Accident & Illness
Spot Pet covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on routine care and regular check-ups at the vet.
Dental cleaning
Spaying or Neutering
Annual wellness exams
Affordable Pet Insurance Options for Cats & Dogs
Life is full of surprises. Spot can help pet parents plan for them through easy and simple pet health insurance options that can be used at any licensed vet in the U.S. or Canada
1)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $750 annual deductible, and a $2,500 annual limit for a 2-year-old mixed cat in 32009. Plan costs vary.
(2)Advertised premium is based on an accident and illness plan with an 80% reimbursement rate, $500 annual deductible, and a $2,500 annual limit for a 2-year-old small mix (11-25lbs) in 32009. Plan costs vary.
Happy Pet Parents Trust Spot
Quick customer service!
Quick customer service!
Fast and reliable
I have only had to submit claims on two occasions and both times it was easy to submit the claims, no questions were asked, and reimbursements were quick and what was expected, based on my policy. Thank you Spot Pet Insurance.
Reimbursement on claim was fast by…
Reimbursement on claim was fast by mail. Easy and problem free submitting claim. Thank you Spot. Great company.
Smooth Claim and fast cash back
Smooth Claim and fast cash back on all eligible bills. We are glad to have Spot Insurance!
Claim
My claim was dealt with quickly and efficiently.
Easy document submission
Easy document submission. A very clear and quick response.
So far seems great!
So far, Spot has provided excellent turn around on processing claims and I hope it continues to go smoothly. This is the first time I had passed my deductible and I am happy so far. The process is direct, easy online, and no surprises.
Great to have pet insurance
Great to have pet insurance. Really helped me through my last claim.
Insurance for my Cat
We’ve had insurance with Spot for our cat for about 2 years now and have yet to be disappointed! My claims have always been processed within 1-2 days, and reimbursement via direct deposit is fast too! They cover A LOT, I even had to get extra bloodwork for her at her last annual, and a large portion of it was covered. You definitely get what you pay for, and it’s very worth it!
Great Service
Great Service. Excellent response times and exceptional customer service.
Frequently Asked Questions
Have questions about pet insurance? Don't worry, we've got you covered.