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What is Pet Insurance for Dogs and Cats?
Pet insurance is a way to help cover eligible expenses due to unfortunate illnesses or accidents to your pet. It works like the insurance we get for ourselves and our families. Pets are part of our families, and we should get insurance for them too.
We all know that pets can be expensive to maintain. The vet bills for unexpected accidents and illnesses can run into the ‘000s at times. This is where pet insurance can help. Despite the fear of those vet visits for your pet, you have help sleeping easier when you have pet insurance. know more about what does pet insurance cover and how to choose the best pet insurance in your state.
Life gives you surprises that you may love and, sometimes, unfortunate circumstances that you may hate. We, as mere humans, can’t control them so much. However, pet insurance can help protect your pet and your pocket.
Why is pet insurance important in Arkansas?
Tick Borne Disease
Arkansas has a diverse collection of rivers, valleys, and land which can be beautiful for us humans living there but can also pose threats to our pets. Arkansas is known to have many species of Ticks that can be a risk to both you and your pets by spreading disease and parasites in as little as 2 hours. Some symptoms of tick-borne diseases present in your pets may include fever or chills, aches and pains, and rashes. If your pet has been bitten by a tick, it’s important you seek veterinary care as soon as possible.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Extreme Weather
The dog-loving state of Arkansas can turn risky for dogs due to its extreme weather conditions at times. Cold snaps in most of the months and then blustering hot summers for a couple of them is how one can describe the state’s climate. Summer can be a fun time for both you and your pet but also comes with many risks like sunburns, heat exhaustion, and heat stroke. The after-effects of this can be brain damage.
Read moreHow Spot Plans Help Protect Your Pet
IV Fluids & Medications
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Mountain Lions
No dog, irrespective of the breed would be able to take on a mountain lion solo. These jungle kings are apex predators and pose as a major threat to our pets due to their aggressive preying instincts. Arkansas has a large population of these dangerous animals. They can get into a fight with our pets and can severely harm or even kill them.
Read moreHow Spot Plans Help Protect Your Pet
Medical Supplies
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
We are a pet-loving community and pet parents as well. We know what a pet parent has to go through when owning a pet. Spot plans have customizable plan options to help ensure maximum benefits to you and your pet.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Arkansas Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Arkansas.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Can I Transfer My Policy to a New Owner?
If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. To process this request, you will need to submit proof of new ownership, including the new owner’s full name, address, and phone number. We will also need to update the billing portion of the policy to include the new customer’s preferred payment method prior to processing the policy transfer.
To start the transfer of ownership policy change, please reach out to Customer Service.
What is the Best Level of Pet Insurance in Arkansas?
With Spot Pet Insurance, you can choose between Accident-Only and Accident & Illness plans. Spot’s policies include unlimited annual limits, with no per-incident or lifetime caps. Coverage includes eligible expenses for necessary veterinary treatments prescribed for your pet’s covered conditions. You’re free to use any licensed veterinarian in the US and Canada. Click here to review a sample policy for a complete list of terms and conditions.
Do Spot Plans Cover Animals Other Than Dogs and Cats?
Spot covers cats as part of their insurance plans. Spot’s main focus is on cats and dogs, Spot does not offer insurance for animals other than these two species.
Does Pet Insurance Cover Wildlife-Related Injuries in Arkansas?
Pet insurance coverage for wildlife-related injuries in Arkansas can be different depending on your plan. It may cover eligible vet expenses if those expenses fall within the policy's guidelines.