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Does Spot Have Different Options in New Mexico?
Spot’s plan options are the same in every state, allowing you to select from consistent options regardless of your location.
Accident Only Plan: The Accident Only plan can help cover accidents and injuries, offering peace of mind in case your pet encounters unexpected situations that result in injuries.
Accident and Illness Plan: Spot's accident and illness plan can help cover the cost of treatment for unexpected accidents and a range of illnesses, such as cancer, diabetes, and infections. This plan helps ensure that your pet is covered for both unexpected injuries and serious health conditions.
Preventive Care Coverage: Spot also offers optional Preventive Care coverage options. This coverage is designed to help with the eligible costs of routine care, including vaccinations and wellness exams, helping ensure your pet can stay healthy year-round.
How Does a Spot Plan Work in New Mexico?
Curious about how a Spot plan works in New Mexico? Start by choosing between our Accident & Illness plan or Accident-Only plan, with the option to add Preventive Care coverage for an extra cost. Once you've selected a plan, you can tailor it to your needs by adjusting the annual deductible, reimbursement rate, and annual limit. Enrolling your pet is quick and easy—just provide some essential information about your pet. If your pet needs unexpected care, visit any licensed veterinarian and pay the bill. Then, submit your claim online, in the app, or by mail or email, and you’ll get reimbursed for the covered expenses according to your plan.
What Does a Spot Pet Insurance Plan Cover in New Mexico?
No matter where you are in New Mexico, Spot Pet Insurance offers our same comprehensive plan options to help you with the eligible costs of caring for your pet. Whether it’s unexpected accidents, injuries, or illnesses, our plans can also extend to hereditary and congenital conditions as well as surgeries for covered conditions. You’ll also find coverage for prescription medications and alternative therapies included in the base plans. Just keep in mind, our plans do not cover pre-existing conditions.
Where to Get a Pet in New Mexico
Why We Recommend Pet Insurance in New Mexico?
Pollution
Pollution has become a pressing issue in New Mexico, causing detrimental effects on both the environment and its inhabitants, including our beloved pets. The state's rapid industrial growth and urbanization have led to an increase in air and water pollution. High levels of hazardous contaminants such as particulate matter, nitrogen oxides, and volatile organic compounds are released into the atmosphere, affecting the quality of air that both humans and pets breathe. Water pollution, caused by irresponsible waste disposal and chemical spills, puts pets at risk as they may come into contact with toxic substances while drinking or swimming in contaminated water sources. Exposure to polluted air and water can lead to numerous health issues for pets, ranging from respiratory illnesses, skin infections, and gastrointestinal problems to more severe conditions like organ damage and cancer. As a result, it is crucial for pet owners to remain vigilant about pollution in New Mexico and take necessary precautions to safeguard the well-being of their furry companions.
Read moreHow Spot Plans Help Protect Your Pet
Diagnostics & Treatments for Covered Conditions
Spot plans cover diagnostics & treatments for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Carnivorous Predators
Large predators of New Mexico today are mountain lions, black bears, bobcats, and coyotes. They are found throughout the state. These wild animals are hardwired to see small animals like cats and dogs as prey. Especially coyotes and mountain lions. Being a mountainous state, there are high chances you will encounter them while on a hike or a long walk in the woods. Our pets can get in serious fights with them leaving them severely injured. The open wounds can cause infections through bacteria and viruses sticking to them and can lead to internal organ damage as well.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Ticks
New Mexico is home to at least 8 species of ticks which can live in various climates and environments throughout the state. Some ticks known in New Mexico include the black-legged tick, American dog tick, and brown dog tick. These ticks can pass along parasites and diseases to us and our pets through the bloodstream and cause symptoms which can include lethargy, fever or chills, head, muscle, and joint pains, and difficulty breathing. Ticks are small and can be hard to spot, so it’s best to always be on the lookout for these signs. While on a walk with your dog, avoid tall grasses, and dense forested areas as ticks are known to be present in these areas.
Read moreHow Spot Plans Help Protect Your Pet
Diseases from Parasites
Spot accident & illness plans can cover eligible illnesses and diseases resulting from parasites.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Why Spot Plans?
We are a pet and pet-parent-first organization. For us, a good insurance plan would be one that helps pet parents sleep peacefully at night, knowing that their pet is covered for the unexpected.
How Much is the Average Claim in New Mexico?
According to internal data, the average pet insurance claim in New Mexico is $124.31†
How Much Was the Highest Reimbursement in New Mexico?
The highest reimbursement in New Mexico could give you a good idea of how expensive vet bills can get in New Mexico. According to internal data, the highest reimbursement in New Mexico was a whopping $7,472.28†
What are Some Common Claims That New Mexico Pet Parents Have Dealt With?
Some of the common claims in New Mexico per internal claims data include Diarrhea and/or Vomiting and Microchip Implantation.†
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Best Vet Offices in New Mexico
Things to Do With Your Pet in New Mexico
New Mexico is a hiker’s paradise, with diverse landscapes ranging from desert vistas to mountainous terrains, making it a great place to explore with your pet. Some of the top hikes that you could do with your adventurous dogs and cats are the following:
La Luz Trail
Bandelier National Monument
Petroglyph National Monument
Santa Fe National Forest
Gila National Forest
If you do decide to take your dog on a hike, some things to keep in mind are to always keep your dog hydrated and make sure to keep an eye out for local wildlife.
Top Pet-Friendly Hikes in New Mexico
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
New Mexico Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of New Mexico.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much is pet insurance in NM?
Based on internal data, Spot plans in New Mexico cost about $44 per month.* Some factors that affect your premium are the pet’s breed, age, and where you live. Other factors include the plan type, annual deductible amount, reimbursement percentage, and annual coverage limit amount. Spot plans have customizable plan options to help you pick the plan most affordable for you and your pet. Click here to get a quote.
*Average cost is based on Spot internal data from June 2022 - January 2024 for active policies in the state of New Mexico for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
What are the Three Types of Pet Insurance Covered in New Mexico?
The three primary types of pet insurance in New Mexico are accident-only, accident & illness, and wellness coverage. Accident-only plans cover medical expenses related to accidents, such as injuries from broken bones or foreign object ingestion, but not illnesses. Accident & illness plans provide more comprehensive coverage, addressing both accidents and various illnesses. For those interested in covering routine care such as vaccinations and flea prevention, wellness coverage can be added to your plan for an extra cost.
What is the Best Pet Insurance in New Mexico?
Choosing the best pet insurance in New Mexico often comes down to what fits your needs best. Many pet owners prefer Spot Pet Insurance because of its flexible, customizable plans. Additionally, Spot plans offer a multi-pet discount, which can be a great perk if you have more than one pet.