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What is Pet Insurance for Dogs and Cats?
Pet insurance is like the insurance we get for ourselves and our families. And pets are very well a part of our family. The vet bills can run huge at times, especially if some unfortunate accident happens to our four-legged babies. This is where pet insurance can help.
Pets have been providing us with physical and mental well-being for decades. We wouldn’t want any unfortunate accident or illness to affect their health, but if it does, we should be prepared financially to get them the best care. Know more about what does pet insurance cover and how does pet insurance work.
Pet insurance can help here. We humans can’t control unfortunate happenings so much, but pet insurance can help protect your pet and your pocket.
Why is pet insurance important in Indiana?
Leptospirosis
Leptospirosis is a highly dangerous and contagious bacteria that can kill pets. Streams, lakes and still waters are the places where these bacteria can spread rapidly, as it comes from the urine of rodents, and Indiana has tons of them. The consequences can be severe once encountered, which can include severe weakness, depression, stiffness, and severe muscle pain. It can also lead to the inability to have puppies.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $90†
You Pay $110
Rabies
Indiana has many wild animals roaming around the state. These include bats, skunks, foxes, raccoons, and coyotes. These animals are at a high risk of having rabies. These wild animals can encounter our pets and transfer the disease. Rabies is almost always fatal. If your dog is not vaccinated, then the chances of death become very high. The worst part is it can spread throughout your human family once your pet gets it.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Gray Foxes
Gray foxes are an increasing threat to our pets in Indiana due to their skills and speed. Gray foxes are native to Indiana and can be found mostly in the forested south-central hills region and woodland areas. These foxes have partially retractable claws allowing them to stay sharp enough to climb trees. The higher vantage point gives these predators an advantage on our pets, allowing them to pounce at a moment’s notice. Though a Gray fox’s primary diet consists of nuts, seeds, and small animals including rabbits, mice, and birds, they pose a threat to our pets if encountered. An attack between these foxes and our cat or dog can leave them seriously injured. When outside, pets should always be kept on a leash to reduce the risk of attacks.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
We at Spot are in the peace-providing business for our pet parents by helping ensure they sleep peacefully, knowing their pets are covered. Choosing Spot Pet Insurance in Indiana for comprehensive coverage tailored to your dogs and cats. Benefit from customizable plans, prompt claims processing, and exceptional customer service, ensuring your pet's well-being and peace of mind in Hoosier State!
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Indiana Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Indiana.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Are vaccinations covered by pet insurance?
Base level plans provided by Spot do not cover vaccinations. To get reimbursed for certain routine vaccinations for your dog or cat’s general wellbeing, you’ll need to add preventive coverage to your base plan for a little extra cost per month.
Can I Get Pet Insurance for more than one pet If I Live in Indiana?
Yes, you can obtain pet insurance for multiple pets with Spot. Their multi-pet discount offers a 10% discount on premiums for every additional pet after the first. This discount helps makes it more affordable to provide extensive insurance coverage for all your pets. You can enroll each of your pets in a Spot insurance plan and take advantage of these savings.
What are the Three Types of Insurance Covered in Indiana?
In Indiana, Spot offers three types of pet insurance: accident-only coverage, accident and illness plans, and an optional wellness add-on. These options help allow you to choose the level of coverage that best fits your pet’s needs.
Are There Any Age Limits?
Spot Pet Insurance allows enrollment for pets at any age over eight weeks, making it a great option for older pets that might be excluded by other insurers. If you’re unsure of your pet’s precise age, you can estimate it using medical records or shelter/rescue documentation, or validate it through a review of their medical history.