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What Does a Spot Pet Insurance Plan Cover in Oregon?
No matter where you are in Oregon, Spot Pet Insurance offers our same comprehensive plan options to help you with the eligible costs of caring for your pet. Whether it’s unexpected accidents, injuries, or illnesses, our plans can also extend to hereditary and congenital conditions as well as surgeries for covered conditions. You’ll also find coverage for prescription medications and alternative therapies included in the base plans. Just keep in mind, our plans do not cover pre-existing conditions.
Does Spot Offer Different Plan Options in Oregon?
Spot offers the same plan options in every state, so you don’t need to worry about variations based on your location.
Accident Only Plan: The Accident Only plan helps cover accidents and injuries, providing coverage for unexpected events like broken bones or wounds that may occur in everyday life.
Accident and Illness Plan: If you want our more comprehensive coverage, the Accident and Illness plan is available. It helps cover both unexpected accidents and illnesses, which can include serious conditions like cancer, diabetes, and infections, giving you broader protection for your pet.
Preventive Care Coverage: Spot also offers optional Preventive Care coverage options, which are designed to help with eligible routine care costs. This coverage helps cover services like vaccinations, wellness check-ups, and other preventive care treatments that can help keep your pet healthy.
Top Vet Offices in Oregon
Quick Oregon Pet Insurance Facts:
The average claim cost was $420.02†
The highest reimbursement was $8,101.26†
Some common conditions include diarrhea, vomiting, and microchip implantation†
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Why We Recommend Pet Insurance in Oregon?
Porcupines
In Oregon, the most common animal species to cause conflict with pets in the state are porcupines. If encountered, our pets may try to fight off a porcupine due to their natural instincts. Porcupines pose a major threat because they can impale our pets with quills that require a veterinarian and anesthesia to remove. Aside from the risk of quills, porcupines can also carry diseases that they transfer to our pets including rabies, distemper, and other viruses. While outdoors, always keep your dog on a leash to help prevent them from provoking an attack with a porcupine (or other wildlife) if you should encounter one. Porcupines are typically slow moving and nearsighted, so if you and your dog keep your distance, you shouldn’t be in much danger. A Porcupine will typically not attack unless they feel threatened.
Read moreHow Spot Plans Help Protect Your Pet
Surgery & Specialized Care
Spot plans cover surgery for covered conditions. Eligible care by a licensed specialist in the U.S. or Canada for covered conditions are also covered by Spot plans.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $6,210†
You Pay $790
Hookworm, Roundworm, Tapeworm, And Whipworms
Roundworms, hookworms, whipworms, tapeworms, coccidia, and giardia are among the common parasites reported in Oregon. The common ways of how one can contact these parasites are by ingesting infected soil, water, bodily waste, or coming in contact with an infected host such as a bird or rodent. Some of these can be severely harmful to pets. Once affected, the symptoms can include bloody stools, diarrhea, vomiting, and lethargy. In some cases, they can produce cysts in the lungs, liver, and brain. Most of these parasites can even transfer to humans.
Read moreHow Spot Plans Help Protect Your Pet
Diagnostics & Treatments for Covered Conditions
Spot plans cover diagnostics & treatments for covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140
Canine Distemper Virus
CDV is a viral disease that can affect the gastrointestinal, respiratory, and central nervous systems of pets. This virus spreads through air, food, infected bedding, toys, food bowls, etc. Higher chances are it being inhaled as it cannot survive on surfaces for long. It can attack our pet’s tonsils and lymph nodes. Diarrhea, fever, lack of interest in food, lethargy, paralysis, and seizures are some of the symptoms. Although this doesn’t have a direct cure, quick diagnosis and treatment can help stop it from being fatal. The state of Oregon has seen several cases of CDV in the recent past.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Popular Dog Parks in Oregon
Oregon, with its stunning natural landscapes, offers numerous dog parks for furry friends to explore. Here are a few popular options:
Laurelhurst Park Dog Area (Portland): A spacious park with separate areas for small and large dogs, along with agility equipment.
Cathedral Park Dog Area (Portland): A picturesque park with views of the Willamette River and a fenced-in area.
Mt. Tabor Park Dog Area (Portland): A large park with hiking trails and a fenced-in area for off-leash play.
Laurelwood Park Dog Area (Eugene): A popular park with separate areas for small and large dogs, as well as a water fountain.
Mt. Pisgah Arboretum Dog Area (Eugene): A park with hiking trails and a fenced-in area surrounded by beautiful forest.
These are just a few of the many dog parks in Oregon. Be sure to check local regulations and guidelines before visiting.
What To Do With Your Pet in Oregon
Oregon's diverse landscapes offer a plethora of pet-friendly activities. Explore bustling cities like Portland, where you can visit dog-friendly parks, breweries, and restaurants. For outdoor adventures, hike through the stunning Columbia River Gorge, explore the Oregon Coast, or paddle on the Willamette River. Enjoy pet-friendly beaches, farmers' markets, and festivals. Remember to check local regulations and guidelines to ensure a smooth and enjoyable experience with your furry companion in the beautiful state of Oregon.
Check Out These Dog Parks in Oregon!
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Oregon Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Oregon.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
How much does pet insurance cost in OR?
Based on internal data, Spot plans in Oregon cost about $45 per month.* Some factors that affect your premium are the pet’s breed, age, and where you live. Other factors include the plan type, annual deductible amount, reimbursement percentage, and annual coverage limit amount. Spot plans have customizable plan options to help you pick the plan most affordable for you and your pet. Click here to get a quote.
*Average cost is based on Spot internal data from June 2022 - January 2024 for active policies in the state of Oregon for Accident Only and Accident & Illness plans for cats and dogs. Advertised cost is rounded to the nearest whole USD.
Can You Get Pet Insurance After a Diagnosis?
Although you can obtain pet insurance following a diagnosis, coverage for vet bills related to that diagnosis won’t be available, as it will be considered a pre-existing condition.
Where Can I See What Coverages Spot Offers?
You can explore what Spot plans offer by visiting this link: https://spotpet.com/what-does-pet-insurance-cover