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What Does a Spot Pet Insurance Plan Cover in Connecticut?
In Connecticut, Spot Pet Insurance plans help ensure that your pet’s coverage is consistent with what’s offered nationwide. Our plans assist in covering eligible expenses from unexpected accidents, injuries, and illnesses, and include coverage for hereditary and congenital conditions. Coverage also applies to surgeries for covered conditions, prescription medications, and alternative therapies. It’s worth noting that pre-existing conditions are not covered under our plans.
Get Your New Pet at These Connecticut Animal Shelters
Does Spot Offer Different Plans in Connecticut?
Spot’s plan options do not vary by state, offering the same choices to all pet owners nationwide.
Accident Only Plan: The Accident Only plan focuses on covering accidents and injuries. This plan is ideal if you’re seeking coverage for unexpected incidents like fractures, cuts, or other injuries resulting from accidents.
Accident and Illness Plan: The Accident and Illness plan offers broader coverage, including not just accidents but also unexpected illnesses like cancer, diabetes, and infections. It’s designed to help protect your pet from a wide range of health issues, both sudden and chronic that develop later on.
Preventive Care Coverage: For those who want help covering routine care, Spot offers optional Preventive Care coverage options. This coverage helps with the eligible costs of routine preventive treatments, such as vaccinations and wellness exams, contributing to your pet’s overall well-being.
Most Common Conditions in Connecticut Pets
The most common health conditions experienced by pets in Connecticut are diarrhea, vomiting, and ear infections or otitis†. Another common claim is for microchip implantation, this service is covered under every Spot base plan†.
How Much is an Average Claim in Connecticut?
The average claim cost in Connecticut is $433†. Luckily pet parents can get up to 90% cash back on covered vet bills, through their Spot plan.
The Highest Reimbursement Received by a Connecticut Pet Parent
The largest reimbursement received by a Connecticut pet parent was $22,070†. At Spot, we understand that vet bills can stack up quickly, and work hard to help provide the financial support needed to get your pet the necessary care.
Check Out These Vets in Connecticut!
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursement for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Connecticut?
Coyotes
These smaller cousins of wolves have become a major threat to our pet friends, dogs, and cats in recent times. Though its primary preys are deer and rabbits, they attack dogs out of pure aggression and not for defense. Their population has been increasing in North America. Your pets might be safe with you inside your house but at times when left off-leash, a sudden coyote attack may be possible, especially if it is a small dog or a cat.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
Leptospirosis
It is a disease that happens when pets come in contact with infected urine. Because of the presence of plenty of wild animals in Connecticut, there is a high chance of the dog coming in contact with the infected urine of these animals through the soil, water, or food. The symptoms may include fever, shivering, muscle tenderness, swollen legs, and blood-tinged vomit and go on to vomiting, diarrhea, jaundice, and even kidney failure. This can infect humans as well from pets.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,530†
You Pay $270
Parasites
In Connecticut, our pets are at risk of getting parasites including fleas, ticks, mites, and worms. You should regularly check your pet for signs of parasite infections to help maintain the health of your pet. Check your pets for signs of ticks when they come inside and consider getting your pets vaccinated against certain infections. Although these are just some preventive measures you can take, your pet is still at risk from getting a parasite. Some signs to be aware of in your pet can include excessive scratching, irritation or inflammation of joints, fever, lethargy, difficulty breathing, diarrhea, and vomiting. If your pet is experiencing any of these symptoms, you should consult your vet immediately.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Popular Dog Parks in Connecticut
Connecticut is home to a range of popular dog parks that cater to both energetic pups and their owners. In Hartford, the Keney Park Dog Park is a standout, featuring expansive, fenced areas with agility equipment and separate spaces for large and small dogs. Over in New Haven, the Edgewood Park Dog Park offers a well-maintained, wooded environment where dogs can enjoy plenty of running room and shaded spots to cool off. For those in Stamford, Cove Island Park boasts a large, off-leash area with beautiful views of Long Island Sound, making it a perfect spot for a seaside romp. In West Hartford, Westmoor Park provides a charming, rural setting with trails and open fields, ideal for dogs who love to explore. Each of these parks provides safe, fun environments for dogs to socialize and exercise while offering convenient amenities for pet owners.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Connecticut Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Connecticut.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How can I make my vet visits less expensive?
There are some options you can explore to find less expensive vet care, like looking for cheaper alternatives of prescriptions or comparing different vets, but one of the best methods is getting your pet insured. This way, you can rest easier knowing you have coverage for the unexpected. Also, by taking your pet to the vet for routine preventive care, you can help protect them against future conditions. Spot plans offer preventive care coverage at an additional cost to your plan.
Does Every Vet in NY Accept Spot?
Yes, Spot Pet Insurance covers visits to any veterinarian across the United States. You can choose any licensed vet for your dog without any limitations.
Are All of Spot's add-on Plans Available in New York?
Absolutely, Spot Pet Insurance allows you to visit any licensed vet in the United States with your dog. You have the freedom to choose a veterinarian that best suits your pet's needs.
Can Spot Plans Cover Any Breed in New York?
Yes, pet insurance typically covers every breed. You can choose a plan that accommodates the specific requirements of your pet, regardless of their breed.