Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
No vet restrictions! Visit any vet in the U.S. or Canada.
Submit Your Claim
Submit your claim online or through our mobile app – it’s quick and easy.
Get Paid!
Get cash back quickly for covered vet bills either direct deposit or check – you pick.
What do Spot Pet Plans Cover?
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Vet Exam Fees
Microchip Implantation
Behavioral Issues
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Dental Illnesses
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Virtual Vet Visits
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in the US or Canada. Enroll your Pet with Spot and get up to 90% cash back on eligible vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Let’s be honest
Let’s be honest - Pet Insurance be difficult to navigate. Spot Pet Insurance has made the claims process easy and reasonable.
Been with Spot for 5 years and will stay as long as my Pup is with Me
Spot sent a beautiful card after the loss of my pet that truly touched my heart. I have used Spot for over 5 years and will continue to do so for my other dog. Hassle free claims, good explanations on refunds and benefits, quick payment and always supportive staff.
Submitting the claims were easy and it…
Submitting the claims were easy and it only took one week for them to be processed plus 1-2 days for funding directly into my account!
Easy to work with
Easy to work with, and submit paperwork
The customer service was very helpful…
The customer service was very helpful and solved all my questions. Thanks!
App is easy to use and submit claims.
App is easy to use and submit claims.
It is easy to apply for reimbursement…
It is easy to apply for reimbursement and the wait for the payment is fast. Thank you Spot! You’re a great help!
very fast processing claims
very fast processing claims
Quick service!
I was reimbursed quickly after submitting my pets visit information!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.