What's Covered in Insurance for Pets?

  • Sick Exam Fees Covered

  • Microchip Implantation Coverage Included in Every Plan

  • 10% Multi-Pet Discount for Every Additional Pet Insured

  • Accident-Only Plans Available

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Created by Pet Parents for Pet Parents

At Spot Pet Insurance, we understand that your pets are cherished members of your family. We're dedicated to offering pet insurance plans that are as reliable and caring as you are. With Spot plans, you can rest easier knowing that from broken bones to unexpected emergencies, your pet’s health is always our top priority. Our comprehensive coverage options and easy-to-understand policies help ensure that you and your beloved companions can focus on making memories, while our team helps take care of the rest. Because at Spot, we’re pet parents too, and we get it. Learn more about our pet insurance plans for pets and our add-on wellness options below.

Why is Having Pet Insurance Important?

Do animals need insurance? While it may not seem like a necessity for every pet owner,pet insurance for dogs and pet insurance for cats can be invaluable to pet owners looking for financial help with eligible vet expenses. Similar to car insurance and renter's insurance, pet insurance can play a crucial role in helping protect against the unexpected. As a pet owner, you can never predict when your furry friend might face an illness or accident. Veterinary bills can add up quickly, much like the costs associated with car repairs after an accident or replacing personal belongings after a break-in. Insurance can provide a safety net, helping ensure that you're financially prepared to handle unexpected veterinary expenses. By having insurance, you're making a proactive choice to help safeguard your pet's health and your own peace of mind.

Should I Get Pet Insurance?

Deciding whether to purchase pet insurance for your pet is a personal choice that can depend on various factors. While it's not obligatory, pet insurance can help provide financial protection in case of unexpected veterinary expenses. Factors to consider may include your pet's breed, health history, and lifestyle, as well as your own financial situation and ability to handle unforeseen veterinary bills.

Pet Emergency Insurance

At Spot Pet Insurance, we know that emergencies can happen when you least expect them. Whether it's a sudden illness, an accidental injury, or your pet ingesting something harmful, these situations can be stressful and costly. Our pet emergency insurance is designed to help give you peace of mind, covering unexpected veterinary bills so you can focus on getting your furry friend the care they need.

Dog Dental Insurance and Cat Dental Insurance

Among the most useful aspects of insurance for pets, dental issues are among the most common conditions pets can experience. Dental issues can affect dogs and cats. That's why we offer accident and illness plans with dental coverage available for dogs and cats, designed to help cover a range of eligible dental illnesses and treatments.

Accident Coverage for Pets

If there is one thing that someone is thinking of when it comes to dog health insurance and cat health insurance, it is protection against unexpected accidents. Whether it's a playful romp gone awry or a mischievous exploration leading to trouble, dogs and cats can find themselves in unexpected situations. For dogs, common accidents may include fractures from falls or collisions, ingestions of harmful substances, and lacerations from sharp objects. Cats, on the other hand, may experience injuries from high jumps or encounters with other animals, as well as ingestions of toxic plants or objects. Pet accident insurance can help cover the eligible costs incurred at a veterinary office due to unexpected accidents.

Illness Coverage for Pets

One of the most important aspects of insurance for pets is protection against unexpected illness. Dogs and cats alike can face a variety of common illnesses that may require veterinary attention. For dogs, these can include skin conditions such as allergies or infections, ear infections, gastrointestinal issues like vomiting or diarrhea, respiratory infections like kennel cough, and chronic diseases such as diabetes or arthritis. Cats are also prone to several common illnesses, including urinary tract infections, dental disease, upper respiratory infections, digestive problems like vomiting or diarrhea, and chronic conditions like hyperthyroidism or kidney disease.

Affordable Plan Options for Cats & Dogs

Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.

Cat & Kitten Plans

as low as

$9/mo1

Dog & Puppy Plans

as low as

$15/mo2

We lead the pack.

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