Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Multi pet insured
Greatful for multi pet discount and coverage options. Spot customer service receives a 5-star for friendly, knowledgeable service and relatively quick reimbursement for claims submitted due to recent visit to pet emergency, followed by a referral to animal eye clinic for diagnosis/treatment and follow-up checkup.
Everything was fairly easy and the…
Everything was fairly easy and the results were great.
Very
Very quick and easy to use
Great service
Payment was prompt and claim was processed quickly
Spot Insur is very flexible on filing…
Spot Insur is very flexible on filing of paperwork
Great value, great peace of mind!
I am so glad that I signed up for pet insurance with spot! It is affordable and every claim I have filed has been received and processed promptly!
Claim wss reviewed timely and payment…
Claim wss reviewed timely and payment received
Lifesaving treatment reimbursed with ease
I had a claim from an emergency with my golden retriever. Filing a claim was easy and self-explanatory. Payment was prompt and sent directly to my bank account. When I had questions, friendly customer service agents were easily able to resolve them. Highly recommend Spot Pet Insurance
Claim process was very seamless and Fast!
Claim process was very seamless and fast, received funds in a matter of days.
hassle free claim submission
hassle free claim submission
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.