Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Submitting a claim and getting it…
Submitting a claim and getting it processed and paid has been so simple! Customer service has been easy to talk to and very helpful.
very user friendly- great response time…
very user friendly- great response time and turnaround. so happy we have SPOT
Great company!
Ease of submitting the claims and promptness of the reimbursement made this a great experience.
They review and press quickly
They review and press quickly
They are very easy to submit bill and quick turnaround
Very quick turnaround and easy to submit bill.
I think it’s wonderful that when you…
I think it’s wonderful that when you take your dog in you do get money back for getting shots and everything. I think that’s so great cause no insurance don’t do that and they’re so expensive. You guys are a lot better. And when you talk to somebody on the phone, you have any questions, they explain everything really good for you.
Excellent Customer Support with superior coverage.
The Spot Insurance website is very easy to navigate as well as file a claim. Should you have any questions and/or concerns, help is immediately available. Excellent updates are provided with regard to your claims filed allowing you to know the status of your claim. Payment of claims are provided very quickly and directly to your bank account. Excellent company and Customer Support.🐾
I love how fast and easy claims are
I love how fast and easy claims are
Easy and fast procedure
Easy and fast procedure
Received my reimbursement in a very…
Received my reimbursement in a very timely manner. It was also very easy to submit my claim on line
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.