Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Reasonable price and good cash return…
Reasonable price.and good cash return on my first vet invoice. Spot.reimbursed over 50% of our first visit. In our bank account in just days. Reassuring that Spot has us covered go keep pet cost under control.
Great rates and Cust svc
Great rates and Cust svc , Lana was wonderful
The time to process my claim was very…
The time to process my claim was very quick! Thank you.
Excellent customer service!
Excellent prompt customer service and reimbursement. Very pleased!
Thanks for services.
Thanks for services.
Fast Response
Fast Response with payment
Seamless app
Seamless app, easy to work with, they actually pay claims.
submitting my clasim and getting…
submitting my clasim and getting reimbursed was easy peasy.
Easy to use!
Easy to use! Instructions are easy, people always available to help
Fast and easy to navigate app with…
Fast and easy to navigate app with good communication when needed
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.