Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Everything in short time was paid
Everything in short time was paid. I’m more than satisfied and I’m happy I did choose SPOT as my dogs insurance. Only recommended.
Worth every penny!
Filing claims is easy and convenient and reimbursement is relatively swift. We are most pleased with the monthly cost for coverage in comparison to the amount we get reimbursed. The value is amazing. It has taken the stress out of decision-making when your pet is in need.
Excellent service
Excellent service! After and almost $3000 emergency, we received reimbursement within days. This is my first time ever using pet insurance and I am beyond thrilled with how everything was handled. We were reimbursed exactly as much as we had expected.
Great customer service
Speaking to a representative was very helpful. They answered all my questions, were patient and courteous. I have already recommended Spot Pet Insurance to friends.
So easy to sunmit claims and quick…
So easy to sunmit claims and quick response.
It was affordable with an Expensive new…
It was affordable with an Expensive new puppy and has paid out all claims submitted. Very happy with purchase
I submitted my claim and I got a very…
I submitted my claim and I got a very quick response as well as my claim processed very quickly Thank you !!
I would say it's worth it
I would say it's worth it. I pay about $20 a month for 2 cats. My cats can randomly have health problems. Before I really wouldn't want to bring them to the vet because it's so expensive, but of course I would for my pet. I recently had to bring one of them to be seen. The bill was high, but since now I met my deductible, the remaining bill will be refunded by 80%. I submitted the claim Monday morning, and it was approved Thursday, and I got my refund Friday morning. Super easy to submit the claim too.
The claim was processed in a timely…
The claim was processed in a timely manner.
Wonderful Experience and Speedy Claims…
Wonderful Experience and Speedy Claims management
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.