They Think We’re Pretty Cool:
How Does a Spot Plan Work in Idaho?
How does a Spot plan operate in Idaho? Begin by choosing between our two plan options: Accident & Illness or Accident-Only. For help with additional peace of mind, consider adding a Preventive Care coverage option. After selecting your plan, customize it with your choice of deductible, reimbursement rate, and annual limit. Enrolling your pet is straightforward—just share their age, breed, and location. Should your pet require unexpected care, visit any licensed vet, pay the bill, and submit your claim with the itemized vet bill. You can get reimbursed for the covered expenses as per your plan’s terms.
Vet Offices in Idaho
Does Spot Offer Different Plans in Idaho?
Spot does not offer different plans in each state; instead, you have access to the same plan options nationwide.
Accident Only Plan: The Accident Only plan focuses on covering unexpected accidents and injuries. This plan is designed for pet owners who want protection against unexpected incidents like broken bones, wounds, or other injuries caused by accidents.
Accident and Illness Plan: The Accident and Illness plan goes beyond accidents, providing coverage for unexpected illnesses such as cancer, diabetes, and infections. It offers robust protection, helping ensure that your pet is covered for both sudden injuries and serious health conditions in the future.
Preventive Care Coverage: For those interested in routine care, Spot also offers optional Preventive Care coverage options. This coverage can help cover the eligible costs of preventive services like vaccinations, wellness exams, and other routine treatments that help keep your pet healthy.
What Health Conditions Are Common in Idaho Pets?
The most common health conditions treated in Idaho are diarrhea, vomiting, and ear infections†.
Is the average cost of a claim in Idaho high?
On average, pet insurance claims submitted in Idaho cost $353†; pet parents can get up to 90% cash back on covered veterinary services with their Spot plan†.
The Highest Reimbursement to a Pet Parent in Idaho
To date, the highest reimbursement paid to an Idaho pet parent was $6,580†.
Interested in Getting a Pet? Check Out These Animal Shelters
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursement for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Idaho?
Potatoes
Yes, you read it right. The state’s gem crop is actually toxic to dogs. Potatoes contain solanine, a severely harmful compound for most canines. The consequences can be gastrointestinal distress, weakness, and lethargy, as well as weight gain. So, if your dog enters a potato field by chance, which the state has an abundance of, the risks are going to be very high. Same goes for onions, cherries, green tomatoes, and chives.
Read moreHow Spot Plans Help Protect Your Pet
Digestive Accidents
Spot accident and illness plans can cover digestive accidents or injuries, like swallowed objects.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Cold Weather
Idaho is one of the coldest regions in the United States. The coldest recorded temperature has gone as low as -20°F. There are many breeds of dogs and cats with a single thin coat that become extremely vulnerable to the cold as compared to the ones with a double-dense coat. The results can be shivering, weakness, lethargy, and even depression. There is a chance of hypothermia as well which can lead to a slow heart rate, stiff muscles, and a failure to respond to stimuli.
Read moreHow Spot Plans Help Protect Your Pet
Hypothermia and Frostbite
Spot plans can cover hypothermia and frostbite that may happen to your pet in colder climates.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Wildlife
Idaho is full of dangerous wildlife and some of them are closer to our homes than we think. Poisonous spiders, mountain lions, rattlesnakes, bears, and bison are the deadliest ones for our pets, found in the state. An encounter with any one of these can lead to severe damage for our pets including deep injuries, infections, neurological problems, seizures and even death.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Pet-Friendly Businesses and Events in Idaho
Idaho is a fantastic state for pet enthusiasts, with a range of pet-friendly businesses and events to enjoy. In Boise, the Dog Bark Park Inn offers a unique lodging experience where dogs are warmly welcomed, and the adjoining dog park allows for off-leash fun. For dining out, many local spots like the High Note Cafe provide outdoor seating where pets are invited to join their owners. In the vibrant city of Coeur d'Alene, the local parks often host pet-friendly events such as the annual “Bark in the Park,” featuring pet parades, contests, and vendor booths. Additionally, the Idaho Humane Society frequently organizes events like the "Paws on the Green" fundraiser, celebrating pets with community activities and adoption opportunities. Whether you’re looking for a pet-friendly place to eat, stay, or participate in local events, Idaho offers a welcoming environment for pets and their owners.
Check Out These Pet-Friendly Businesses in Idaho
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Idaho Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Idaho.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Are All of Spot's Add-On Plans Available in Idaho?
Indeed, Spot’s plan add-ons are available in Idaho, just as they are in every other state. The coverage options are uniform nationwide, so you can select from the same add-ons no matter where you live.
Can Any Breed be Covered by Pet Insurance?
Yes, pet insurance typically covers every breed. You can choose a plan that accommodates the specific requirements of your pet, regardless of their breed.
Can I See Any Vet in Idaho?
Absolutely, Spot Pet Insurance allows you to visit any licensed vet in the United States with your dog. You have the freedom to choose a veterinarian that best suits your pet's needs.
How Much is Pet Insurance in Idaho?
Pet insurance rates in Idaho can be influenced by factors such as your pet’s age, breed, and the type of coverage.. Pet insurance costs an average of $50 a month for dogs and $29 a month for cats.* The exact premiums will depend on the specifics of the chosen insurance plan.
*Jan. 2019 to Aug 2024 policy administrator data.