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What Does a Spot Pet Insurance Plan Cover in Maine?
No matter where you are in Maine, Spot Pet Insurance offers our same comprehensive plan options to help you with the eligible costs of caring for your pet. Whether it’s unexpected accidents, injuries, or illnesses, our plans can also extend to hereditary and congenital conditions as well as surgeries for covered vet bills. You’ll also find coverage for prescription medications and alternative therapies included in the base plans. Just keep in mind, our plans do not cover pre-existing conditions.
Animal Shelters in Maine
How Does a Spot Plan Work in Maine?
How does a Spot plan function in Maine? Start by selecting one of our two plan options: Accident & Illness or Accident-Only. You can also add a Preventive Care coverage option for an extra cost. After choosing your plan, you can further customize it by selecting the deductible, reimbursement rate, and annual limit that best suits your needs. Enrolling your pet is easy—just provide some basic information. Then, when your pet needs unexpected medical attention, visit any licensed vet, pay upfront, and then submit a claim with the vet bill. Your claim will be processed and once approved, you can get reimbursed based on your plan's terms.
What Health Conditions are Most Common in Maine Pets?
The most common health conditions treated in pets in Maine are diarrhea, vomiting, and lameness†.
Average Cost of a Pet Insurance Claim in Maine
Pet insurance claims in Maine average at $404†. Spot plans help these pet parents get up to 90% cash back on covered vet bills.
Highest Reimbursement in Maine
The highest reimbursement given out in Maine to date is $18,180†. Spot’s unlimited plan helps us to show up in a big way for pet parents facing high vet bills.
Take Your Pet to these Vet Offices in Maine
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursement for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Maine?
Giardiasis
Caused by a microscopic parasite called Giardia lamblia, Giardiasis is a disease of the small intestine. It is caused by ingesting contaminated water or food. It can happen in any state but with 6,000 lakes, 30,000 miles of rivers and streams, and 5,000 miles of coastline, Maine offers plenty of avenues for the bacteria to exist and our pets to ingest. It can also happen due to contact with the poop of an affected animal, playing in contaminated soil or any contaminated surface. The consequences can be diarrhea, gas, abdominal discomfort, nausea, and vomiting.
Read moreHow Spot Plans Help Protect Your Pet
Diagnostics & Treatments for covered conditions
Spot plans cover diagnostics & treatments for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $225†
You Pay $125
Blue/Green Algae
Maine is home to plenty of freshwater lakes and ponds, which can attract dogs who love swimming. Many of these bodies of water have a dense build-up of blue-green algae. These algae can produce very harmful toxins which can affect our pets severely. The consequences of contact with such algae on dogs and cats can be rashes, nausea and vomiting, respiratory failure, seizures, and even death.
Read moreHow Spot Plans Help Protect Your Pet
Toxin Ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $2,610†
You Pay $390
Browntail Moth (BTM)
The browntail moth is an invasive species found on the coast of Maine and Cape Cod. They have tiny poisonous hairs that can cause reactions similar to poison ivy on both humans and pets. Reactions can occur from both direct contact with the caterpillar, or from airborne hairs which can lead to respiratory distress. Humans generally have a higher risk of reactions to these hairs, but our pets are at risk too. The hairs have difficulty penetrating cats and dog’s thicker hair coats, but non-haired areas like abdomen, muzzle, and shaved utters are susceptible to be affected. You should check your pets for signs of these hairs when they come inside and wipe them down with a damp towel to help remove any toxic hairs.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $90†
You Pay $110
Popular Dog Parks in Maine
Maine is known for its picturesque landscapes and welcoming dog parks that offer fantastic experiences for your furry friends. In Portland, the Deering Oaks Dog Park stands out with its large, fenced areas for both small and large dogs, ample shade, and a water station to keep pups hydrated. Nearby, the Back Cove Trail offers a scenic walking path where leashed dogs can enjoy views of the waterfront and expansive green spaces. In Bangor, Broadway Park provides a well-maintained dog park with agility equipment and plenty of room for play. For a coastal adventure, check out the Dog Park at Fort Williams Park in Cape Elizabeth, where dogs can enjoy off-leash play with views of the iconic Portland Head Light. Each of these parks is designed to provide a safe, fun environment for dogs, ensuring memorable outdoor adventures across Maine’s beautiful scenery.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Maine Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Maine.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much does pet insurance cost in Maine?
Based on Spot internal data, a Spot pet insurance plan in Maine can cost about $39 per month. Your premium price is determined by several factors including your pets age, breed, and where you live. Some other factors that impact your premium are the plan you choose, your deductible, your reimbursement percentage, and if you have included preventive care coverage or not. Click here to get a quote.
*Average cost is based on Spot internal data from June 2022 - January 2024 for active policies in the state of Maine for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
Is pet insurance in ME worth it?
Around 40% of the homes in ME own a dog or a cat, but only a fraction has pet insurance for them. The costs of covering medical treatments to pets for unexpected injuries or chronic conditions can run very high at times. You will have to decide if you think it’s worth paying a nominal premium or paying potentially thousands at the vet.
Is Maine dog friendly?
Maine has plenty dog owners and lovers. So, whenever you’re out for a walk or a hike with your dog, there are high chances you’ll bump into someone similar. There are also several Facebook groups you can join in for dog communities in Maine.
Can I See Any Vet in Maine?
Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.