Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Took only a few days to process my…
Took only a few days to process my claim and it was very easy to submit online.
We had to put our dog down and they…
We had to put our dog down and they called with condolences and to check on our other pup as well. We got reimbursed exactly as expected, and they took care of automatically cancelling our deceased pup’s policy so we didn’t have to even think of it. It’s not easy losing a family member but they did everything they could to make it easier
It was easy to fill out the information…
It was easy to fill out the information and reimburse all the fee very quickly. Thank you so much, appreciate it.
So happy I have Spot for my pups!
I have Spot Insurance for all 3 of my dogs. For the first time I submitted 2 claims for an injury on my 4 y/o dog. One for a specialist and the second for a CT scan. Spot paid the claims without any issues and very timely. I have heard horror stories about other companies. I couldn’t be happier with Spot!
Reimbursements
We didn't need to use our insurance the first several years, but this year we needed it, and Spot reviewed and reimbursed us promptly for the invoices we submitted.
Easy to submit claims!
Easy to submit claims!! Plus speedy reimbursement. Made crazy vet pills more digestible
Easy to submit claims with a quick…
Easy to submit claims with a quick turnaround. Definitely worth it!
The team handled my claims in a timely…
The team handled my claims in a timely manner and the process worked well. I have been telling my friends and neighbors about my positive experience with Spot.m
Great and economically and professional…
Great and economically and professional pet insurance. They are quick to pay and the honor their commitment unlike Embrace which took 18 months to pay for a broken leg on one of my GoldenDoodles. I will never leave Spot.
Fast reimbursement
Fast reimbursement
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.