Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Simply the best!
Excellent communication, timely processing of claim, empathy, knowledgeable
Amazing service!
Love them. Claims are quick!
Honestly, it's great.
They helped me a lot, thank you so much
Re-imbursed me quickly
Quick re-imbursement
Easy to submit claims
Easy to submit claims. Refund options are great. Payments are easy to make.
Spot Pet Insurance delivers the package…
Spot Pet Insurance delivers the package you purchase promptly! Our dog developed mast cell cancer at 5 years old and Spot Pet Insurance handled the claims and refunds quickly! Thank you!
Processed and paid in a timely manner.
Processed and paid in a timely manner.
Good service
Good service. They do the right thing.
I am so glad that I had pet insurance…
I am so glad that I had pet insurance for my dog. It was easy to fill out a claim, and I was paid within a week.
app is easy to use and claims are processed fast
app is easy to use and claims are processed fast
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.