Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Quick claims process
Quick claims process, got the reimbursement in 1 week.
Easy
It was easy to make a claim and upload the documents needed. The claim was processed quickly and money went straight into my account.
Saved my pockets!
I got Spot for my cat since she was getting older, she later got diagnosed with diabetes. Having Spot has saved me 100’s on insulin and other life saving supplies!
So easy…
This company didn't make you go through hoop. The process was so simple! I will definitely tell friends about Spot!
Spot is perfect for my family
Unfortunately I’ve had to use Spot a few times since deciding to get insurance for my 3 dogs and I must say, I am nothing short of 100% satisfied with them. I didn’t have any surprises when it came to coverage meaning I didn’t think something was covered and it wasn’t and the process of starting a claim was so quick and easy. Every time I’ve put a claim in, I have had my portion refunded to my back account within 2-3 business days. I’m so happy with SPOT and glad I chose them
Wish I would've done this sooner!
Claims process is fast and easy. Turnaround time is great! The app is very helpful and the online support for questions has been life saving!
You got back to me in a timely manner
You got back to me in a timely manner. My pet didn't have to suffer foe you guys to get back to me.
Spot - Best pet insurance
Spot really lives up to their word. I can sleep at night knowing Spot has my furball covered. I was looking for a comprehensive healthcare for my furball after another leading provider terminated their comprehensive healthcare in California. I am so glad that I found spot. My boy is happy and healthy! Thank you.
It was a very simple process to submit…
It was a very simple process to submit my claim. I was already very stressed and upset because Holdie was hurt. This process made things a lot easier
Caring people to help with claim
Caring people to help with claim
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.