Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Pet Insurance has been an excellent…
Pet Insurance has been an excellent choice for my pet. Their app is easy to navigate, and the reimbursement process is quick and hassle-free. Having this coverage has given me peace of mind, knowing I’m financially protected in case of unexpected emergencies. I highly recommend Pet Insurance to anyone who loves their pets and wants reliable financial protection for emergency veterinary care.
It was just so easy to submit a claim…
It was just so easy to submit a claim and get reimbursed. Just submit the itemized Vet bill and Spot information sheet and that's it. Thanks you for making it so easy....
Spot provides great coverage and quick…
Spot provides great coverage and quick payment… I highly recommend!
Easy to use website and helpful
Easy to use website and helpful, courteous customer service.
Best decision I've ever made for our doggie
A couple years ago I decided to purchase pet insurance for our "middle aged" rescue mutt. I had never had pet insurance in 30 years of having dogs, because I figured the insurance cost would not be worth it. I already have enough hassles to deal with managing my family's health insurance payments/co-pays/claims, etc. Within 6 weeks of signing up for the insurance, our dog got very sick... almost died. It turns out Spot pet insurance has been a joy. The rates are fair, and unfortunately, our dog just got really sick for the second time since I started the policy. Both times we were left with large emergency pet hospital bills totaling thousands of dollars. Both times I submitted claims expecting to be at least partially denied, or to have to put up a fight to be reimbursed. Both times, the payments were made quickly, direct deposit into my checking account. I wish I could switch my own health insurance to Spot!
Great response time and everything was…
Great response time and everything was handled well.
Super easy process
Super easy process. So glad we went with Spot.
Easy interface
Easy interface
Great customer service.
Great customer service. Easy process on a user friendly webpage.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.