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What is Pet Insurance for Dogs and Cats?
Pet insurance is a similar concept to insurance for us humans. It helps cover our pet’s eligible medical expenses for accidents and illnesses in return for a premium. Learn more about what does pet insurance cover.
All living beings are at risk of encountering diseases and illnesses during their lifetime. Our pets are not immune to it. Diseases like canine distemper, hip dysplasia, heartworms, leptospirosis, external parasites, etc. for dogs and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, and giardiasis, etc. for cats are a few examples that can affect our pets. If these occur, we would want to get them the best possible care out there, but the vet bills can show big numbers at times. This is where pet insurance can help. Know more about pre-existing conditions.
Why is pet insurance important in Vermont?
Cyanobacteria
Also known as blue-green algae, cyanobacterium is an aquatic organism found in freshwater and marine environments. These bacteria can produce toxins that have been proven fatal to dogs, cats, and other livestock. Several cases of blue-green algae poisoning have been reported in the state of Vermont. Weakness or staggering, difficulty breathing, convulsions, vomiting or diarrhea, foaming at the mouth, dark urine or blood in the urine, and algae in the vomitus or stool, are some signs which indicate contact of this bacteria with our pets.
Read moreHow Spot Plans Help Protect Your Pet
Toxin Ingestion
Spot plans cover foreign objects and toxin ingestion that your pet may swallow unexpectedly.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Pythiosis
Also called ‘swamp cancer, this disease is a waterborne one that is found in warmer climates with plenty of standing water. And Vermont is home to thousands of freshwater lakes, ponds, rivers, and streams. A fungal-like organism called Pythium insidiosum is the cause of this disease, which can lead to very severe outcomes once affected. Your pet can be prone to this disease if water from unknown sources is ingested, or while swimming. The effects can include bloody diarrhea, vomiting, weight loss, fever, and palpable abdominal mass among others.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Saltwater Ingestion
Although Vermont occupies a place in the top 10 states to live in the US, with its thousands of rivers and streams, it does pose a threat to our pets. Your pet might end up ingesting large amounts of sea water which can lead to salt poisoning and vomiting causing some neurological symptoms. Also, drinking water from these sources can lead to infections because of several bacteria and viruses that they will end up ingesting along with the water.
Read moreHow Spot Plans Help Protect Your Pet
Digestive Accidents
Spot accident and illness plans can cover digestive accidents or injuries, like swallowed objects.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
At Spot, we believe that our policies are favorable when our pet parents can sleep peacefully at night, knowing that they have their pets covered. Our goal is to help ensure maximum customization and affordable plan options. Know more about pet insurance reviews and top pet insurance FAQs you need to know.
Affordable Plans for Cats & Dogs
Life is full of surprises. Spot helps pet parents plan for them with easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
Vermont Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Vermont.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Do Plans Provided by Spot Have a Money-back Guarantee?
Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. The 30-day money-back guarantee is available if no claims have been covered. It’s not available in NY or ME.
Are there Any Age Limits?
You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. There is no upper age limit for coverage or enrollments.
Should I get pet insurance or save money instead?
It’s hard to predict whether that surprise bill will be $500 or $5,000. Pet Insurance might not seem “worth it” until you’re one of the pet owners who have a surprise bill for an unexpected accident or illness. With a Spot plan, eligible vet bills for covered conditions will be reimbursed up to the specified rate, regardless of how much money you saved beforehand.
How is Pythiosis treated in dogs?
Once detected, there will be no other option apart from surgery to remove the affected tissues. Anti-fungal drugs have been found ineffective in most cases.
What is the most popular cat breed in VT?
Vermont hosts several cat breeds like the Exotic shorthair, Persian, Maine Coon, Scottish fold, etc. The most popular one among these is Ragdoll.
Why do pet insurance premiums go up?
These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions.
Additionally, your premium will be affected by your pet's age each year, as the risk for more costly claims grows higher. Spot strives to provide plans with coverage that continue well into your pet's old-age by not placing upper-age limitations on coverage or enrollments.
Your premium will not increase due to filing a claim.