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What Does a Spot Pet Insurance Plan Cover in Arkansas?
No matter where you are in Arkansas, Spot Pet Insurance offers our same comprehensive plan options to help you with the eligible costs of caring for your pet. Whether it’s unexpected accidents, injuries, or illnesses, our plans can also extend to hereditary and congenital conditions as well as surgeries for covered conditions. You’ll also find coverage for prescription medications and alternative therapies included in the base plans. Just keep in mind, our plans do not cover pre-existing conditions.
Places to Adopt Your New Pet in Arkansas
Is Pet Insurance Necessary If You Live in Arkansas?
While pet insurance coverage plans are not strictly necessary if you live in Arkansas, they can be a smart choice. Having a plan in place can help you manage eligible vet expenses, giving you peace of mind knowing that you're prepared for unexpected medical costs. It's always a good idea to be prepared for anything life throws your way, and pet insurance can be a key part of that preparation.
Average Cost of a Claim in Arkansas
On average, claims submitted by Arkansas pet parents come in at $297, much lower than the national average†. With the support of a Spot plan, pet parents can get up to 90% cash back on eligible vet bills.
Highest Reimbursement in Arkansas
The largest reimbursement a Spot plan has paid in Arkansas was for $4,513†.
Common Health Conditions in Arkansas
The most common conditions treated in pets in Arkansas are diarrhea, vomiting, and ear infections†. Another very common vet service utilized by Arkansas pet parents is microchip implantation†.
What are the Top Vet Offices in Arkansas?
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursement for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Arkansas?
Tick Borne Disease
Arkansas has a diverse collection of rivers, valleys, and land which can be beautiful for us humans living there but can also pose threats to our pets. Arkansas is known to have many species of Ticks that can be a risk to both you and your pets by spreading disease and parasites in as little as 2 hours. Some symptoms of tick-borne diseases present in your pets may include fever or chills, aches and pains, and rashes. If your pet has been bitten by a tick, it’s important you seek veterinary care as soon as possible.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Extreme Weather
The dog-loving state of Arkansas can turn risky for dogs due to its extreme weather conditions at times. Cold snaps in most of the months and then blustering hot summers for a couple of them is how one can describe the state’s climate. Summer can be a fun time for both you and your pet but also comes with many risks like sunburns, heat exhaustion, and heat stroke. The after-effects of this can be brain damage.
Read moreHow Spot Plans Help Protect Your Pet
IV Fluids & Medications
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Mountain Lions
No dog, irrespective of the breed would be able to take on a mountain lion solo. These jungle kings are apex predators and pose as a major threat to our pets due to their aggressive preying instincts. Arkansas has a large population of these dangerous animals. They can get into a fight with our pets and can severely harm or even kill them.
Read moreHow Spot Plans Help Protect Your Pet
Medical Supplies
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Popular Dog Parks in Arkansas
Arkansas offers a variety of fantastic dog parks where both you and your furry friend can enjoy quality time outdoors. The Little Rock Dog Park at Riverfront Park is a top choice, featuring expansive, fenced areas for large and small dogs, agility equipment, and scenic views of the Arkansas River. In Fayetteville, the Wilson Park Dog Park provides a spacious, shaded area with separate zones for different-sized dogs and ample room for play. For those in Hot Springs, the Hot Springs Dog Park offers a well-maintained environment with water stations and plenty of benches for owners to relax. Each park is thoughtfully designed to ensure safety and fun, allowing dogs to socialize and exercise while owners can connect with fellow pet enthusiasts. These parks highlight Arkansas’s commitment to providing enjoyable, dog-friendly spaces throughout the state.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Arkansas Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Arkansas.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Can I Transfer My Policy to a New Owner?
If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. To process this request, you will need to submit proof of new ownership, including the new owner’s full name, address, and phone number. We will also need to update the billing portion of the policy to include the new customer’s preferred payment method prior to processing the policy transfer.
To start the transfer of ownership policy change, please reach out to Customer Service.
What is the Best Level of Pet Insurance in Arkansas?
With Spot Pet Insurance, you can choose between Accident-Only and Accident & Illness plans. Spot’s policies include unlimited annual limits, with no per-incident or lifetime caps. Coverage includes eligible expenses for necessary veterinary treatments prescribed for your pet’s covered conditions. You’re free to use any licensed veterinarian in the US and Canada. Click here to review a sample policy for a complete list of terms and conditions.
Do Spot Plans Cover Animals Other Than Dogs and Cats?
Spot covers cats as part of their insurance plans. Spot’s main focus is on cats and dogs, Spot does not offer insurance for animals other than these two species.
Does Pet Insurance Cover Wildlife-Related Injuries in Arkansas?
Pet insurance coverage for wildlife-related injuries in Arkansas can be different depending on your plan. It may cover eligible vet expenses if those expenses fall within the policy's guidelines.