Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
They were true to their word of what…
They were true to their word of what they refunded to me according to to their agreement. Once all the paperwork was submitted they paid quickly
It was easy to file a claim and…
It was easy to file a claim and reimbursement was prompt
They are great at processing the claim.
They are great at processing the claim.
They paid my claims timely
They paid my claims timely. Very happy with their service.
Super easy to file a claim and great…
Super easy to file a claim and great turn around time to get reimbursed!
My little Oscar needed to have dental
My little Oscar needed to have a dental. The Dr. had to remove some teeth. I sent my receipt in and filed a claim. I did not have to do anything else. When I checked my claim, I already had my reimbursement in my bank account. It was so easy to file. When I wanted to add another pet to my policy, I called Spot. The woman on the phone was so nice.She made it very easy. I highly recommend using Spot Pet Insurance. It is very affordable and filing a claim is very easy.
so easy to file claims
so easy to file claims. all my cats have had issues the last few months and it’s been very helpful having such great coverage for them.
Reliable and quick
Reliable and quick
Great service
Great service. Easy to manage website
I love Spot Ins
I love Spot Ins! It is very self explanatory, claims are so easy and refunds are very fast!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.