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What is Pet Insurance for Dogs and Cats?
Pet insurance for dogs and cats is a financial safety net that helps cover the eligible costs of veterinary care. It typically includes coverage for various medical expenses, such as emergencies, surgeries, and treatments for unexpected illnesses or accidents.
Pet parents typically pay a monthly premium, and in return, the insurance plan helps offset the potential costs associated with their pet’s unexpected accidents or illnesses. This coverage can help provide peace of mind and helps ensure that pet parents can make medical decisions based on their pet's needs rather than financial constraints. Learn more about what pet insurance covers and the biggest benefits of pet insurance.
Why We Recommend Pet Insurance in Washington DC?
Leptospirosis
Leptospirosis is a bacterial disease to watch out for if you have pets in Washington, D.C. The mix of city life and nature can make it a hotspot for this disease. Your pets, especially dogs, can pick it up from contaminated water or wildlife, both of which are pretty common in the area. Leptospirosis can be nasty, causing kidney and liver issues, and the kicker is that it can also infect humans.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medication for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Rabies
Rabies is a significant concern for people in Washington, D.C. with pets due to the presence of raccoons and foxes, which can carry the disease. These urban wildlife species can sometimes come into contact with domestic pets, increasing the risk of rabies transmission. Rabies is a deadly viral infection that can be transmitted through bites or scratches from infected animals, posing a serious threat to both pets and humans.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Disease
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $2,610†
You Pay $390
Birds of Prey
Birds of prey, like as eagles and hawks, pose a threat to smaller pets, like small dogs or cats, especially when left unsupervised outdoors. It’s essential for pet parents to be aware of the potential risks. Keeping a watchful eye on your pets and not leaving them unattended in open spaces can help minimize the chances of an encounter with these formidable birds and ensure the safety of your beloved furry companion.
Read moreHow Spot Plans Help Protect Your Pet
Emergencies and Hospitalizations
Spot plans cover the eligible costs of emergency care for accidents and illnesses that may happen unexpectedly to your pet.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,395†
You Pay $255
Why Spot Plans?
Spot is made up of a team of pet-lovers and pet-parents who understand what goes into caring for a pet. That is why Spot plans offer customizable coverage options; allowing pet parents to choose their base plan, add-on, deductible, reimbursement rate, and annual limit. Create the plan that fits the needs of your pet as well as your budget!
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Washington DC Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Washington DC.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Do Plans Provided by Spot Have a Money-back Guarantee?
Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. The 30-day money-back guarantee is available if no claims have been covered. It’s not available in NY or ME.
Are All of Spot's Add-On Plans Available in Washington D.C.?
Yes, all of Spot’s plan add-ons are available in Washington D.C. The same coverage options are offered across all states, so you’ll have access to the full range of add-ons regardless of your location.
What are the Three Types of Pet Insurance Covered in Washington D.C.?
In Washington D.C., there are three main types of pet insurance available. The most basic is accident-only coverage, which handles medical expenses from accidents like broken bones or ingestion of foreign objects but excludes illnesses. More comprehensive is accident & illness coverage, which covers a broader range of medical issues including both accidents and illnesses. Additionally, while not a standard part of pet insurance, wellness coverage can be added for an extra cost to cover routine care such as vaccinations, flea prevention, and regular check-ups.