Customizable Insurance for Kittens
Spot provides pet parents the opportunity to customize their pet’s plan by selecting their reimbursement rate, annual limit, and deductible from a range of options. Spot also offers both accident and illness and accident-only base plans, so you can choose the coverage that best fits the needs of your pet. Spot’s preventative care add-ons can be added to any base plan, and to help cover the eligble costs of routine veterinary services like vaccines, dental cleanings, wellness exams, and more!
Accident Coverage for Kittens
Can Cover:
Injuries
Swallowed objects
Toxic ingestions
Illness Coverage for Kittens
Can Cover:
Accidents
Cancer, diabetes
Respiratory infections
Preventative Care for Kittens
Can Cover:
Dental cleaning
Fecal test
Annual wellness exams
Preventive Coverage for Kittens
Spot's Preventive Care add-ons can help cover the eligible cost of routine veterinary services and can ease the cost of routine veterinary services, easing the financial burden of responsible pet ownership. Our kitten preventive add-ons include coverage for essential vaccines, wellness exams, and important dental cleanings to help keep your kitten healthy. With Spot, you can focus on giving your kitten the best possible start in life and worry less about the cost of routine veterinary care.

Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Kitten insurance that’s easy!
Spot makes it simple for pet parents to submit a kitten insurance claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Send us your bill online, in our app, or via fax.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.

Explore Kitten Insurance By Breed
Learn about your kitten’s characteristics, personality, and more today!
Happy Pet Parents Trust Spot
It is so easy to make a clame
It is so easy to make a clame, and refund is right there
I have accident and illness insurance…
I have accident and illness insurance on my two cats. I often wondered if i should keep this insurance. The answer is yes. My cat got sick and Spot Insurance was there to reimburse me.
Concentrating on Bella Instead of a Financial Burden
When my sweet little Yorkie started showing signs of some health issues, it was a huge worry to me. Spot Insurance helped take some of that worry away as far as financial worry and helped me concentrate on the most important thing .. diagnosing Bella's illness and starting her on a treatment plan. So far she is doing well just taking medication. Thank you, Spot, for the quick action on our claim.
Great Pet Insurance!
Customer service was so nice, and Insurance claim process was so quick and got money back in 1 week.
It was so easy with my dogs claim
It was so easy with my dogs claim. Each time Ai called everyone was great.
Response time
Quick process and reimbursement
I recently had to make a claim
I recently had to make a claim. I was dreading it but in reality the process was very simple. Send in the veterinary bills and within one week the money was in my bank account! Would definitely recommend SPOT.
Very reasonable and easy
SPOT is always very reasonable when it comes to reimbursement for pet illness/accident/injury. Claims are easy to be made and you get an answer back about it not long after.
Easily made claim and fast processing
Easily made claim and fast processing
Very responsive customer service
Very responsive customer service, process and payment of claims.
*Spot offers a 10% multi-pet discount for all pets enrolled after the first
Kitten Insurance FAQs
How Much is Kitten Insurance?
Spot puppy insurance plans start as low as $9 per month^^.
Is Kitten Insurance Worth it?
Yes, kitten insurance can be worth it for many reasons. With a kitten insurance plan from Spot, pet parents can get up to 90% cash back on covered vet bills, helping manage the cost of unexpected vet care over time, especially as your pet ages. Enrolling your kitten early can also help avoid pre-existing conditions that can develop as your pet ages.
How Often Do Kitten Need to Go to the Vet?
In the first four months of their lives, kittens should be seen by their veterinarians once every 3 - 4 weeks to receive vaccinations and wellness exams. These visits help to protect your kitten against diseases and help you veterinarian to better identify your kittens needs.1
Read more about insurance for multiple pets here
At What Age Should You Get Cat Insurance?
The sooner the better! Enrolling your cat in a Spot plan while they are still young will help decrease their chance of developing a health condition that will then be considered pre-existing under their insurance plan. Spot is happy to insure kittens as young as 8 weeks old.
Can You Insure a Kitten?
Yes, kittens as young as 8 weeks old are eligible for coverage under a Spot plan.
1 Ginn, Sam. “How Often Should I Take My Cat to the Veterinarian?” Animal Medical Center of Chicago, Animal Medical Center of Chicago, 24 Feb. 2020, www.animalmedicalcenterofchicago.com/how-often-should-i-take-my-cat-to-the-veterinarian/.

















