They Think We’re Pretty Cool:
What is Pet Insurance for Dogs and Cats?
Pet insurance is a similar concept to insurance for us humans. It helps cover our pet’s eligible medical expenses for accidents and illnesses in return for a premium. Learn more about what does pet insurance cover.
All living beings are at risk of encountering diseases and illnesses during their lifetime. Our pets are not immune to it. Diseases like canine distemper, hip dysplasia, heartworms, leptospirosis, external parasites, etc. for dogs and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, and giardiasis, etc. for cats are a few examples that can affect our pets. If these occur, we would want to get them the best possible care out there, but the vet bills can show big numbers at times. This is where pet insurance can help. Know more about pre-existing conditions.
Why is pet insurance important in Vermont?
Cyanobacteria
Also known as blue-green algae, cyanobacterium is an aquatic organism found in freshwater and marine environments. These bacteria can produce toxins that have been proven fatal to dogs, cats, and other livestock. Several cases of blue-green algae poisoning have been reported in the state of Vermont. Weakness or staggering, difficulty breathing, convulsions, vomiting or diarrhea, foaming at the mouth, dark urine or blood in the urine, and algae in the vomitus or stool, are some signs which indicate contact of this bacteria with our pets.
Read moreHow Spot Plans Help Protect Your Pet
Toxin Ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Pythiosis
Also called ‘swamp cancer, this disease is a waterborne one that is found in warmer climates with plenty of standing water. And Vermont is home to thousands of freshwater lakes, ponds, rivers, and streams. A fungal-like organism called Pythium insidiosum is the cause of this disease, which can lead to very severe outcomes once affected. Your pet can be prone to this disease if water from unknown sources is ingested, or while swimming. The effects can include bloody diarrhea, vomiting, weight loss, fever, and palpable abdominal mass among others.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Saltwater Ingestion
Although Vermont occupies a place in the top 10 states to live in the US, with its thousands of rivers and streams, it does pose a threat to our pets. Your pet might end up ingesting large amounts of sea water which can lead to salt poisoning and vomiting causing some neurological symptoms. Also, drinking water from these sources can lead to infections because of several bacteria and viruses that they will end up ingesting along with the water.
Read moreHow Spot Plans Help Protect Your Pet
Digestive Accidents
Spot accident and illness plans can cover digestive accidents or injuries, like swallowed objects.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
At Spot, we believe that our policies are favorable when our pet parents can sleep peacefully at night, knowing that they have their pets covered. Our goal is to help ensure maximum customization and affordable plan options. Know more about pet insurance reviews and top pet insurance FAQs you need to know.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Vermont Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Vermont.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
What is the most popular cat breed in VT?
Vermont hosts several cat breeds like the Exotic shorthair, Persian, Maine Coon, Scottish fold, etc. The most popular one among these is Ragdoll.
How Much is Pet Insurance in Vermont?
In Vermont, the cost of pet insurance can fluctuate based on various factors, including your pet's age, breed, and the level of coverage you choose. O gn average, dog owners pay $50 per month for pet insurance, while cat owners typically spend $29 monthly.* Premiums will vary depending on the details of the plan you select.
*Jan. 2019 to Aug 2024 policy administrator data.
What is the best level of pet insurance in Vermont?
With Spot Pet Insurance, you can choose between Accident-Only and Accident & Illness plans. Spot’s policies include unlimited annual limits, with no per-incident or lifetime caps. Coverage includes eligible expenses for necessary veterinary treatments prescribed for your pet’s covered conditions. You’re free to use any licensed veterinarian in the US and Canada. Click here to review a sample policy for a complete list of terms and conditions.