Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Best thing I ever did for my dogs
Best thing I ever did for my dogs. Fast easy process for claims and deposits. Treatment for my dogs is no longer an issue of finances.
Quick and easy
Quick and easy
The website was easy to navigate and…
The website was easy to navigate and the representative was so nice
I provided the requested information…
I provided the requested information and they made payment . Nice to NOT have to call continuously to be paid! They followed thru !
They responded quickly with kindness…
They responded quickly with kindness and caring!
Great
Great! Reliable.
They handled my claims very quickly…
They handled my claims very quickly which helped out immensely for my suddenly very sick animal. The ease of filing claims was awesome. Thank you.
My sweet 7 month old kitten got sick my…
My sweet 7 month old kitten got sick and my regular vet was closed, so I had to take him to the Emergency Vet. He stayed 3 nights and received fluids, medications and care. I submitted the itemized bill and had my vet submit their records and Spot Pet paid the 70% after my deductible. I was so happy, the Emergency Vet bill was over $2000! Saved my Credit Card balance for sure!!
Spot is pet insurance that actually…
Spot is pet insurance that actually works. I couldn't believe how easy it was to submit a claim and actually get my claim approved and paid.
Great service
Great service. Handled my claim fast and efficient. Glad I joined them for our 2 dogs.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.