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What Does a Spot Pet Insurance Plan Cover in New Hampshire?
No matter where you are in New Hampshire, Spot Pet Insurance offers our same comprehensive plan options to help you with the eligible costs of caring for your pet. Whether it’s unexpected accidents, injuries, or illnesses, our plans can also extend to hereditary and congenital conditions as well as surgeries for covered conditions. You’ll also find coverage for prescription medications and alternative therapies included in the base plans. Just keep in mind, our plans do not cover pre-existing conditions.
Is Pet Insurance Necessary If You Live in New Hampshire?
Pet insurance coverage plans aren’t required by the government if you live in New Hampshire, but we recommend all pet owners consider it. These plans can help you cover eligible vet expenses, offering a buffer against unexpected medical issues that might arise. Even though it’s not necessary, having pet insurance can help ensure you're financially prepared for the unexpected.
How High Was the Highest Reimbursement in New Hampshire?
In New Hampshire, pet ownership can be expensive thanks to some of the dangers present in the state. According to internal claims data, the highest reimbursement in New Hampshire was $6,977.89†.
How Expensive Was the Average Claim in New Hampshire?
According to internal data, the average claim in New Hampshire is $160.71†.
What Are Some Common Claims in New Hampshire?
If you own a pet in New Hampshire, there are some conditions that fellow citizens of the Granite State have to keep in mind. Some of the most common conditions that pet owners in New Hampshire have to keep in mind because of how common they are include diarreah/vomiting, allergies, and foreign object ingestion†.
Adopt Your Pet Today in New Hampshire
Does Spot Offer Different Plan Options in New Hampshire?
Spot’s plan options do not vary by state, offering the same choices to all pet owners nationwide.
Accident Only Plan: The Accident Only plan focuses on covering accidents and injuries. This plan is ideal if you’re seeking coverage for unexpected incidents like fractures, cuts, or other injuries resulting from accidents.
Accident and Illness Plan: The Accident and Illness plan offers broader coverage, including not just accidents but also unexpected illnesses like cancer, diabetes, and infections. It’s designed to help protect your pet from a wide range of health issues, both sudden and chronic that develop later on.
Preventive Care Coverage: For those who want help covering routine care, Spot offers optional Preventive Care coverage options. This coverage helps with the eligible costs of routine preventive treatments, such as vaccinations and wellness exams, contributing to your pet’s overall well-being.
Check Out These Vet Offices in New Hampshire
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in New Hampshire?
Coyotes
The coyote population in New Hampshire is estimated to be around 4,500. Born killers with preying as their natural instincts, these destructive animals are very aggressive, especially around smaller animals like cats and dogs. They can get into a fight with our pets and severely injure them. Moreover, the open wounds after the fight can become avenues for several bacteria and viruses to enter the skin and causes several diseases and internal organ damage in severe cases.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Leptospirosis
Leptospirosis is a disease that happens when pets encounter infected urine. Because of the presence of plenty of wild animals in New Hampshire, there is a higher chance of the dog encountering the infected urine of these animals through the soil, water, or food. The symptoms can include fever, shivering, muscle tenderness, swollen legs, and blood-tinged vomit, and go on to vomiting, diarrhea, jaundice, and even kidney failure. This disease can infect humans as well from pets.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Waterborne Illnesses
New Hampshire is a state with many different lakes and bodies of water which can pose many threats to our pets, including waterborne illnesses. Waterborne illnesses can happen by drinking from impure water sources like rivers or lakes and breathing in infected water droplets. These illnesses can spread through animals and humans alike. It is important to closely monitor your dog at all times when out on a walk or hike and keep them on a leash to help prevent them from wandering off and contacting an infected water source.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies & Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
What to Do With Your Pet in New Hampshire
New Hampshire offers plenty of outdoor activities for you and your pet to enjoy together. The state is known for its beautiful hiking trails, like those found in the White Mountain National Forest, where both you and your dog can experience stunning views and fresh mountain air. For a more relaxed day, the shores of Lake Winnipesaukee are perfect for a peaceful walk or a picnic with your furry friend. In the fall, the colorful foliage creates an incredible backdrop for any outdoor adventure. Just be sure to keep your dog leashed in these areas, as wildlife is often nearby. And whether you're hitting the trails or enjoying a lakeside view, having pet insurance can help you stay prepared for unexpected situations along the way.
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Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
New Hampshire Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of New Hampshire.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much is pet insurance in NH?
Based on internal data, Spot plans in New Hampshire cost about $47 per month.* Some factors that affect your premium are the pet’s breed, age, and where you live. Other factors include the plan type, annual deductible amount, reimbursement percentage, and annual coverage limit amount. Spot plans have customizable plan options to help you pick the plan most affordable for you and your pet. Know more about how much is pet insurance.
*Average cost is based on Spot internal data from June 2022 - January 2024 for active policies in the state of New Hampshire for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
Does Pet Insurance Cover Wildlife-Related Injuries in New Hampshire?
Pet insurance coverage for wildlife-related injuries in New Hampshire can be different depending on your plan. It may cover eligible vet expenses if those expenses fall within the policy's guidelines.