Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Easy Claim Submissions
Spot makes submitting claims so easy and their pricing is also very affordable. I’ve had a great experience with Spot.
Great support staff and customer…
Great support staff and customer service - were super helpful, and processed my claims fast. Definitely would recommend.
Incredible Impressed
I am so impressed with how fast the claims are processed & paid out. A very easy process & it's also easy to access customer service.
Professional and knowledgeable. Easy to file claim with quick deposit
Easy to file claim with quick deposit response time.
The Best Pet Insurance
Affordable monthly pricing and it's very easy to submit a claim through the app. The turn-around time after submitting a claim is great too.
Hassle free experience
It was really easy to submit my paperwork! I got the refund deposited into my account hassle free. Thanks to Spot, I was able to have my Dunk taken care of with minimal damage to the wallet :-)
I am so happy my family purchased…
I am so happy my family purchased insurance. Having pet insurance saved my dog’s life. I really cannot think of the outcome had we not had it. Spot has been great with quick turn around on review of claims and reimbursement. I am thankful, truly.
Soooo easy and quick payment
Soooo easy and quick payment
Efficiency
Quick review and payment
Pain free and easy claim process
Filing a claim was really easy and I received exactly the amount back that I was expecting. I couldn’t have asked for it to go better.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.