Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Best thing I ever did was get my young…
Best thing I ever did was get my young dogs insurance. One has never used it. The other has. Quick response for claims. Love SPOT insurance
FAST and easy claims processing
Spot has an easy app to submit claims, has reasonable premiums, and they process the claims really fast!!!!
I recently lost my fur baby and…
I recently lost my fur baby and submitting my claim for my pet was tough and yet easy to do in my current situation. Spot insurance quickly processed my claim and also closed my account earlier and prorated the last month bill. They were professional and compassionate in my time of need, definitely a great pet insurance. They still have my business with my other fur baby.
I submitted my dogs claim form and the…
I submitted my dogs claim form and the claim was paid very quickly.
Was reimbursed quickly and amount paid…
Was reimbursed quickly and amount paid was fair.
There’s always someone available if I…
There’s always someone available if I need to ask questions.
Spot paid us within 1.5 weeks
Spot paid us within 1.5 weeks. We were very happy with the outcome.
Best Pet Insurance on the Market
I've been with Spot Insurance for two years now and I have to say that they live up to their reputation. Each time I submitted a claim, it was completed within 2 - 3 days. I would recommend this insurance company if you are looking to insure your pet.
Fur baby issues mommy stressed
Large vet bills worried about my fur baby ..makes it a bit easier I have pet insurance.. easy portal to submit claims and customer service is amazing
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.