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What is Pet Insurance for Dogs and Cats?
Pet insurance helps pay for eligible veterinary treatment costs of a pet’s unexpected accident or illness. In return for a premium, pet insurance helps you sleep peacefully at night.
We know that pets are good for our physical as well as mental well-being. We wouldn’t want anything unfortunate to affect their health, but if it happens, we ought to be prepared financially to help get them the best care. Know more about what does pet insurance cover and how to choose the best pet insurance.
Canine distemper, hip dysplasia, heartworms, leptospirosis, external parasites, etc. for dogs and roundworms, rabies, campylobacteriosis, salmonellosis, cryptosporidiosis, and giardiasis, etc. for cats are a few examples of diseases that can affect our dogs and cats. And if these are not enough, there is a chance for them to get injured or have an unexpected accident. This is where pet insurance can help!
Why is pet insurance important in Wyoming?
Canine Upper Respiratory Disease
Canine infectious respiratory disease complex, which is commonly known as CIRDC or kennel cough, is a syndrome caused by bacterial and viral pathogens. It is basically an acute onset of contagious respiratory disease in dogs. Foaming at the mouth, weight loss and loss of interest in food, fatigue or listlessness, fever, coughing, gagging or retching can indicate the onset of this disease. Wyoming is witnessing an outbreak of this disease. This becomes riskier in more crowded areas and breeding grounds as it is highly contagious.
Read moreHow Spot Plans Help Protect Your Pet
Infectious Diseases
Spot accident & illness plans cover illnesses resulting from infectious diseases your pet may catch.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,710†
You Pay $290
Patellar Luxation
Patellar luxation is a common condition in dogs which is seen when a dog's kneecap becomes dislocated. When the kneecap slips out of a groove that holds it in place in the thigh bone, it can create many problems for the joints of your dog. Pain, swelling, and lameness are some of the initial symptoms of it. It may even make it impossible for your dog to bend his or her leg. The condition is usually said to be genetic in nature and miniature and teacup breeds are more likely to inherit the genetic defect that causes the problem. It is recommended that you visit the vet as soon as you see any symptoms as surgery may be needed to treat it.
Read moreHow Spot Plans Help Protect Your Pet
Alternative Therapies
Spot plans cover alternative therapies to treat covered conditions.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $630†
You Pay $170
Coyotes
Coyotes are a known presence in the state of Wyoming, and these wild animals can pose a big threat to our pets. When Coyotes venture into residential areas in search of food, our pets are at risk of an encounter especially if left outside unsupervised. Pet owners in this state are advised to keep their dogs on leashes and to be on alert while our pets are playing outside. It’s best to keep food indoors and to not leave garbage outdoors to help prevent Coyote encounters with our pets. Aside from attacks, Coyotes may carry diseases and parasites like rabies, distemper, fleas, worms, and ticks that can be transmitted to our pets. It is advised to keep your pet up to date on all recommended vaccines to help prevent these diseases from transmitting to your pet.
Read moreHow Spot Plans Help Protect Your Pet
Orthopedic Injuries
Spot plans cover accidents and injuries like broken bones or fractures that may result from an encounter with a wild animal.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why Spot Plans?
We have been and will always be a pet and pet-parents-first company. We consider a good job done when our pet parent members sleep peacefully knowing that their pets have a Spot plan. And we aim to provide peace of mind for you with our customizable and affordable plan options.
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada.
Wyoming Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Wyoming.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
Do Spot plans have annual limits?
With some other providers, you will find plans with annual or per incident limits of $10,000 - $20,000. Plans provided by Spot have customizable plan options with an annual limit option if you choose.
Are All of Spot's Add-On Plans Available in Wyoming?
Indeed, Spot’s plan add-ons are available in Wyoming, just as they are in every other state. The coverage options are uniform nationwide, so you can select from the same add-ons no matter where you live.
How Can I Get a Pet Insurance Quote?
Getting a free quote for Spot Pet Insurance is simple on our website, where you can also find sample policies and an FAQ page.
If My Pet has a Pre-Existing Condition, Can I Still Get Coverage?
Pet insurance generally does not cover pre-existing conditions. This means that if your pet has a pre-existing condition, it will not be included in your coverage. Spot Pet Insurance plans follow this standard policy, so pre-existing conditions are not covered under their plans. However, conditions that are cured and curable after 180 days of a. condition being symptom free and treatment free, a condition is no longer considered pre-existing. This does not apply to knee and ligament conditions.