Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
I was so happy to receive my…
I was so happy to receive my reimbursement before my credit card payment was due. It’s stressful dealing with your fur baby suddenly having an emergency but Spot was quick at processing and getting our money to us.
Very quick turn around
Very quick turn around - claim approved and am expecting my check in the mail.
Remove financial stress 😩
I've had an extremely hard time with my cat's health in January...Spot covered all his bills in a reliable way that saved me what could have been enormous financial stress. I will remain a Spot customer for every future pet. I'm extremely greatful.
Great Service!
Submitting a claim is super easy!
It only took me a few minutes to upload…
It only took me a few minutes to upload my vet invoices and they were quickly accepted and reviewed. The claim money was deposited into my bank account via direct deposit in a few weeks.
Good experience
I have used my insurance very sporadically, my experience has been positive. It takes them 3-4 days to process the claim. Money is deposited directly to the account. Works like a charm.
Claims were processed and paid quickly…
Claims were processed and paid quickly and deposited right to my account.
Easy to sign up pets
the whole experience of signing up our dogs for coverage has been very easy, affordable and submitting claims is really easy too.
So easy to work with
So easy to work with. Refunds came timely and without any hassle.
Thank you for helping Mia
This New Years was the worst i ever had because i Had to take little Mia to the emergency and learned thAt she had Glaucoma. i was terrified. i dont know what i would have done without Spot. They addressed my concerns and were very helpful in resolving my claim.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.