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What is Pet Insurance for Dogs and Cats?
Pet insurance is a safety net for unfortunate accidents and illnesses that can happen to our pets. It acts like insurance for humans and helps cover the cost of eligible medical expenses at the cost of a premium.
Over time, pets can get expensive to maintain due to vet bills and recurring costs. The vet bills for unexpected accidents and illnesses can run into thousands at times, and this is where pet insurance can help. Despite the fear of vet visits for your pet, you have help sleeping like a baby with pet insurance. Know more about how pet insurance works and what pre-existing conditions are in pet insurance.
Why is pet insurance important in New Hampshire?
Coyotes
The coyote population in New Hampshire is estimated to be around 4,500. Born killers with preying as their natural instincts, these destructive animals are very aggressive, especially around smaller animals like cats and dogs. They can get into a fight with our pets and severely injure them. Moreover, the open wounds after the fight can become avenues for several bacteria and viruses to enter the skin and causes several diseases and internal organ damage in severe cases.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Leptospirosis
Leptospirosis is a disease that happens when pets encounter infected urine. Because of the presence of plenty of wild animals in New Hampshire, there is a higher chance of the dog encountering the infected urine of these animals through the soil, water, or food. The symptoms can include fever, shivering, muscle tenderness, swollen legs, and blood-tinged vomit, and go on to vomiting, diarrhea, jaundice, and even kidney failure. This disease can infect humans as well from pets.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Waterborne Illnesses
New Hampshire is a state with many different lakes and bodies of water which can pose many threats to our pets, including waterborne illnesses. Waterborne illnesses can happen by drinking from impure water sources like rivers or lakes and breathing in infected water droplets. These illnesses can spread through animals and humans alike. It is important to closely monitor your dog at all times when out on a walk or hike and keep them on a leash to help prevent them from wandering off and contacting an infected water source.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
Why Spot Plans?
We are a pet and pet-parent-first organization. For us, a good insurance plan would be one that helps the pet parents sleep peacefully at night, knowing that their pet has coverage.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
New Hampshire Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of New Hampshire.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much is pet insurance in NH?
Based on internal data, Spot plans in New Hampshire cost about $47 per month.* Some factors that affect your premium are the pet’s breed, age, and where you live. Other factors include the plan type, annual deductible amount, reimbursement percentage, and annual coverage limit amount. Spot plans have customizable plan options to help you pick the plan most affordable for you and your pet. Know more about how much is pet insurance.
*Average cost is based on Spot internal data from June 2022 - January 2024 for active policies in the state of New Hampshire for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
Does Pet Insurance Cover Wildlife-Related Injuries in New Hampshire?
Pet insurance coverage for wildlife-related injuries in New Hampshire can be different depending on your plan. It may cover eligible vet expenses if those expenses fall within the policy's guidelines.