Pawp Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
You might have heard about Pawp’s $24 per month membership, but how does it measure up to pet insurance plans provided by Spot? Read on to learn more.
With the advancement of technology comes the advancement of pet treatments and services. For example, there are digital and telehealth services. Here at Spot Pet Insurance, we offer pet insurance plans which provide access to a 24/7 pet telehealth service powered by VetAccess™.
New technology also means different ways of assisting people with pet care. Pawp memberships and Spot Pet Insurance plans are both popular options.
Pawp memberships provides a one-time per year emergency fund at a low price and a 24/7 pet telehealth service.
Let’s find out some differences between Pawp memberships and pet insurance plans provided by Spot.
Behavioral Issues
No Upper Age Limit
Exam Fees
Preventive Care
Microchip
Prescription Foods
Alternative Therapies
Chronic Conditions
One Annual Deductible
Specialists
Hereditary & Congenital Conditions
Dental Illness
Multi Pet Discount
30-Day Money Back Guarantee
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Included
Not included/Some inclusionsComparison information is provided using publicly available information as of 3/2/24 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.
How do Pawp Memberships function?
Pawp memberships are essentially emergency funds for pets. After you sign up, there’s a 14-day waiting period. After the waiting period is over, you have a $3,000 fund that you can use for emergency treatment.
To use the fund, one of their specialists (whom you can call using a 24/7 telehealth service) has to give your dog or cat a virtual exam to determine if there is a real emergency. The specialist will need to confirm that there is an emergency in order for the membership coverage to apply.
Pawp will pay the vet directly for the eligible vet services, so you don’t need to worry about paying unless the emergency exceeds the $3,000 limit.
As part of enrollment for the Pawp membership, you have to pay a monthly fee of $24. If you like having many animal friends around, Pawp memberships will cover up to 6 pets.
Spot Pet Insurance plans can cover multiple emergencies
The Pawp membership emergency fund can only cover one emergency per year. The first emergency covered is the only emergency that can be covered during that year of your membership, even if you don’t use all $3,000.
At Spot Pet Insurance, we know that sometimes your pets can have multiple emergencies a year. It’s a big world out there; some animals have a knack for getting into trouble. Pet insurance plans provided by Spot do not limit coverage to one eligible condition per year.
Some pets also have hereditary or congenital conditions that may need continuous treatment or may take multiple appointments to manage. These expenses would not be covered by a PawP emergency fund.
We also offer a 10 multi-pet percent discount for all additional pets, so you have help saving some money to help improve your four-legged family’s quality of life.
You can add preventative care coverage to Spot plans
We take your pet’s health and happiness very seriously and know that sometimes offense is the best defense. That’s why we offer preventative care coverage add-ons for a little extra cost.
With preventive care coverage added to an accident and illness plan, you can be reimbursed for certain routine wellness treatments that help prevent your pup or kitty from getting sick. Covered services include; annual wellness exams, vaccines, dental cleanings, and other services.
Pawp memberships do not provide coverage options for preventive care treatments. Although, you can use their pet telehealth line to speak to a licensed vet or vet tech.
Spot plans take a holistic approach to health
Although Pawp memberships cover emergency visits, they don't cover any follow-up visits or rehabilitation for the same condition once the initial emergency visit is over. Some emergencies won’t require care after the initial hospital visit. Other times your pet may need physical therapy or another form of rehabilitation to get back to their old self.
At Spot Pet Insurance, we are aware that your pet can need many forms of treatment for accidents and illnesses, from alternative therapies to rehabilitation. Some of the alternative therapies that are prescribed to treat covered conditions that Spot plans can cover include:
Hydrotherapy
Chiropractor visits
Acupuncture
We want to make sure your pet feels great in both mind and body, so pet insurance plans provided by Spot also cover behavioral issues.
Keeping your pet healthy and happy
As a pet parent, you know accidents happen, and because you're taking the time to research providers, you’re already well on your way to being prepared. You know your pet’s needs best, so ultimately, it’s your decision as to what you choose.
We hope to assist you further by providing a pet insurance plan that you can tailor to your pet's needs. We also have plenty of resources for pet parents looking to learn more about being a good parent to their dog or cat. We also have more pet insurance comparisons for you to check out.
Tucker's Road to Recovery
When emotional support dog Tucker experienced a life-threatening injury to his neck, he needed extensive treatment. His pet parent Kim was able to choose the treatment option that would provide Tucker with the best quality of life because of the financial support provided by Tucker's Spot plan.
Cost of Treatment: $4,305
Spot Plan Reimbursed: $3,874.505
Happy Pet Parents Trust Spot
Great customer service
Great customer service. Fast and efficient service.
Great experience using Spot Pet…
Great experience using Spot Pet Insurance. We recently filed a claim for my pet's knee surgery, and the claim was complete and paid within 2 weeks!
Fast claims review and very simple and…
Fast claims review and very simple and reliable submission process.
Pet insurance is worth it!
Pet insurance is worth it because it has been helping me with my budget. I know Toffee the small dog needs his own pet insurance in his life.
I was A Skeptic about pet Insurance.
When I signed up for SPOT Insurance, I was skeptical about pet insurance. I finally decided to at least try it to avoid any catastrophic emergency coverage at an ER. The basic trips to the Vet are doable, but emergencies can really be expensive. Anyway, I didn't use my insurance UNTIL one of my cats had an emergency. The Claim process was easy and the reimbursement was excellent. Everyone should be covered and SPOT was Great!!!
Thank you Spot
My dog became severely ill, was hospitalized, and did not get better. We unfortunately had to put her down to ease her pain and it was the hardest thing we ever had to do. To deal with that and the financial burden at the same time would’ve been a nightmare, but thankfully we had Spot insurance. I filed a claim and it was approved in 9 days, no questions, no issues. It was a huge relief for my family and I, and it truly allowed us to mourn without worrying about finances. We are extremely grateful.
Customer service telephone operators…
Customer service telephone operators were knowledgeable and courteous. They answered all of my questions. I submitted my vet bill and it was processed accurately and timely. Their payment was loaded directly into my checking account . The entire process was excellent.
Super responsive and helpful
Super responsive and helpful
I was pleasantly surprised how fast the…
I was pleasantly surprised how fast the claim went through. I do appreciate it and I am very happy with Spot Insurance.
Spot Is a Pack Leader
