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What is Pet Insurance for Dogs and Cats?
Pet insurance is a similar concept to insurance for us humans. Pet insurance helps cover medical expenses for our pets covered conditions. Pets have been providing us with physical and mental well-being for decades. We wouldn’t want anything unfortunate to affect their health, but if it happens, we should be prepared financially to help get them the best care. Learn more about what does pet insurance cover and how to choose the best pet insurance.
Vet bills for unexpected accidents and illnesses can sometimes go up to thousands of dollars. Being ready with pet insurance can help. We humans can’t control unfortunate happenings, but pet insurance can help protect your pet and your pocket.
Why We Recommend Pet Insurance in Iowa?
Hornets, Wasps, and Bees
Iowa has a huge presence of insects like hornets, yellow jacket wasps, paper wasps, honeybees, etc. Getting stung by any one of these can be very dangerous for our pets as it can lead to several problems including gastrointestinal problems, shock, and even damage to internal organs in extreme cases.
Read moreHow Spot Plans Help Protect Your Pet
Insect Stings
Spot accident & illness plans can cover injuries and illnesses due to a sting from insects like bees, wasps, and hornets.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $540†
You Pay $160
Canine Infectious Respiratory Disease Complex
CIRDC is a highly contagious disease that can be caused by several different bacterial and viral pathogens. Coinfection by multiple pathogens is common. CIRDC can be diagnosed by a veterinarian through a physical examination, but clinical signs of CIRDC are generally mild and can resolve itself after about 1 week. If the dog develops bacterial pneumonia from the disease, it could be telling of an underlying Canine Distemper virus infection or other immunosuppressive disease.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Venomous Snakes
The state of Iowa is home to several both venomous and non-venomous snakes. The timber rattlesnake, massasauga, prairie rattlesnakes, etc. are some of the venomous ones found. It is rare that your pet will die in case of a snake bite from one of these, but it can definitely cause some damage. The symptoms of a venomous bite may include trembling, shaking, twitching of muscles, bloody urine, dilated pupils, and even paralysis.
Read moreHow Spot Plans Help Protect Your Pet
Poison Control Consultation Fees
Spot plans can cover the eligible cost of poison control consultation fees if your pet ingests unknown chemicals or gets bit by something poisonous.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Why Spot Plans?
We have been in the pet insurance market for a long time now and we understand some of the pains and pleasures a pet parent can go through which is why the plans we offer have extensive coverage options to help you when your pet needs it.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Iowa Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Iowa.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
What are the Three Types of Insurance Covered in Iowa?
In Iowa, Spot offers three types of pet insurance: accident-only coverage, accident and illness plans, and an optional wellness add-on. These options help allow you to choose the level of coverage that best fits your pet’s needs.
How Much is Pet Insurance in Iowa?
In Iowa, the cost of pet insurance can fluctuate based on various factors, including your pet's age, breed, and the level of coverage you choose. On average, dog owners pay $50 per month for pet insurance, while cat owners typically spend $29 monthly.* Premiums will vary depending on the details of the plan you select.
*Jan. 2019 to Aug 2024 policy administrator data.
What is the Best Pet Insurance in Iowa?
Choosing the best pet insurance in Iowa often comes down to what fits your needs best. Many pet owners prefer Spot Pet Insurance because of its flexible, customizable plans. Additionally, Spot plans offer a multi-pet discount, which can be a great perk if you have more than one pet.
Where Can I See What Coverages Spot Offers?
You can explore what Spot plans offer by visiting this link: https://spotpet.com/what-does-pet-insurance-cover