Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
I love this insurance be sure I always…
I love this insurance be sure I always feel secure the my car will be taken care of in a promptly manner . It’s the first time I’ve encountered an insurance that truly cares ❤️ S&M
Very simple way to file a claim and…
Very simple way to file a claim and fast results with no issues
Processed claim quickly and deposit is…
Processed claim quickly and deposit is already on way! Thank you!
Accident prone Dog
I bought this insurance because I have an accident prone dog. Have had to file to file 3 claims for injuries and so far, each claim has been paid without incident.
Excellent service and super easy to work with!
I recently set up Spot pet insurance for my two dogs, and the entire process was incredibly smooth and straightforward. The website was user-friendly, the options were clearly explained, and I was able to get both policies active in just a few minutes. No hassle, no confusion—just quick and easy setup. What really impressed me though was their claim processing. I submitted a claim recently, and it was handled quickly and efficiently. The reimbursement came through faster than I expected, with clear communication throughout the process. It took a huge weight off my shoulders knowing that Spot has my dogs' backs when they need vet care. I highly recommend Spot Pet Insurance to any pet parent looking for reliable coverage without the headaches. Their team clearly understands how important our furry family members are. Five stars all the way! — Chris Lewis, San Diego, CA
My reimbursement was accurate and in…
My reimbursement was accurate and in line with my insurance policy. Thank you!
Ease of use was good
Ease of use was good. Reimbursement took a while, but I understand.
Very pleased with Spot
I have only used the claims process twice so far since signing up, but I have been really pleased with it. It's very easy to submit, and it takes just a few days from start until reimbursement is received. I looked at a lot of pet insurance companies before choosing Spot, and I am really happy with my choice.
Submitting a claim has been easy the…
Submitting a claim has been easy the and payment has been prompt.
Very easy claims process!
Very easy claims process!
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Much is Kitten Insurance?
Spot puppy insurance plans start as low as $9 per month^^.
Is Kitten Insurance Worth it?
Yes, kitten insurance can be worth it for many reasons. With a kitten insurance plan from Spot, pet parents can get up to 90% cash back on covered vet bills, helping manage the cost of unexpected vet care over time, especially as your pet ages. Enrolling your kitten early can also help avoid pre-existing conditions that can develop as your pet ages.
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.

















