Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Spot Pet Insurance had just the plan I…
Spot Pet Insurance had just the plan I wanted for my Cairn Terrier puppy (accident paired with routine preventative). Making my first claim was extremely easy, and the reimbursement came within days. Additionally, the rep I spoke with answered all of my questions. I do recommend this company.
Quote was super easy and had most…
Quote was super easy and had most benefits out of the plans available. Refund came super quick, right into my bank after I submitted a claim.
Very easy to submit invoices for…
Very easy to submit invoices for reimbursement
The coverage is cost effective
The coverage is cost effective. Submission of claims is easy. Great customer service.
Spot Pet response time.
The response time was indeed timely and appreciated
Reasonable and fair.
Reasonable and fair.
I purchased pet insurance for my dog…
I purchased pet insurance for my dog and cat from Spot one year ago.. I had never had pet insurance before, but with the expense of veterinary care I decided to protect myself and my animals with pet insurance from spot… I could not be happier or more appreciative with them. Both of my animals had unexpected medical issues and.Spot took care of my claims very quickly and paid everything directly to my bank account without question.. I am so thankful for Spot.
The experience with Spot was great
The experience with Spot was great ! The process was very smooth and easy to follow. Send your itemized invoices and you’re good to go .
Had to file our first claim the other…
Had to file our first claim the other day on our little girl Calypso and so glad we had Spot Pet Insurance. She got bit by a rattlesnake and having the insurance definitely helped. So glad we invested in our pet’s health.
Wonderful onboarding for additional pet…
Wonderful onboarding for additional pet !
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.