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What Does a Spot Pet Insurance Plan Cover in Wisconsin?
Spot Pet Insurance offers uniform plan options across all states, including Wisconsin. Our insurance plans can help you manage the eligible costs of unexpected accidents, injuries, illnesses, hereditary and congenital conditions, as well as surgery for covered issues. Additionally, our plans include coverage for prescription medications and alternative therapies. However, it’s important to be aware that pre-existing conditions are excluded from coverage.
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How Does a Spot Plan Work in Wisconsin?
Wondering how a Spot plan works in Wisconsin? Begin by choosing between our two plan options: Accident & Illness or Accident-Only. For help with additional peace of mind, consider adding a Preventive Care coverage option. After selecting your plan, customize it with your choice of deductible, reimbursement rate, and annual limit. Enrolling your pet is straightforward—just share their age, breed, and location. Should your pet require unexpected care, visit any licensed vet, pay the bill, and submit your claim with the itemized vet bill.. You can get reimbursed for the covered expenses as per your plan’s terms.
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Why We Recommend Pet Insurance in Wisconsin?
Canine Brucellosis
Caused by the Brucella bacteria, Brucellosis primarily affects the reproductive organs of male and female dogs. Wisconsin has seen several cases of pets having this disease. Infertility in males and late abortions in females are some of the main consequences of it. Apart from that, it can cause testicular or scrotal inflammation in male dogs. Some major symptoms of it include vaginal discharge, swollen testicles, and inflammation of the skin around the scrotum. Infected fluids, especially during breeding or birth form the main avenues for spreading this disease. It can be a very difficult disease to diagnose. But once done, early treatment and regular follow-ups are recommended.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Snakes
The pets in the state of Wisconsin have been known to encounter venomous snakes on several occasions. Some venomous snakes in this state include coral snakes, water moccasins (cottonmouths), copperheads, and rattlesnakes. One of the best ways to prevent a venomous snake bite is by avoiding them. Keep your dog on a leash and stay alert at all times while walking through wooded or grassy areas. If your pet does get bitten by a snake, get them to a veterinarian as soon as possible even if you don’t think the snake was venomous. Pets that receive early and quick treatment can often make a recovery from a venomous snake bite.
Read moreHow Spot Plans Help Protect Your Pet
Poison Control Consultation Fees
Spot plans can cover the eligible cost of poison control consultation fees if your pet ingests unknown chemicals or gets bit by something poisonous.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Laryngeal Paralysis
This type of paralysis decays the fibers of motor nerves, which control muscle movements in dogs. This decay can lead to impaired muscle function around the larynx and restrict breathing. It is usually found in Labrador Retrievers in the state of Wisconsin. With this condition, dogs can have difficulty getting enough air into their lungs. Some symptoms of this disease are usually a deeper, hoarse, or raspy-sounding bark, followed by gagging and coughing while eating or drinking. The causes of the same are usually tumors or lesions in the neck or chest, trauma to the throat, or some hormonal disorders. It can be fatal if not treated early.
Read moreHow Spot Plans Help Protect Your Pet
Prescription Medications for Covered Conditions
Spot plans cover prescription medications prescribed by a licensed vet to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $90†
You Pay $110
Why Spot Plans?
Our motto is Pet and pet parent first. We consider a good job done when our pet parent members sleep peacefully knowing that their pets have a Spot plan. We offer customizable and affordable plan options to help ensure all pet parents have access to coverage.
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Wisconsin Pet Insurance Snapshot
The average cost of a pet insurance claim in Wisconsin is $375.81†
The highest reimbursement in Wisconsin is $7,581.53†
Some examples of pet insurance claims in Wisconsin include diarreah,vomiting, and microchip implantation†
† Jan 2019 to May 2024 administrative claims data. Includes total reimbursed for accident, illness, and wellness. Individual reimbursement results and coverage vary based on plan type.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Wisconsin Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Wisconsin.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Are there any Types of Incident or Lifetime Caps?
With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps.
Can I Add Pets to my Account After I Already Enrolled?
Yes, you can get pet insurance for multiple pets. Spot offers a multi-pet discount, providing a 10% discount on premiums for each additional pet after the first. This discount helps make excellent vet care more affordable for families with several pets. You can enroll each of your pets in a Spot insurance plan and enjoy savings on the overall cost of coverage.
What are the Three Types of Insurance Covered in Wisconsin?
The three types of pet insurance available with Spot in Wisconsin include accident-only plans, accident and illness coverage, and an optional wellness add-on. These range of options helps ensure you can find the most suitable coverage for your pet’s health needs.
Does Any Vet in Wisconsin Accept Spot Pet Insurance?
Yes, with Spot Pet Insurance, you can take your dog to any licensed veterinarian in the United States. There are no restrictions on the choice of vet, giving you flexibility in seeking the best care for your pet.