Healthy Paws Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Scrolling through pet insurance providers can be daunting. However, if you take your time, comparing potential providers is the best way to tackle finding the right one for your pet. Today, we will walk you through somemajor differences between Healthy Paws Pet Insurance plans and Spot Pet Insurance plans. We’re thrilled you are taking the time to consider Spot Pet Insurance because we’re confident our coverage options are what pet parents need. Let’s talk coverage options!
What is the difference between Spot and Healthy Paws Pet Insurance?
Are you wondering about the main differences between Healthy Paws Pet Insurance plans and Spot Pet Insurance plans?
Here’s what you need to know about some differentiators between these two providers’ plans.
Healthy Paws Pet Insurance plans do not cover vet exam fees for covered conditions, but Spot plans do.
Healthy Paws insurance plans don’t cover Rx foods or supplements that are used to treat a covered condition.
Healthy Paws Pet Insurance plans do not cover behavioral problems.
Healthy Paws doesn’t offer a 10 percent multi-pet discount for additional pets.
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
1. With Spot Pet Insurance plans, you can get your dog or cat’s exam fees for eligible conditions covered.
We’re committed to helping ensure that your pet gets the care they need when they need it — which is why you can rest assured that exam fees and vet visits for eligible conditions are covered by pet insurance plans provided by Spot.
2. Spot covers Rx foods and supplements used to treat eligible conditions
Both Spot plans and Healthy Paws plans cover prescription medications used to treat covered conditions, but Healthy Paws plans do not cover Rx foods or supplements used to treat covered conditions. Plans provided by Spot cover Rx foods and supplements used to treat eligible conditions (as long as a food or supplement is prescribed to treat an eligible condition and not for general health or weight maintenance).
3. Spot Pet Insurance provides Preventive Care Coverage.
Spot Pet Insurance offers an optional preventive care add-on that can be used to cover the routine veterinary costs that come with having a pet. Annual wellness exams, dental cleanings, vaccinations, and other services can be covered under a preventive care add-on. Healthy Paws does not offer preventive care coverage.
4. Spot plans cover behavioral problems.
Spot Pet Insurance accident & illness plans include coverage for behavioral problems.
5. If you enroll more than one pet, you get a discount with Spot Plans.
Unlike Healthy Paws plans, if you add on more than one pet in your family, you will be able to get a multi-pet discount. Spot Pet Insurance plans provide a 10 percent multi-pet discount for all additional pets.
Spot Pet Insurance Gives You Options
Spot Pet health insurance is here for our four-legged friends (and their people). That’s why we offer premium pet insurance plans. Plans provided by Spot only have a 14-day waiting period (including orthopedic concerns like hip dysplasia, unlike some other pet insurance plans). With plans that don’t include upper age limits for older pets and preventative care coverage options (for an additional cost), Spot is here.
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
Your phone associates do a great job…
Your phone associates do a great job answering questions and responding effectively. Claims are processed in a reasonable space of time.
Reimbursement was made within a couple…
Reimbursement was made within a couple of days. Great service!
Great customer Service
Great customer Service. Thank You.
Always professional and quick with…
Always professional and quick with payouts. Very important since owning a pet isn't cheap!!
Spot on!
Love having Spot pet insurance. So easy to submit claims and quick reply from the amazing customer service team!
Quick finalized claims and easy to…
Quick finalized claims and easy to place a claim on their website ☺️
No hassles
No hassles, claim went through with no issue, fast reimbursement
I highly recommend Spot!
I purchased accident and illness insurance for my dog in 2024. I didn't have any claims that year. However, this year I have already filed 2 substantial claims. The first was for a cardiologist evaluation and EKG, totally over $1,000. Spot allow all of that claim and reimbursed me about $360 ($500 satisfied my deductible and I received 80% of the remainder, as set forth in my insurance terms). The next claim was for a tooth extraction and dental cleaning for a total of over $1,600. Except for about $5 for "pet waste/taxes," Spot again allowed all the charges. I just got a check for about $1,330! (Numbers aren't precise but the refund is 80% of the allowable costs.) Filing claims is easy as is providing the additional information they may request. Both claims were paid within a couple of weeks. On 1 occasion, I had to reach out to their customer service and this too was a very favorable experience. While the premiums are high, the cost is offset if your pet has an accident or illness. I very much recommend Spot for your piece of mind!
my phone calls are answered quickly
my phone calls are answered quickly. good information you do what you say!
Complete information makes all the difference!
I've had great results obtaining reimbursement when I am sure to submit the past 6 months of vet records along with invoices and claim information. It didn't go as well with the approach of "Don't have it? No worries, we will reach out to your vet." Those claims got denied most of the time. So, when you submit everything up front, and each item as its own claim, they do deliver and I'm happy to say that I've renewed the annual plan for both of my dogs.
Spot Is a Pack Leader
