They Think We’re Pretty Cool:
Is Pet Insurance Necessary If You Live in Nevada?
Pet insurance coverage plans aren’t required by the government if you live in
Nevada, but we recommend all pet owners consider it. These plans can help you
cover eligible vet expenses, offering a buffer against unexpected medical issues that
might arise. Even though it’s not necessary, having pet insurance can help ensure
you're financially prepared for the unexpected.
Does Spot Offer Different Plans in Nevada?
Spot’s plan options are the same in every state, allowing you to select from
consistent options regardless of your location.
Accident Only Plan: The Accident Only plan can help cover accidents and injuries, offering peace of mind in case your pet encounters unexpected situations that result in injuries.
Accident and Illness Plan: For our more comprehensive coverage, the Accident and Illness plan includes protection against both unexpected accidents and a range of illnesses, such as cancer, diabetes, and infections.This plan helps ensure that your pet is covered for both unexpected injuries and serious health conditions.
Preventive Care Coverage: Spot also offers optional Preventive Care coverage options. This coverage is designed to help with the eligible costs of routine care, including vaccinations and wellness exams, helping ensure your pet can stay healthy year-round.
Check Out These Vet Offices in Nevada
What are Some Common Conditions That Pets in Nevada May Be at Risk Of?
Some common pet insurance claims in Nevada are very similar to those in other states. Based on internal claims data, some common claims in Nevada are diarrhea/vomiting, microchip implantation, and ear infections/otitis†.
Is The Average Claim in Nevada Expensive?
According to internal data, the average claim cost in Nevada was $157.95.†
How High Can a Reimbursement Payment Be in Nevada?
According to internal data, the highest reimbursement that a pet owner in Nevada had was $8,390.24†. This statistic goes to show that certain vet bills could be extremely expensive and pet insurance may be able to reimburse any back-breaking bills that you may encounter.
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Interested in Adopting a Pet? Check Out Nevada's Top Animal Shelters
Why We Recommend Pet Insurance in Nevada?
Mountain Lions
The state of Nevada houses over 3000 mountain lions. These lions are always on the hunt for food. So, if your area offers food for them, you may be at higher risk for attacks. Small dogs and cats can become their prey if they enter human settlements, and these small animals have 2 instincts, either panic and run or bark and chase. Both can get them into trouble as they trigger the natural prey instincts of these carnivores. They can leave the pet severely injured with a lot of bruises and scratches.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Black Bears
There are around 500-600 black bears in the state of Nevada. There are little chances that you will encounter them in urban areas but when and if you take your pet for a hike on a forest trail or something then the chances are very high for you and your pet to encounter a cub. There is a high chance that the bear will run away if the dog chases it. But in search of food, there may be chances of a paw swat or an attack. This can leave several open wounds on the pet which can become breeding areas for bacteria and viruses which can then spread multiple diseases and even damage organs.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,260†
You Pay $240
Feline Panleukopenia
Panleukopenia, also called feline distemper or feline parvo, is a highly infectious and potentially deadly disease in cats. In the past, it was the leading cause of death in cats, but modern vaccinations have been very effective in fighting this disease. Feline parvovirus infects and kills rapidly growing cells such as those in bone marrow, intestines, and the developing fetus. Nevada has recently seen a spike in confirmed cases in cats affected by this disease, mostly seen in unvaccinated kittens 3-5 months of age. This disease can be transmitted through the urine, stool, and mucus of infected cats, and the virus can survive for up to a year in the environment so it’s important to isolate infected cats. Some symptoms include loss of appetite, fever, lethargy, vomiting, and dehydration.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $810†
You Pay $190
Popular Dog Parks in Nevada
Here are some top options for dog parks in Nevada:
Barkin' Basin Park (Las Vegas): Large fenced areas for dogs to run and socialize.
Desert Breeze Dog Park (Las Vegas): Separate spaces for small and large dogs, with shaded benches.
Link Piazzo Dog Park (Reno): Open spaces at Hidden Valley Regional Park for plenty of running room.
Discovery Park (Pahrump): Fenced dog run and scenic trails, perfect for enjoying Nevada’s desert views.
Check Out These Dog Parks in Nevada
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Nevada Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Nevada.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Can I Add Pets to My Account After I Already Enrolled?
Yes! Click the Add-A-Pet link on the home page of the Member Portal to fill in your pet’s information and select coverage. Access the member portal through our homepage.
Additional pets added receive 10% off their premium with Spot plans’ multi-pet discount.
How much is pet insurance in Nevada?
The cost of pet insurance in Nevada can differ based on several factors, including the age and breed of your pet and the coverage level you select. The typical monthly premium is $50 for dogs and $29 for cats.* Premiums can vary according to the details of the plan you opt for.
*Jan. 2019 to Aug 2024 policy administrator data.
Are All of Spot's add-on plans available in Nevada?
Yes, all of Spot’s plan add-ons are available in Nevada. The same coverage options are offered across all states, so you’ll have access to the full range of add-ons regardless of your location.