
Key Benefits of Monthly Flea and Tick Medication for Dogs
Protecting Your Dog’s Health
Fleas and ticks aren’t just irritating—they can transmit dangerous diseases like1:
Rocky Mountain spotted fever
Tapeworms and other parasites
Preventive medication helps stop transmission before it starts.
Reducing Itching and Irritation
Flea and tick bites can cause:
Excessive scratching
Skin infections
Hair loss
Allergic reactions
Keeping pests at bay helps your dog stay more comfortable and less likely to need follow-up treatment.
Preventing Infestations in the Home
Fleas and ticks don’t just stay on your dog. They can end up:
In carpets, bedding, and furniture
Reproducing quickly and spreading
Monthly medication can stop infestations before they begin, helping save you time, money, and hassle.
Potential Risks and Side Effects of Flea and Tick Medications
While most dogs tolerate flea and tick treatments well, some may experience side effects. These can include1:
If you have other pets at home—especially cats—check the label carefully. Some dog flea treatments can be toxic to cats if ingested or transferred during close contact.
Always read and follow your vet’s advice and product instructions.
Cost Considerations: Are Monthly Treatments Worth It?
Yes, flea and tick prevention is an ongoing cost, but it often saves money in the long run. Treating a full-blown infestation or a disease caused by pests can be much more expensive and stressful.
Think of monthly medication as an investment in your dog’s comfort and long-term health.
How Spot Pet Insurance Can Help Cover Preventive Care
Spot Pet Insurance helps make preventive care more accessible by offering optional add-ons to help cover the cost of flea and tick medications. With this coverage, you can get cash back for the cost of routine vet care like wellness exams, vaccines, dental cleanings, and other services that help keep your dog healthy in the long term.
Spot plans also include customizable coverage for unexpected accidents and illnesses, helping give pet parents additional peace of mind when they need it most.
Final Thoughts: Is Monthly Flea and Tick Medication Necessary?
In most cases, the answer is yes. Monthly flea and tick medication helps protect your dog from serious health risks, discomfort, and stress related to infestations at home.
The potential side effects are typically minor and can be managed with guidance from your vet. With help from Spot Pet Insurance, the cost of preventive care doesn’t have to be a barrier.
Key Takeaway
Monthly flea and tick prevention is a simple, effective way to help protect your dog’s health and your home. When combined with guidance from your vet and the right pet insurance coverage, it becomes an easy part of your dog’s care routine, without breaking your budget.
Pet Parent FAQ
Q: Do I really need to give my dog flea and tick medication? A: It’s highly recommended—fleas and ticks are common, and monthly prevention helps keep your dog protected from pests and related health issues year-round.
Q: Is flea and tick medicine worth it? A: Absolutely! Preventive care costs are usually much lower than treating infestations or diseases that pests can cause.
Q: Do indoor dogs need flea and tick prevention? A: Yes. Fleas and ticks can still make their way indoors on shoes, clothes, or other pets, so even indoor dogs are at risk.
Q: Can flea and tick medication make my dog sick? A: Some dogs may experience mild side effects like vomiting or skin irritation. Serious reactions are rare but possible. Always monitor your dog and consult your vet.
Q: What happens if I miss a dose of my dog’s flea and tick medication? A: Missing a dose can leave your dog unprotected. Give the missed dose as soon as possible and talk to your vet about the best next steps.

With 10 years of experience as a pet parent, I aim to empower pet owners with insights into pet insurance and maintaining their pet's well-being. I aspire to be a trusted source, combining knowledge with a commitment to the welfare of our beloved pets.
“Flea and Tick Prevention | Cornell University College of Veterinary Medicine.” Www.vet.cornell.edu, www.vet.cornell.edu/departments-centers-and-institutes/riney-canine-health-center/canine-health-information/flea-and-tick-prevention.